Credit Card Advice

Whether you are applying for your first credit card, looking for an addition to the cards that you already have, or just seeking expert advice on the best way to use your credit cards to maximize rewards and stay out of debt, we have articles that can help. Our mission is to help you meet your financial goals, and our team is dedicated to providing you with the education and resources that will make it possible for you to use credit cards to get to where you want to be. Explore hundreds of credit card advice articles below.

Latest credit card advice articles

Best credit cards for shopping on Amazon in 2023

If you spend heavily on Amazon throughout the year, you may be missing out on some great cash back offers.

8 min read Feb 07, 2023
Is redeeming rewards for gift cards a good idea?

Many issuers offer gift cards in for rewards — but are the redemptions worthwhile?

2 min read Feb 06, 2023
8 bad credit card habits you need to break

These 8 bad credit card habits could be holding you back.

7 min read Feb 02, 2023
Why are credit card APRs so high?

Credit card interest rates have a high mark up over the prime rate. Why are card APRs so high?

4 min read Feb 01, 2023
Authorized users: Everything you need to know

Becoming an authorized user can help to raise your credit score.

4 min read Jan 31, 2023
How to earn at least 5% cash back on as many purchases as possible

Using a combination of cards for your daily spending could earn a high return in many categories.

4 min read Jan 27, 2023
3 reasons to love the Discover it Cash Back

Learn more about the Discover it Cash Back and why it’s one of the best cash back credit cards.

3 min read Jan 27, 2023
How to upgrade or downgrade your Capital One credit card

Upgrading or downgrading your Capital One card can be a smart financial move.

6 min read Jan 26, 2023
Best credit cards for paying taxes in 2023

Which credit cards are best for paying taxes?

7 min read Jan 25, 2023
Best credit cards with cellphone insurance

Theft, loss or damage to your phone can happen — consider a card that will cover it.

5 min read Jan 25, 2023
Achieve New Year’s goals with these cards

Earn credit card rewards on spending you’re already doing.

6 min read Jan 25, 2023
Should you carry a balance on a 0% APR credit card?

There are some clear pros to carrying a balance without paying interest, but there are some potential downsides.

7 min read Jan 24, 2023
Best unsecured credit cards for bad credit in 2023

Learn about unsecured credit cards for bad credit you should consider.

6 min read Jan 24, 2023
What happens to your retail credit card when a store closes?

When a retailer vanishes, your card debt doesn’t. Here’s how your retail credit card may be impacted by store closures.

4 min read Jan 23, 2023
Biggest credit card scams to look out for in 2023

Credit card scams are getting more sophisticated in 2023.

7 min read Jan 23, 2023
4 things young Americans should know about credit cards in 2023

What you do (or don’t do) with your credit cards in 2023 can make a significant difference in your budget.

5 min read Jan 18, 2023
Only travel occasionally? A cash back card might be just what you need

If you don’t travel enough to warrant a travel card, a cash back card could be the perfect choice.

4 min read Jan 17, 2023
The best credit card deals for 2023

The right credit card deal can make holding a card even more valuable.

6 min read Jan 16, 2023
How to choose a balance transfer credit card

The right balance transfer credit card for you depends on the length of the 0 percent APR period.

4 min read Jan 16, 2023
Best-looking credit cards for 2023

Here are our picks for the best-looking credit cards — and how you can use them.

10 min read Jan 13, 2023

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