Garden State Home Loans Mortgage Review 2021

My my first time home buying was nothing short of superb. One million percent would recommend Jake Snow. The team was extremely informative of the whole process, expedited closing times, and offered the most competitive rates and closing costs. His willingness to answer my questions & phone calls ...at all hours of the night, left me at ease. Extremely satisfied with the whole home buying experience and the loaner was professional and made it enjoyable throughout the process. show more

Connor Garrity is the man ! The refinancing process was very quick with best rates with outstanding service. I would definitely recommend Garden State Home Loans over anyone else.

I was able to do everything right from my couch including the closing. Process was straight forward and easy. Entire loan from start to close was done in less than 3 weeks. I could tell my loan officer was doing many other loans at the same time so I had to check up every once in a while on the p...rocess but he got back to me very quickly each time. My loan officer was very informed, polite, and knowledgeable. Thank you Connor Garrity. I would not hesitate to do another loan through Garden State Home Loans. show more

I hadn't heard of Garden State before looking at rates. They popped up with the best rates on the list, so I made an inquiry. Glad I did. Online research gave them good reviews and they have a good record with the BBB. Others also recommended them. The rates listed online proved to be accurate, unli...ke other companies I had called. Jennifer P. was very professional and helpful. I had a couple of unique quirks with my situation and she was able to grasp what I told her and guided the process to a successful closing without delay, in about a month. A pleasure to work with them and I would do so again in a heartbeat! show more

Easy and nice digital process.

Just refinanced with Kevin B. 17 days from first inquiry to closing. He was the most professional and polite and had the best rates of any lender. He responded immediately to every text, email and call...even on the weekends. (Sorry Mrs. Boyle lol) I cant imagine ever doing business with anyone e...lse. A shout out to Heather A and Chris T for their assistance. Truly top notch in every way. Thank you Garden State!!!! P.S.. Entire process done from my computer.... show more

I had already bought three homes and refinanced twice and have good experience with lenders except the first one. I dealt with Michael Colella. In our first few conversation he told about an upcoming change to rates for investor property and advised to proceed quickly. I naturally selected one of... previous lender for refinance since rates and cost weren't too much apart. The other lender changed rates when disclosures were sent and he didn't provide explanation. I spoke with Michael and shortly after I switched to GSHL and whole refinance was completed in 12 days. Actually they might take more to credit my check than the time it take to refinance. It was a smooth from start to finish and would recommend Michael to all my friends and family show more

The fastest refi that I have ever done. 15 days from contact to closing. Great rate, Kevin was very east to work with.

Rates were exactly as posted, very efficient, courteous and fast service. No glitches whatsoever.

We've refinanced our home several times, and our experience with Garden State Home Loans was by far the smoothest and most stress-free. There were no surprises as there sometimes are.