American Internet Mortgage Review
See how often this lender's Bankrate auction price beats comparable loans from 2025.
Bankrate verified lender
This lender is a Bankrate Auction Participant, meaning we verify their offer authenticity and hold them to high standards to ensure you get the best possible rate offer.
How Bankrate scores American Internet Mortgage
- Price competitiveness
How often this lender's borrowers pay at or below the typical price for a comparable loan.
5 out of 5 - Amount of overpayment
How much extra borrowers ended up paying with this lender compared to the best price for a comparable loan. A higher percentile score is always better.
5 out of 5 - Customer complaints
How often consumers complain about this lender, and whether they get relief.
7%3 out of 5 - Where and what they lend
How many states and loan types this lender serves.
65%4 out of 5
No lender can pay for a higher Bankrate Rating. Every score comes from the same data and criteria.
2025 ratings, across all four measures
A few more details worth knowing
Though these don't affect the star rating, we show them so you have the full picture.
For applicants age 62 and older, we measure two things: whether this lender denies them more often than its own lending patterns would predict after accounting for loan size, income, debt-to-income ratio, and loan type; and whether it lends to them at rates similar to comparable lenders. Both of those measures fell outside the expected range. Credit scores are not available in this dataset, so they are not included in the analysis. Because that variable is held constant across all lenders, it should reduce the extent to which missing credit-score data affects comparisons between them.
We looked at how often a lender's applications end up as closed loans, not counting any that were denied or the applicant withdrew. At this lender, fewer than 90% did, which might mean quoted terms changed before closing, applicants stepped away, or both.
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What Bankrate's editors think
American Internet Mortgage (also called AimLoan) lets you shop rates without handing over your contact info first — it posts real rates, points and fees upfront, no strings attached. AimLoan’s data make its case: it beats other comparable lenders’ rates on close to 87% of its loans, and it charges less in added costs (extra interest, fees and points over eight years) than roughly 80% of comparable lenders.
Nearly 1 in 5 of the loans AimLoan approves never make it to closing, one of the weaker closing rates among rated lenders. Closings can fall through for reasons outside a lender’s control, but if you’re on a deadline, you may want to factor this in.
If you’re shopping for your first home and your household income is at or below your area’s median (120% in high-cost areas), ask about AimLoan’s first-time homebuyer credit, which buys down your rate.
At a glance
Good for rate-shoppers who want real numbers before sharing any contact info, and for first-time buyers at or below their area’s median income who qualify for AimLoan’s rate-buydown credit. Might not be a good fit if you’re on a tight closing deadline (about 1 in 5 loans don’t close).
What consumers say
Fantastic Loan Experience...!!!!!
I was pleasantly surprised at how fast and easy the entire mortgage loan experience was with AIMLOAN.COM. This online loan was fast and efficient. I couldn't be happier with the whole process. And my Loan Officer Irma Econom was exceptional. Irma was very knowledgeable, and super fast at responding. I will be recommending AimLoan.com to all my friends and family.
David W. · Pinellas County
Mortgage
My husband and I had a wonderful experience with Aimloans! They really went the extra mile to help us meet our closing date. We truly appreciate everything they’ve done. Kashere and Elizabeth were fantastic.
Gina · Illinois
Everything went great
Everything was easy they helped me through the process answered the phone every time I called super easy great
Joseph f. · Rhode Island island
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Figures are drawn from public lending and complaint data and weighted by loan volume.
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