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eClick Lending is good for borrowers looking for a competitive deal and quick closing.
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Loans offered
Conventional, jumbo, FHA, VA, USDA, fixed-rate, adjustable-rate; rate-and-term and cash-out refinancing; investment property
Min. credit score required
640 for conventional loans, 580 for FHA loans
Nationwide availability
Available in all U.S. states except New York
NMLS: 227765
State License: MC-5920
4.8
Bankrate Score
Loans offered
Conventional, jumbo, FHA, VA, USDA, fixed-rate, adjustable-rate; rate-and-term and cash-out refinancing; investment property
Nationwide Availability
Available in all U.S. states except New York
Min. credit score required
640 for conventional loans, 580 for FHA loans
Highly-rated borrower reviews
Offers quick closings (on average, 15 days)
Doesn’t offer immediate online preapproval; you have to speak to a loan officer first
Slightly higher credit score requirement on conventional loans
eClick Lending is good for borrowers looking for a competitive deal and quick closing.
eClick Lending displays mortgage rates on its website. If you’re interested in taking out a mortgage or refinancing through this lender, you can see current rates for a 15-year, 20-year, or 30-year fixed-rate loan. These offers are generally lower than Bankrate’s averages. While you’ll need to initiate contact with a loan officer to learn your all-in costs (including fees), you might be eligible for a discount if you’re a returning borrower.
eClick Lending’s mortgage offerings include conventional and government-insured loans for both home purchases and refinances. It also works with borrowers in non-traditional circumstances, offering access to jumbo loans and mortgages for investment properties.
eClick Lending is a division of Celebrity Home Loans, which has an A+ rating from the Better Business Bureau, although it isn’t accredited by the organization. The lender has originated $5 billion in loans since founding.
If you work with eClick, expect a preapproval within 24 hours (assuming you’re eligible for a loan). While there aren’t a lot of resources available on the lender’s website, there is a handy mortgage calculator that can help you figure out how much home you might be able to afford.
If you have questions about a loan, eClick Lending is available Monday through Friday from 9 a.m. to 6 p.m. CT.
You can refinance your current mortgage with eClick Lending. You can begin the process of comparing refinance rates on the lender’s website.
NMLS: 227765
State License: MC-5920
5.0
345 ratings
This lender has 0 reviews.
100% of customers would recommend this lender.