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CrossCountry Mortgage is a full-service, nationwide lender featuring an extensive range of loan products. Founded in 2003, CrossCountry is headquartered in Brecksville, Ohio. The company began as a solo venture by Ronald J. Leonhardt Jr., who now serves as CEO.
Available in all 50 states and the District of Columbia.
Minimum credit score
CrossCountry Mortgage doesn't publish its credit requirements. The credit score you’ll need in order to qualify for a loan varies by mortgage type. Generally, these are the minimum credit requirements: 620 for conventional loans; 660 for jumbos; 500 for FHA.
Conventional, VA, FHA, USDA, fixed-rate, ARM, jumbo. Refinancing options include rate-and- term refinancing and cash-out refinancing. Home equity programs include home equity lines of credit (HELOCs) and reverse mortgages.
Can close most loans in as little as 21 days
Extensive range of available loan types, including HELOCs
Dedicated loan officer throughout the process
Doesn't offer online process for approval; you have to speak to a loan officer
Doesn't publish lender fees or in-depth borrower requirements
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Refinancing options include rate-and- term refinancing and cash-out refinancing
Home equity programs include home equity lines of credit (HELOCs) and reverse mortgages
Ally Home fees vary by loan type, but they are typically 1 percent to 2 percent of the purchase price.
Minimum borrower requirements
Lender fees are not available on their website but, keep in mind, that most lenders charge origination and application fees.
CrossCountry offers a number of programs that can lower your obligation at closing, including FHA, USDA and VA loans. These government-backed loans may allow you to wrap closing costs into your overall monthly payment.
Get started with CrossCountry Mortgage
Borrowers can start the application process online or by phone. After submitting information online, a loan officer will contact you about options.
CrossCountry Mortgage doesn’t have set hours — it varies by branch location. You can find a loan officer near you on the lender’s website.