How much is car insurance per month in Illinois?

These figures can vary based on individual circumstances and coverage choices, but average monthly premiums for full coverage in Illinois hover around $203, while opting for the minimum coverage lowers this figure to $57 per month. There are penalties for driving without insurance in Illinois. So, even if your budget is tight, you must at least meet the state’s minimum insurance requirements before you can legally hit the road.

What is the best car insurance company in Illinois?

The best car insurance company in Illinois differs for each driver since insurance is a highly personalized product. Everyone has different things they’re looking for from a provider, whether that’s the cheapest rates or the best customer service. For instance, if you have several infractions on your driving record, the best insurance company might be the one offering the most competitive policy to high-risk drivers. Once you’ve identified what you’re looking for from an insurance company, you might request quotes from multiple companies.

What is the cheapest car insurance company in Illinois?

The companies that offer the cheapest car insurance in Illinois will vary as rates fluctuate over time and from person to person. Bankrate’s criteria for identifying the cheapest car insurance in the state includes carriers that generally offer rates lower than the average Illinois rate for minimum and full coverage car insurance. The amount you pay for car insurance can differ from the average, though, as your rates are calculated based on factors like your ZIP code and your driving history. Shopping around to compare auto insurance quotes from a number of providers may help you find the cheapest car insurance company in Illinois for you.

Is car insurance expensive in Illinois?

The average cost of car insurance in Illinois is $681 per year for minimum coverage and $2,436 per year for full coverage. This is cheaper the national averages of $808 and $2,692, respectively. While it may be tempting to choose a minimum coverage policy from a price perspective, there are plenty of reasons to choose a full coverage policy. For example, if you live in Chicago, a full coverage policy can help you repair your vehicle if you accidentally cause a fender bender in heavy traffic. If you live in a more rural area of Illinois, there are different threats a full coverage policy can provide protection against, such as hitting a deer.

For credit based-based insurance scores:

These rates were calculated based on the following insurance credit tiers assigned to our drivers: “poor, average, good (base) and excellent.” Insurance credit tiers factor in your official credit scores but are not dependent on that variable alone. Four states prohibit or limit the use of credit as a rating factor in determining auto insurance rates: California, Hawaii, Massachusetts and Michigan.

For incident-based insurance rates:

Rates were calculated by evaluating our base profile with the following incidents applied: clean record (base), at-fault accident, single speeding ticket, single DUI conviction and lapse in coverage.

For age-based insurance rates:

Rates were calculated by evaluating our base profile with the ages 18-60 (base: 40 years) applied. Depending on age, drivers may be a renter or homeowner. Age is not a contributing rating factor in Hawaii and Massachusetts due to state regulations.

For teen insurance rates:

Rates were determined by adding a 16- or 17-year-old teen to their 40-year-old married parents' policy. The rates displayed reflect the total cost of a driver this age added to their parents’ policy.

For model-based insurance rates:

To determine cost by vehicle type, we evaluated our base profile with the following vehicles applied: BMW 330i, Ford F-150, Honda Odyssey, Toyota Prius and Toyota Camry (base). For new vs used vehicles, we also included the following years in our calculations: 2016, 2017, 2018, 2019 (base) and 2020.

For gender-based insurance rates:

The following states do not use gender as a determining factor in calculating premiums: California, Hawaii, Massachusetts, Michigan, North Carolina, Pennsylvania.

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Average cost of car insurance in Illinois for 2025

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Updated May 01, 2025

Illinois drivers pay an average of $681 for minimum and $2,436 for full coverage.

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How much is car insurance in Illinois?

In Illinois, the average cost of a full coverage car insurance policy is $2,436 per year and only $681 per year if you opt for a minimum coverage policy. This is below the national annual average of $2,692 and $808 for the respective coverages. Residents of the greater Chicago area are probably raising their eyebrows at these averages, as they are likely paying more in insurance premiums. That’s because ZIP code is one of the many factors that car insurance companies take into account when evaluating the probability of a driver filing an insurance claim in the future. Bankrate’s insurance team covers how certain personal risk factors, including age, driving record, vehicle type and more, may push your rate above or below the stated averages in The Land of Lincoln.

