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Top offers on Bankrate vs. the national average interest rate
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For the week of December 1st, top offers on Bankrate are X% lower than the national average. On a $340,000 30-year loan, this translates to $XXX in annual savings.
Today's national mortgage interest rate trends
On Monday, December 04, 2023, the current average 30-year fixed mortgage interest rate is 7.48%, decreasing 33 basis points from a week ago. If you're planning to refinance, the average interest rate for a 30-year fixed refinance is 7.58%, down 24 basis points over the last week. In addition, today's current average 15-year refinance interest rate is 6.78%, falling 34 basis points over the last seven days. It’s a challenging market for borrowers, and we're here to help: Bankrate often has access to offers well below the national average, displaying the interest rate, APR (rate plus costs) and estimated monthly payment to help you compare deals and finance your home for less. In times of volatile swings in mortgage rates, it’s more important than ever to compare today's mortgage interest rates before committing to a loan.Compare current mortgage rates for today
On Monday, December 04, 2023, the national average 30-year fixed mortgage APR is 7.50%. The average 15-year fixed mortgage APR is 6.74%, according to Bankrate's latest survey of the nation's largest mortgage lenders.
On Monday, December 04, 2023, the national average 30-year fixed mortgage APR is 7.50%. The average 15-year fixed mortgage APR is 6.74%, according to Bankrate's latest survey of the nation's largest mortgage lenders.
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