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Top offers on Bankrate vs. national average interest rates
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For the week of December 8th, top offers on Bankrate are X% lower than the national average. On a $340,000 30-year loan, this translates to $XXX in annual savings.
Today's national 30-year mortgage interest rate trends
On Friday, December 13, 2024, the current average interest rate for a 30-year fixed mortgage is 6.70%, decreasing 8 basis points over the last week. For homeowners looking to refinance, the national interest rate for a 30-year fixed refinance is 6.68%, decreasing 7 basis points over the last week. Mortgage rates have bounced around but remain elevated. In 2024, experts were predicting the 30-year mortgage to slowly fall, eventually landing under 6 percent. Mortgage rates change constantly, however, and many factors could play out between now and year-end to change those projections. Check out our mortgage rates forecast for the latest.Here's how it works:
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After selecting your top options, connect with lenders online or on the phone. Then choose a lender, finalize your details, and lock in your rate.
On Friday, December 13, 2024, the national average 30-year fixed mortgage APR is 6.75%. The average 30-year fixed refinance APR is 6.73%, according to Bankrate's latest survey of the nation's largest mortgage lenders.
On Friday, December 13, 2024, the national average 30-year fixed mortgage APR is 6.75%. The average 30-year fixed refinance APR is 6.73%, according to Bankrate's latest survey of the nation's largest mortgage lenders.
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