A credit union's ability to earn money has an effect on its long-term survivability. Earnings can be retained by the credit union, giving a boost to its capital buffer, or be used to deal with problematic loans, likely making the credit union better prepared to withstand economic trouble. Credit unions that are losing money, however, have less ability to do those things.
On Bankrate's test of earnings, BURLINGTON NORTHERN SANTA FE RAILWY scored 2 out of a possible 30, falling short of the national average of 10.11.
One indication that BURLINGTON NORTHERN SANTA FE RAILWY is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.