Key takeaways

Illinois drivers can expect an average monthly payment of $203 for full coverage and $57 for minimum coverage.
Drivers with a speeding ticket in Illinois may pay 26 percent more than the state average full coverage premium.
An at-fault accident in Illinois results in a 44 percent more than average premium increase, while a DUI conviction nearly doubles, with an 84 percent more than average premium surge.
Drivers with a poor credit history pay 72 percent more than average Illinois insurance costs; drivers with excellent credit history pay 17 percent less on average.

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Illinois car insurance rates by city

The Illinois city you live in can affect how much you pay for car insurance. Besides personal factors, population density, weather conditions, crime statistics and claim data can also affect your premium from city to city. We compared multiple cities across Illinois to illustrate the difference in premiums. Chicago has some of the highest average rates in the state as the most densely populated area in Illinois with some of the state’s worst crime statistics. As you venture into the suburbs of the Windy City or the rural areas of Illinois, you’ll generally see a bit of a decrease in average insurance premiums.

City	Avg. monthly full coverage premium	Avg. annual full coverage premium	Avg. savings vs. state average
Buckley	$172	$2,064	-17%
Cabery	$168	$2,014	-19%
Campus	$167	$2,004	-19%
Cullom	$167	$2,010	-19%
Gilman	$172	$2,062	-17%
Rossville	$179	$2,144	-13%
Saint Anne	$176	$2,117	-14%
Chana	$171	$2,054	-17%
Holcomb	$171	$2,055	-17%
Pearl City	$174	$2,082	-16%
Pecatonica	$170	$2,036	-18%
Donovan	$177	$2,120	-14%
Essex	$177	$2,124	-14%
Hoopeston	$173	$2,077	-16%
Milford	$176	$2,115	-14%
Wellington	$174	$2,090	-15%
Capron	$171	$2,050	-17%
Leaf River	$172	$2,065	-16%
Rockton	$166	$1,988	-20%
Stillman Valley	$172	$2,065	-16%
Stockton	$174	$2,091	-15%
Winnebago	$169	$2,024	-18%
Rockford	$179	$2,151	-12%
Machesney Park	$167	$2,001	-20%
Loves Park	$171	$2,051	-17%
Rock Island	$160	$1,920	-24%
Buffalo Prairie	$166	$1,987	-20%
Deer Grove	$168	$2,013	-19%
East Moline	$163	$1,958	-22%
Fenton	$169	$2,028	-18%
Matherville	$174	$2,089	-15%
La Salle	$161	$1,927	-23%
Dalzell	$166	$1,991	-20%
Dana	$168	$2,020	-19%
Cissna Park	$173	$2,080	-16%
Clifton	$172	$2,065	-16%
Thawville	$172	$2,069	-16%
Lena	$169	$2,028	-18%
Nora	$175	$2,101	-15%
Alsip	$210	$2,517	+3%
Aroma Park	$174	$2,088	-15%
Herrin	$188	$2,259	-8%
Hurst	$196	$2,356	-3%
Jacob	$200	$2,398	-2%
Jonesboro	$198	$2,372	-3%
