insurance

Getting a free auto insurance quote

Whether you're using the Internet or the Yellow Pages, getting a free auto insurance quote will save you money. Sure there are much better ways to spend your time than getting free auto insurance quotes, but without them you may end up overpaying.

Gather all your information

Before embarking on your search for a free auto insurance quote, you will need to compile all the information necessary to get an accurate quote. That includes your driver's license, address and employment information such as your occupation, employer's address and how many miles you drive to work each day. Have your accident and violation information available as well.

For a free auto insurance quote, you'll also need the information on the car including make, model, year, vehicle identification number and the mileage on the car being insured. If you have existing car insurance, have that available so you'll know what your current coverage includes.

Searching the Internet

The Internet is a quick and easy way to get a free auto insurance quote. You can use websites like NetQuote.com, a Bankrate company, to search and compare auto insurance quotes or go directly to the insurer's website. With most sites, you can search by ZIP and within minutes get a free auto insurance quote as well as compare rates.

Using the Yellow Pages

Using the Yellow Pages is another way to get a free auto insurance quote. Make sure you have all your information available before calling the insurance companies and schedule time since it will take a little longer than on the Internet. The upshot is you'll be talking to a live person who can walk you through the different types of coverage and answer any questions you might have.

Get multiple quotes

Many auto insurance companies will want you to sign up with them as soon as you get the free auto insurance quote. Before you go with one, get at least three quotes that are of equal comparison. For example, if you are insuring a 2010 Jeep Wrangler and want full coverage with a $2,000 deductible, make sure all of your quotes are for the same circumstance. Doing that will help you better determine the best rates.

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