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Top offers on Bankrate vs. national average interest rates
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For the week of December 1st, top offers on Bankrate are X% lower than the national average. On a $340,000 30-year loan, this translates to $XXX in annual savings.
Today's national mortgage interest rate trends
For today, Saturday, December 07, 2024, the current average interest rate for the benchmark 30-year fixed mortgage is 6.78%, falling 13 basis points over the last seven days. If you're planning to refinance, the national average 30-year fixed refinance interest rate is 6.75%, down 17 basis points since the same time last week. In addition, today's national average 15-year fixed refinance interest rate is 6.13%, falling 8 basis points from a week ago. For now, the consensus is that mortgage rates will ease down in 2024. Whether you need a mortgage now or plan to get one in the next year or two, it’s crucial to compare offers. Bankrate can connect you with current offers on various types of loans, often well below the national average. We display the lender’s interest rate, APR (rate plus costs) and estimated monthly payment to help you more easily find the best mortgage for your needs.On Saturday, December 07, 2024, the national average 30-year fixed mortgage APR is 6.84%. The average 15-year fixed mortgage APR is 6.19%, according to Bankrate's latest survey of the nation's largest mortgage lenders.
On Saturday, December 07, 2024, the national average 30-year fixed mortgage APR is 6.84%. The average 15-year fixed mortgage APR is 6.19%, according to Bankrate's latest survey of the nation's largest mortgage lenders.
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