Makanda	$195	$2,344	-4%
Miller City	$203	$2,439	+0%
Pomona	$198	$2,381	-2%
Ridgway	$198	$2,372	-3%
Royalton	$197	$2,366	-3%
Unity	$199	$2,390	-2%
Villa Ridge	$203	$2,435	-0%
Woodland	$173	$2,077	-16%
Eleroy	$174	$2,084	-16%
Forreston	$170	$2,045	-17%
Monroe Center	$172	$2,061	-17%
Martinton	$176	$2,107	-14%
Apple River	$174	$2,084	-16%
Elizabeth	$179	$2,146	-13%
Franklin Grove	$167	$2,005	-19%
Hanover	$176	$2,108	-14%
Mount Carroll	$176	$2,113	-14%
Nachusa	$164	$1,964	-21%
Chicago	$278	$3,335	+31%
Cicero	$251	$3,010	+21%
Mounds	$202	$2,418	-1%
Rosiclare	$204	$2,448	+1%
Shawneetown	$198	$2,374	-3%
Simpson	$206	$2,466	+1%
New Douglas	$185	$2,216	-9%
Staunton	$181	$2,176	-11%
Mascoutah	$182	$2,180	-11%
Breese	$182	$2,181	-11%
Chester	$193	$2,315	-5%
Mulberry Grove	$182	$2,185	-11%
Oakdale	$183	$2,194	-10%
Pocahontas	$184	$2,202	-10%
Prairie Du Rocher	$206	$2,471	+1%
Rockwood	$197	$2,361	-3%
Richmond	$165	$1,980	-21%
Buffalo Grove	$178	$2,137	-13%
Wilmette	$186	$2,230	-9%
Seaton	$175	$2,103	-15%
Victoria	$177	$2,124	-14%
Groveland	$165	$1,983	-20%
Yates City	$179	$2,146	-13%
Peoria	$173	$2,082	-16%
Thomasboro	$167	$1,999	-20%
Chrisman	$178	$2,137	-13%
Mattoon	$163	$1,960	-22%
Windsor	$173	$2,081	-16%
Butler	$183	$2,193	-10%
Irving	$183	$2,198	-10%
Jerseyville	$188	$2,252	-8%
Atlanta	$172	$2,067	-16%
Forrest	$164	$1,963	-21%
Wapella	$168	$2,012	-19%
Urbana	$160	$1,920	-24%
Armstrong	$174	$2,086	-15%
Bement	$166	$1,988	-20%
Champaign	$158	$1,895	-25%
Collison	$174	$2,086	-15%
Danville	$172	$2,066	-16%
Ivesdale	$166	$1,998	-20%
Oakwood	$176	$2,106	-14%
Elmwood	$183	$2,202	-10%
Eureka	$167	$2,002	-20%
Farmington	$181	$2,168	-12%
Green Valley	$177	$2,128	-13%
Sparland	$175	$2,099	-15%
Tremont	$176	$2,109	-14%
Washington	$165	$1,977	-21%
Peru	$160	$1,915	-24%
Spring Valley	$167	$2,007	-19%
Wenona	$167	$2,002	-20%
Galesburg	$162	$1,948	-22%
Bardolph	$172	$2,064	-17%
Castleton	$180	$2,160	-12%
Littleton	$188	$2,260	-7%
Media	$171	$2,049	-17%
Oneida	$176	$2,107	-14%
Colfax	$163	$1,961	-22%
Danvers	$165	$1,979	-21%
Delavan	$176	$2,116	-14%
Hopedale	$178	$2,134	-13%
Maroa	$166	$1,997	-20%
Minier	$179	$2,152	-12%
Towanda	$162	$1,943	-22%
Cerro Gordo	$169	$2,023	-19%
Mahomet	$166	$1,998	-20%
Ladd	$167	$2,005	-19%
New Bedford	$170	$2,036	-18%
Seneca	$169	$2,024	-18%
Biggsville	$172	$2,062	-17%
Ellisville	$184	$2,210	-10%
North Henderson	$175	$2,094	-15%
Malden	$169	$2,029	-18%
Princeton	$167	$2,004	-19%
Alexis	$174	$2,086	-15%
Camp Grove	$176	$2,115	-14%
Fiatt	$180	$2,159	-12%
Industry	$183	$2,198	-10%
La Fayette	$178	$2,138	-13%
Lee Center	$165	$1,980	-21%
