Allied Mortgage Group Review 2025

Allied Mortgage Group overview

Allied Mortgage Group is a mortgage lender with both in-person branches and online services. The lender was founded in 1993 and is headquartered in Bala Cynwyd, Pennsylvania, with brick-and-mortar locations in California, Colorado, Connecticut, Florida, Maryland, Massachusetts, Nevada, New Jersey, New York, North Carolina, Pennsylvania and Texas. The lender provides conventional loans, FHA loans, USDA loans, VA loans and mortgages for self-employed workers. You can also refinance your mortgage and do a cash-out refinance with Allied Mortgage Group.

Pros and cons of Allied Mortgage Group

How Bankrate scored Allied Mortgage Group

Affordability: 5/5

Because of Allied Mortgage Group's low APRs, participation in HFA and down payment assistance programs, and no- and low-down-payment offerings, it scored a full 5 out of 5 stars for affordability. 

• Interest rates: The lender doesn’t showcase its current interest rates online, so you'll need to fill out a form to get a personalized rate quote. However, at the time of this review, Allied Mortgage Group reported APRs lower than Bankrate's average.
• Down payment: Allied Mortgage Group has low-down-payment loan options available, as well as VA and USDA loans that require no down payment. 
• Fees: This lender only charges an underwriting fee to process your loan. 
• Closing costs: While closing costs vary depending on many factors, you can expect to pay between 2 and 5 percent of the total loan amount in closing costs.

Availability: 5/5

Allied Mortgage Group gets a perfect 5 out of 5 stars for availability because it can originate loans in most states in the U.S. and offers many mortgage options for just about any kind of borrower.

• Home loans offered: The lender offers a range of products, including conventional loans (fixed and adjustable-rate), jumbo mortgages, FHA loans, USDA loans, VA loans, non-QM loans, and options for self-employed borrowers.
• Footprint: If you live in one of the following states, you can apply for a home loan with the lender: Alabama, Arizona, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Nevada, New Hampshire, New Jersey, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Vermont, Virginia, Washington, West Virginia.
• Where to find: You can apply for a mortgage with Allied Mortgage Group online and at branch offices across the U.S. 

Borrower experience: 4.3/5

You can contact Allied Mortgage Group through multiple communication methods, and you can apply for a loan and get prequalified online. But because the lender isn't transparent with interest rates, it gets a 4.3 out of 5 stars for borrower experience.  

• Application and preapproval process: To get started, borrowers can complete an inquiry form on the company’s website to get in touch for rates, learn more information and complete the application process. If you need help with your application, you’ll need to fill out a contact form and wait for a response, or call.
• Transparency: Allied Mortgage Group is not transparent about rates on its website. To get an idea of what rate it might offer you, you'll need to fill out an online form and get in touch with a loan officer. 
• Customer service: Borrowers can contact the lender by email, online form, phone or text message. 

Allied Mortgage Group has been in operation for more than 25 years. It has an A+ rating from the Better Business Bureau and holds accreditation with the organization. The lender didn't make J.D. Power's mortgage origination satisfaction study of 2023, and it does not have any reviews on Trustpilot at the time of this review. However, the lender maintains strong customer reviews on Bankrate.

Allied Mortgage Group offers both rate-and-term and cash-out refinancing options. However, the refinance rates and fees for these aren’t available online. Instead, you’ll need to complete a form and wait for a call from a loan officer.

You can apply for a mortgage with Allied Mortgage Group in person at a branch location, online or by phone at 877-448-2745. Here are some tips to prepare for the process:

1. Check your credit report. It’s important to check your credit report before your lender does, in case there are errors that could impact not only whether you get preapproved but also your ability to get the best mortgage rate. Knowing your credit score also helps you decide what type of loan to apply for. If your score is in the very low 600s, for instance, an FHA mortgage might be best for you, as its standards are more lenient than those for conventional loans.
2. Gather personal and financial documents. With any lender, you must supply documentation about your income, assets and debts. This includes pay stubs and W-2s and account and loan statements.
3. Provide details about the property. You’ll need to provide the address of the home and submit to an appraisal. (If you’re refinancing, you might or might not need an appraisal.)