How successful a credit union is at making money affects its long-term survivability. Earnings may be retained by the credit union, increasing its capital cushion, or be used to deal with problematic loans, potentially making the credit union better prepared to withstand economic trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
On Bankrate's earnings test, SIERRA CENTRAL scored 12 out of a possible 30, beating out the national average of 10.11.
One sign that SIERRA CENTRAL is beating its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.