Ohio	$170	$2,044	-18%
Rutland	$167	$2,001	-20%
Varna	$170	$2,035	-18%
Bradford	$178	$2,135	-13%
East Galesburg	$165	$1,983	-20%
Gilson	$179	$2,145	-13%
Laura	$184	$2,207	-10%
Maquon	$180	$2,157	-12%
Lincolnwood	$221	$2,647	+8%
Niles	$201	$2,417	-1%
Beaverville	$176	$2,118	-14%
Evergreen Park	$220	$2,645	+8%
Ashkum	$172	$2,060	-17%
Thebes	$202	$2,424	-0%
Ullin	$201	$2,413	-1%
Belleville	$199	$2,386	-2%
Columbia	$191	$2,288	-6%
New Athens	$186	$2,227	-9%
New Baden	$176	$2,116	-14%
Saint Libory	$183	$2,199	-10%
Magnolia	$179	$2,144	-13%
Mendota	$166	$1,992	-20%
Oglesby	$163	$1,958	-22%
Streator	$165	$1,982	-21%
Keithsburg	$176	$2,116	-14%
Marietta	$182	$2,180	-11%
Riverdale	$273	$3,275	+29%
Cropsey	$162	$1,943	-22%
Flanagan	$166	$1,993	-20%
Gridley	$162	$1,943	-23%
Tilton	$170	$2,034	-18%
Dewey	$166	$1,990	-20%
Mansfield	$165	$1,978	-21%
Warren	$174	$2,093	-15%
Harwood Heights	$232	$2,782	+13%
Elmwood Park	$255	$3,059	+23%
Bradley	$169	$2,026	-18%
Herod	$202	$2,425	-0%
Marion	$191	$2,286	-6%
Tamms	$203	$2,440	+0%
Winnetka	$186	$2,237	-9%
Woodstock	$165	$1,976	-21%
Cortland	$164	$1,972	-21%
Elgin	$174	$2,090	-15%
Forest Park	$222	$2,665	+9%
Hanover Park	$177	$2,124	-14%
Geneva	$159	$1,909	-24%
Gilberts	$170	$2,036	-18%
Ogden	$168	$2,016	-19%
Potomac	$176	$2,113	-14%
Royal	$167	$2,009	-19%
Weldon	$168	$2,019	-19%
Lovington	$172	$2,064	-17%
Murdock	$170	$2,036	-18%
Coffeen	$181	$2,176	-11%
Dorsey	$185	$2,218	-9%
Eagarville	$184	$2,207	-10%
Fieldon	$189	$2,262	-7%
Fillmore	$184	$2,209	-10%
Kampsville	$193	$2,318	-5%
Bonfield	$178	$2,141	-13%
Bourbonnais	$169	$2,024	-18%
Springfield	$177	$2,128	-13%
Bellmont	$184	$2,204	-10%
Buckner	$196	$2,351	-4%
Cisne	$192	$2,303	-6%
Clay City	$184	$2,203	-10%
Country Club Hills	$220	$2,643	+8%
University Park	$205	$2,459	+1%
Homer Glen	$183	$2,194	-10%
Brookfield	$190	$2,284	-6%
Eola	$167	$2,002	-20%
Willowbrook	$181	$2,176	-11%
Lisle	$163	$1,957	-22%
Plainfield	$176	$2,107	-14%
Sheridan	$171	$2,046	-17%
Somonauk	$168	$2,017	-19%
Steward	$167	$2,000	-20%
Westmont	$170	$2,041	-18%
Naperville	$165	$1,979	-21%
Aurora	$171	$2,052	-17%
Geff	$189	$2,267	-7%
Ina	$193	$2,312	-5%
Mount Vernon	$187	$2,240	-8%
Sesser	$199	$2,386	-2%
Sims	$190	$2,276	-7%
Grantsburg	$202	$2,421	-1%
Harrisburg	$203	$2,441	+0%
Oraville	$197	$2,370	-3%
Wolf Lake	$199	$2,389	-2%
Roselle	$176	$2,109	-14%
Hoffman Estates	$180	$2,163	-12%
Wayne	$170	$2,039	-18%
Carol Stream	$169	$2,026	-18%
Chicago Heights	$229	$2,751	+12%
Coal City	$166	$1,986	-20%
Dwight	$164	$1,973	-21%
Carlock	$171	$2,051	-17%
El Paso	$167	$2,003	-19%
Goodfield	$169	$2,030	-18%
