Estimate the mortgage amount that best fits your budget.
Compare current VA refinance rates
How to use our mortgage rate table
This table will show you estimated mortgage rates from different lenders, tailored to you. Fill out the fields above as accurately as possible so we can get a sense of where you live, what you’re looking to do and your financial situation. Based on the information provided, you will get custom quotes and be on your way to getting a new mortgage. This is an estimate; your actual rate will depend on a number of factors.
Current VA refinance rates
The table below brings together a comprehensive national survey of mortgage lenders to help you know what the most competitive VA refinance loan rates are. This interest rate table is updated daily to give you the most current rates when choosing a VA refinance loan.
|30-Year Fixed Rate||3.230%||3.380%|
|30-Year Fixed-Rate VA||2.880%||3.100%|
|20-Year Fixed Rate||3.160%||3.300%|
|15-Year Fixed Rate||2.490%||2.710%|
|30-Year Fixed-Rate FHA||2.760%||3.650%|
|30-Year Fixed-Rate Jumbo||3.260%||3.340%|
|15-Year Fixed-Rate Jumbo||2.510%||2.580%|
|7/1 ARM Jumbo||3.460%||3.810%|
|5/1 ARM Jumbo||3.530%||3.940%|
Rates as of Monday, June 21, 2021 at 6:30 AM
How Bankrate mortgage and refinance rates are calculated
Lenders nationwide provide weekday mortgage rates to our comprehensive national survey to bring you the most current rates available. Here you can see the latest marketplace average rates for a wide variety of refinance loans. The interest rate table below is updated daily to give you the most current refinance rates when choosing a home loan. APRs and rates are based on no existing relationship or automatic payments. For these averages, the customer profile includes a 740 FICO score and a single-family residence. To learn more, see understanding Bankrate rate averages.
Why trust Bankrate?
Bankrate has been the authority in personal finance since it was founded in 1976 as the “Bank Rate Monitor,” a print publication for the banking industry. Bankrate has been surveying and collecting information on mortgage and refinance rates from the nation’s largest lenders for more than 30 years. Top publications such as The New York Times, Wall Street Journal, CNBC and others depend on Bankrate as a trusted source of financial information, so you know you’re getting information you can trust.
What you need to know about VA mortgage refinance
Why is it important to shop around?
As mentioned before, individual lenders set their own terms for VA loans, so you’ll want to compare offers from different institutions to make sure you’re not only getting the best rate, but also the best other loan terms as well.
Learn more about VA loans
|Loan Type||Purchase Rates||Refinance Rates|
|The table above links out to loan-specific content to help you learn more about rates by loan type.|
|30-Year Loan||30-Year Mortgage Rates||30-Year Refinance Rates|
|20-Year Loan||20-Year Mortgage Rates||20-Year Refinance Rates|
|15-Year Loan||15-Year Mortgage Rates||15-Year Refinance Rates|
|10-Year Loan||10-Year Mortgage Rates||10-Year Refinance Rates|
|FHA Loan||FHA Mortgage Rates||FHA Refinance Rates|
|30-Year FHA Loan||30-Year FHA Loan Rates||30-Year FHA Refinance Rates|
|VA Loan||VA Mortgage Rates||VA Refinance Rates|
|ARM Loan||ARM Mortgage Rates||ARM Refinance Rates|
|5/1 ARM||5/1 ARM Rates||5/1 Refinance Rates|
|7/1 ARM||7/1 ARM Rates||7/1 Refinance Rates|
|10/1 ARM||10/1 ARM Rates||10/1 Refinance Rates|
|Jumbo Loan||Jumbo Mortgage Rates||Jumbo Refinance Rates|
|30-Year Jumbo Loan||30-Year Jumbo Loan Rates||30-Year Jumbo Refinance Rates|
Mortgage rates in other states
- United States
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- Washington DC
- West Virginia