Movement Mortgage Review 2023
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At a glance

4.1
Bankrate Score
Loans offered
Conventional, jumbo, FHA, VA, USDA, fixed-rate, adjustable-rate; rate-and-term, cash-out and streamline refinancing; home equity line of credit (HELOC); condo and co-op loans; construction and renovation loans; reverse mortgage
Nationwide Availability
Available in all U.S. states
Min. credit score required
620 for conventional loans; 580 for FHA loans; 580 for VA loans
Pros and cons
Pros
- Free customized rate quotes
- Aims for what it dubs a “6-7-1” process: upfront underwriting within six hours of submitting application, loan processing within seven business days and closing in one day
- Most documents can be e-signed early, saving time at closing
Cons
- Land and lot loans and home equity lines of credit (HELOCs) are brokered out
Movement Mortgage overview
Founded in 2008, Movement Mortgage is an online and brick-and-mortar lender that provides a variety of mortgage options, including conventional, jumbo and government-insured loans and reverse mortgages. The lender also offers rate-and-term and cash-out refinancing and construction and renovation loans. It has hundreds of branch locations spread across the majority of states.
Movement Mortgage is good for
Borrowers looking for a fast preapproval, service and closings, and convenience
Breakdown of Movement Mortgage overall score
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Affordability: Movement Mortgage’s fees vary by loan. You’ll need to fill out a form to learn what rate offers might apply to your situation.
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Availability: This lender works with borrowers in all states, offering products beyond the basics, including condo loans and construction loans.
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Borrower experience: You can initiate a request for a rate quote and apply for a mortgage via the Movement website. The lender promises super-fast response times.
Methodology
To determine a mortgage lender’s Bankrate Score, Bankrate’s editorial team rates lenders on a scale of one to five stars based on a variety of factors relating to the lender’s products and services. Bankrate’s partners compensate us, but our opinions are our own, and partner relationships do not influence our reviews. Here is our full methodology.
Affordability: 3/5
Movement Mortgage’s lender fees, including an origination fee, vary by loan type.
The lender’s mortgage rates aren’t available through its website. Borrowers must fill out an online rate quote form and then wait for contact from the lender to see what rate they qualify for.
Availability: 4/5
Movement Mortgage provides conventional loans as well as FHA, VA and USDA loans, along with options to refinance your existing mortgage. It’s also equipped to work with borrowers looking for condo loans, construction loans and home equity lines of credit. The lender operates in all states and has an extensive branch network.
Borrower experience: 4.3/5
Movement Mortgage was established in 2008 and is accredited by the Better Business Bureau, with an A+ rating from the organization. Aside from the business end of things, the lender is known for its charitable endeavors.
If you qualify for a Movement loan, you can get complete underwriting in as little as six hours after applying online, and the lender’s Movement Mobile app allows you to manage your loan, send files and more, all in one place. Movement aims for what it dubs a “6-7-1” process: upfront underwriting within six hours of submitting application, loan processing within seven business days and closing in one day. The lender also has e-signature capabilities and offers many calculators through its website to assist you with your decision-making. While it offers a wide variety of loans, some are originated in Movement’s name but contracted out to third-party lenders.
Refinancing with Movement Mortgage
Movement Mortgage offers refinancing options for those looking to secure a better rate or tap home equity. You’ll have to fill out the free rate quote form online to learn what rate you might qualify for. Refinancing comes with closing costs that typically include an appraisal fee and other expenses. According to the lender’s website, the appraisal fee can cost up to $1,500.
Alternatives to Movement Mortgage
- Caliber Home Loans review – Can close loans in as little as 10 days
- Guild Mortgage review – Like other online lenders, offers a seamless online application
- CrossCountry Mortgage review – Also features an extensive range of loan options, including renovation loans
Movement Mortgage consumer reviews

2.0
4 reviews
About consumer ratings
Customer service rating
25% of reviews would recommend this lender
0 of 0 rates honored
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Written by
Jeff Ostrowski
Senior mortgage reporter
Jeff Ostrowski covers mortgages and the housing market. Before joining Bankrate in 2020, he wrote about real estate and the economy for the Palm Beach Post and the South Florida Business Journal.