Fisher	$166	$1,996	-20%
Georgetown	$173	$2,072	-16%
Lane	$168	$2,012	-19%
Lawndale	$176	$2,110	-14%
Longview	$166	$1,997	-20%
Milmine	$167	$1,999	-20%
Bloomington	$153	$1,831	-28%
Clinton	$167	$2,004	-19%
Saybrook	$164	$1,968	-21%
Waynesville	$169	$2,031	-18%
Normal	$151	$1,808	-30%
Allerton	$172	$2,065	-16%
Alvin	$175	$2,105	-15%
Indianola	$173	$2,076	-16%
Congerville	$171	$2,051	-17%
Dewitt	$168	$2,013	-19%
Ellsworth	$165	$1,975	-21%
Shirley	$164	$1,962	-22%
Henning	$173	$2,071	-16%
Table Grove	$181	$2,177	-11%
Mapleton	$179	$2,147	-13%
Pekin	$163	$1,961	-22%
Putnam	$181	$2,168	-12%
Roanoke	$168	$2,011	-19%
Bellflower	$163	$1,952	-22%
Mackinaw	$177	$2,121	-14%
Bismarck	$175	$2,096	-15%
Bondville	$159	$1,913	-24%
Muncie	$174	$2,083	-16%
Atkinson	$169	$2,027	-18%
Barstow	$160	$1,921	-24%
Coal Valley	$167	$2,009	-19%
Orion	$173	$2,075	-16%
Cherry	$169	$2,023	-18%
Stronghurst	$173	$2,080	-16%
Edelstein	$179	$2,147	-13%
Lewistown	$182	$2,178	-11%
Marine	$186	$2,228	-9%
Michael	$193	$2,316	-5%
Taylor Springs	$182	$2,188	-11%
Venice	$244	$2,925	+18%
Walshville	$185	$2,214	-10%
East Saint Louis	$251	$3,015	+21%
Scott Air Force Base	$189	$2,266	-7%
Dawson	$192	$2,307	-5%
Decatur	$170	$2,038	-18%
Findlay	$176	$2,113	-14%
Harvel	$182	$2,186	-11%
Bath	$186	$2,233	-9%
Chapin	$186	$2,231	-9%
Elkhart	$175	$2,101	-15%
Patterson	$196	$2,347	-4%
Roxana	$198	$2,373	-3%
Albers	$177	$2,126	-14%
Collinsville	$197	$2,370	-3%
Freeburg	$182	$2,190	-11%
Menard	$188	$2,258	-8%
Millstadt	$191	$2,287	-6%
O Fallon	$194	$2,322	-5%
Pinckneyville	$195	$2,342	-4%
Sparta	$203	$2,432	-0%
Homewood	$212	$2,545	+4%
Joliet	$190	$2,276	-7%
Lemont	$179	$2,152	-12%
Mokena	$175	$2,103	-15%
Monee	$179	$2,150	-12%
Havana	$184	$2,202	-10%
Loami	$184	$2,207	-10%
Meredosia	$190	$2,278	-7%
Rushville	$190	$2,275	-7%
Virden	$181	$2,170	-12%
Alma	$189	$2,266	-7%
Barnhill	$189	$2,274	-7%
Benton	$195	$2,341	-4%
Dahlgren	$194	$2,324	-5%
Chillicothe	$175	$2,105	-15%
Glasford	$184	$2,214	-10%
Henry	$175	$2,104	-15%
La Rose	$168	$2,011	-19%
Princeville	$184	$2,208	-10%
Wheaton	$163	$1,959	-22%
Wood Dale	$179	$2,143	-13%
Braceville	$166	$1,994	-20%
Calumet City	$265	$3,185	+27%
Kinsman	$166	$1,989	-20%
Mazon	$166	$1,997	-20%
Tuscola	$169	$2,026	-18%
East Alton	$194	$2,326	-5%
Elsah	$195	$2,346	-4%
Fidelity	$188	$2,262	-7%
Godfrey	$190	$2,282	-7%
Golden Eagle	$200	$2,401	-1%
Kane	$197	$2,360	-3%
Philo	$158	$1,890	-25%
Sidney	$166	$1,994	-20%
White Heath	$166	$1,992	-20%
Hindsboro	$169	$2,029	-18%
Brighton	$187	$2,240	-8%
Livingston	$185	$2,216	-9%
Raymond	$181	$2,170	-12%
