Strong Home Mortgage Review
See how often this lender's Bankrate auction price beats comparable loans from 2025.
Bankrate verified lender
This lender is a Bankrate Auction Participant, meaning we verify their offer authenticity and hold them to high standards to ensure you get the best possible rate offer.
How Bankrate scores Strong Home Mortgage
- Price competitiveness
How often this lender's borrowers got an interest rate at or below the median rate for similar loans.
5 out of 5 - Amount of overpayment
How much more this lender's borrowers paid than the lowest-cost mortgage offer for a similar borrower and loan, almost always found exclusively through Bankrate's auction.
5 out of 5 - Customer complaints
How often consumers complain about this lender, and whether they get relief.
Clean5 out of 5 - Where and what they lend
How many states and loan types this lender serves.
77%5 out of 5
No lender can pay for a higher Bankrate Rating. Every score comes from the same data and criteria.
2025 ratings, across all four measures
A few more details worth knowing
Though these don't affect the star rating, we show them so you have the full picture.
For applicants age 62 and older, we measure two things: whether this lender denies them more often than its own lending patterns would predict after accounting for loan size, income, debt-to-income ratio, and loan type; and whether it lends to them at rates similar to comparable lenders. Importantly, federal mortgage disclosure data does not include applicants' credit scores, so the analysis cannot account for differences in creditworthiness that may explain some disparities. This limitation applies to all lenders, making comparisons more consistent, but its impact may vary across lenders. These measures identify potential disparities, not proof of unfair treatment.
We looked at how often a lender's applications end up as closed loans, not counting any that were denied or the applicant withdrew. At this lender, 90% to 95% did, which might mean some quoted terms changed before closing, some applicants stepped away, or both.
Importantly, this measure is not included in the scores because a lender's closing likelihood might be pulled down by factors outside their control, such as differences in application volume. Nonetheless, there are clear performance differences between lenders even after these factors are controlled for, so it is included for informational purposes only.
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What Bankrate's editors think
Strong Home Mortgage is a veteran-owned mortgage company with a wide range of options for borrowers. Beyond conventional loans, it offers programs for first-time homebuyers, foreign nationals, investors and other non-qualified mortgage (non-QM) borrowers, including DSCR loans for investors and bank-statement loans for the self-employed. It offers a free consultation and a $6,000 on-time closing guarantee — not unheard of, but not something many traditional lenders offer.
The data is solid, too. About two-thirds of Strong Home Mortgage’s mortgages were priced below comparable loans in 2025, and it charges less in added costs than roughly 60% of comparable lenders, meaning it offers genuinely competitive pricing. It also had no origination-related CFPB complaints in 2025.
But this lender is limited by its reach: It’s licensed in only 29 states and Washington, D.C. Still, you can view sample rates online, and the company says you’ll work with one dedicated loan officer for the entire process, which may help if you need extra guidance on a non-conventional loan.
At a glance
Good for veterans, self-employed borrowers, foreign nationals and investors who need a specialty mortgage — it also offers conventional loans, and its rates are competitive across the market. Not a good fit if you’re outside its 29-state-plus-D.C. footprint or want a bigger national lender.
What consumers say
Strong Home Mortgage reviewers, a small sample to date, speak favorably of the loan officer’s guidance and the team’s responsiveness, with no negative account on record.
Easy Transaction
Stonge Home kept me updated regularly. They had my best interest in mind, and the closing was completed in a reasonable timeframe.
Antonio · Southeastern NC
Outstanding Experience!
I had an outstanding experience working with Strong Home Mortgage. From the very beginning, the entire team was professional, knowledgeable, and incredibly responsive. They took the time to explain every step of the mortgage process, answered all of my questions promptly, and made what could have been a stressful experience feel smooth and manageable. Communication was excellent throughout the entire process. I was kept informed every step of the way, and the team worked hard to ensure everything stayed on track for a timely closing. Their attention to detail, transparency, and commitment to customer service truly set them apart. I highly recommend Strong Home Mortgage to anyone looking to purchase or refinance a home. If you’re looking for a lender that genuinely cares about its clients and delivers exceptional service, this is the company to choose. Thank you for making my home-buying experience such a positive one!
Stephen C. · El Paso, TX
Great experience
Our loan officer Brian was very professional and extremely responsive. He provided multiple loan options to find the best fit for our needs. I would highly recommend and will use this company for any future mortgage needs.
Heath · Brunswick, GA
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Figures are drawn from public lending and complaint data and weighted by loan volume.
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