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Top offers on Bankrate vs. the national average interest rate
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For the week of December 8th, top offers on Bankrate are X% lower than the national average. On a $340,000 30-year loan, this translates to $XXX in annual savings.
Today's national mortgage interest rate trends
On Saturday, December 09, 2023, the current average interest rate for the benchmark 30-year fixed mortgage is 7.41%, falling 16 basis points over the last week. If you're looking to refinance, the national average interest rate for a 30-year fixed refinance is 7.52%, decreasing 17 basis points from a week ago. In addition, today's national 15-year fixed refinance interest rate is 6.69%, decreasing 18 basis points over the last seven days. It’s a challenging market for borrowers, and we're here to help: Bankrate often has access to offers below the national average, displaying the interest rate, APR (rate plus costs) and estimated monthly payment to help you compare deals and fund your home for less. In times of volatile swings in mortgage rates, it’s more important than ever to compare today's mortgage interest rates before committing to a loan.Compare current mortgage rates for today
On Saturday, December 09, 2023, the national average 30-year fixed mortgage APR is 7.43%. The average 15-year fixed mortgage APR is 6.69%, according to Bankrate's latest survey of the nation's largest mortgage lenders.
On Saturday, December 09, 2023, the national average 30-year fixed mortgage APR is 7.43%. The average 15-year fixed mortgage APR is 6.69%, according to Bankrate's latest survey of the nation's largest mortgage lenders.
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