Taylorville	$187	$2,242	-8%
Arenzville	$188	$2,252	-8%
Frederick	$189	$2,271	-7%
Rantoul	$165	$1,978	-21%
Sidell	$173	$2,080	-16%
Atwood	$169	$2,026	-18%
Charleston	$167	$2,003	-20%
Kansas	$175	$2,100	-15%
Metcalf	$174	$2,091	-15%
Bunker Hill	$185	$2,221	-9%
Litchfield	$180	$2,164	-12%
Genoa	$161	$1,937	-23%
Villa Park	$174	$2,083	-16%
Berwyn	$236	$2,834	+15%
Tallula	$192	$2,309	-5%
Belle Rive	$191	$2,295	-6%
Broughton	$195	$2,341	-4%
Maryville	$195	$2,339	-4%
Lake Zurich	$172	$2,069	-16%
Skokie	$215	$2,578	+6%
Palatine	$172	$2,064	-17%
Bensenville	$183	$2,202	-10%
Watson	$173	$2,073	-16%
Assumption	$185	$2,222	-9%
Buffalo	$193	$2,319	-5%
Mount Olive	$183	$2,200	-10%
Mozier	$194	$2,330	-4%
Wood River	$194	$2,331	-4%
Addieville	$186	$2,228	-9%
Mundelein	$167	$2,005	-19%
Carpentersville	$174	$2,087	-15%
Elburn	$163	$1,954	-22%
Kirkland	$166	$1,998	-20%
Broadview	$227	$2,727	+11%
Lake In The Hills	$165	$1,981	-21%
Sumner	$185	$2,225	-9%
Westfield	$178	$2,136	-13%
Forsyth	$164	$1,966	-21%
Morrisonville	$189	$2,268	-7%
Moweaqua	$175	$2,106	-15%
Stonington	$188	$2,258	-8%
Chandlerville	$194	$2,329	-4%
Franklin	$187	$2,246	-8%
Scales Mound	$175	$2,096	-15%
Albany	$170	$2,035	-18%
Cambridge	$168	$2,021	-19%
New Boston	$177	$2,127	-14%
Osco	$171	$2,050	-17%
Cedar Point	$166	$1,988	-20%
Compton	$167	$2,002	-20%
South Beloit	$167	$2,000	-20%
Roscoe	$166	$1,990	-20%
Shannon	$172	$2,066	-16%
Cordova	$171	$2,048	-17%
Hampton	$162	$1,943	-22%
Thomson	$171	$2,054	-17%
Kempton	$167	$2,002	-20%
Loda	$173	$2,077	-16%
Rankin	$173	$2,073	-16%
Byron	$171	$2,055	-17%
Davis	$176	$2,118	-14%
Mc Connell	$174	$2,082	-16%
Ashmore	$169	$2,031	-18%
Redmon	$177	$2,128	-13%
Vermilion	$178	$2,138	-13%
Greenfield	$197	$2,358	-3%
Medora	$186	$2,229	-9%
Moro	$190	$2,282	-7%
Wrights	$198	$2,376	-2%
Caseyville	$203	$2,434	-0%
Germantown	$182	$2,189	-11%
Hecker	$193	$2,313	-5%
Andalusia	$175	$2,094	-15%
Annawan	$168	$2,013	-19%
Moline	$158	$1,891	-25%
Reynolds	$175	$2,098	-15%
Sherrard	$175	$2,105	-15%
Taylor Ridge	$174	$2,091	-15%
Amboy	$167	$2,002	-20%
Granville	$177	$2,121	-14%
Saint David	$180	$2,155	-12%
East Peoria	$166	$1,990	-20%
Anchor	$162	$1,949	-22%
Cooksville	$163	$1,953	-22%
Fairbury	$161	$1,930	-23%
Heyworth	$164	$1,965	-21%
Kenney	$169	$2,027	-18%
Le Roy	$164	$1,963	-21%
Minonk	$164	$1,965	-21%
Cisco	$168	$2,018	-19%
Fairmount	$175	$2,094	-15%
Farmer City	$166	$1,997	-20%
Foosland	$167	$2,007	-19%
Sciota	$182	$2,189	-11%
Smithshire	$172	$2,061	-17%
Graymont	$165	$1,977	-21%
Lexington	$162	$1,943	-23%
Mc Lean	$164	$1,971	-21%
Pontiac	$163	$1,953	-22%
Stanford	$166	$1,988	-20%
Broadlands	$167	$2,005	-19%
De Land	$169	$2,022	-19%
Monticello	$165	$1,983	-20%
Armington	$176	$2,116	-14%
Chenoa	$157	$1,884	-26%
Downs	$166	$1,988	-20%
Arrowsmith	$164	$1,970	-21%
Deer Creek	$176	$2,110	-14%
Hudson	$161	$1,932	-23%
Saunemin	$165	$1,975	-21%
Secor	$169	$2,030	-18%
Strawn	$166	$1,996	-20%
Gifford	$167	$2,007	-19%
Homer	$170	$2,034	-18%
Saint Augustine	$177	$2,129	-13%
Wataga	$174	$2,089	-15%
Hanna City	$183	$2,192	-11%
Manito	$186	$2,234	-9%
Dahinda	$181	$2,171	-11%
Fairview	$183	$2,195	-10%
Schaumburg	$178	$2,131	-13%
Evanston	$194	$2,327	-5%
Oak Park	$227	$2,730	+11%
Elwood	$178	$2,137	-13%
Gardner	$163	$1,960	-22%
Markham	$257	$3,086	+24%
Morton Grove	$200	$2,403	-1%
Spring Grove	$164	$1,966	-21%
Algonquin	$165	$1,984	-20%
Bartlett	$179	$2,154	-12%
Bloomingdale	$175	$2,103	-15%
Dundee	$173	$2,072	-16%
Glendale Heights	$180	$2,154	-12%
Kingston	$166	$1,996	-20%
Stoy	$179	$2,154	-12%
Mt Zion	$163	$1,958	-22%
Niantic	$168	$2,018	-19%
Riverton	$182	$2,183	-11%
Warrensburg	$165	$1,984	-20%
Auburn	$175	$2,100	-15%
Beardstown	$187	$2,248	-8%
Chatham	$174	$2,088	-15%
Easton	$186	$2,229	-9%
Buckingham	$174	$2,083	-16%
Junction	$199	$2,389	-2%
Karbers Ridge	$203	$2,432	-0%
Murphysboro	$195	$2,337	-4%
Vergennes	$198	$2,371	-3%
Williamsfield	$179	$2,149	-12%
Brimfield	$184	$2,207	-10%
Bryant	$180	$2,165	-12%
Dunfermline	$180	$2,159	-12%
Forest City	$182	$2,186	-11%
Kingston Mines	$179	$2,147	-13%
Liverpool	$182	$2,179	-11%
Morton	$162	$1,941	-23%
Topeka	$183	$2,197	-10%
Bluff Springs	$189	$2,269	-7%
Browning	$191	$2,289	-6%
Ohlman	$191	$2,294	-6%
Rosamond	$190	$2,275	-7%
Fairview Heights	$195	$2,339	-4%
Cutler	$197	$2,360	-3%
Ellis Grove	$195	$2,344	-4%
Keyesport	$182	$2,188	-11%
New Memphis	$178	$2,132	-13%
Mc Nabb	$178	$2,137	-13%
Adair	$180	$2,157	-12%
Carman	$174	$2,084	-16%
Gerlaw	$170	$2,035	-18%
Little York	$173	$2,072	-16%
Lomax	$170	$2,041	-18%
New Windsor	$175	$2,106	-15%
Raritan	$170	$2,037	-18%
Oak Lawn	$204	$2,444	+0%
Hoyleton	$182	$2,182	-11%
Browns	$181	$2,178	-11%
Thompsonville	$197	$2,365	-3%
West Frankfort	$195	$2,338	-4%
Belknap	$204	$2,444	+0%
Colp	$190	$2,284	-6%
Grand Chain	$205	$2,454	+1%
Mc Clure	$202	$2,422	-1%
Mound City	$202	$2,426	-0%
Mark	$177	$2,125	-14%
Utica	$163	$1,955	-22%
Walnut	$172	$2,070	-16%
Blandinsville	$183	$2,191	-11%
Good Hope	$182	$2,185	-11%
Ipava	$183	$2,190	-11%
Kirkwood	$170	$2,042	-18%
Monmouth	$170	$2,037	-18%
Manlius	$170	$2,039	-18%
Sublette	$166	$1,993	-20%
Toluca	$168	$2,016	-19%
Troy Grove	$165	$1,982	-21%
Cameron	$173	$2,071	-16%
Knoxville	$165	$1,986	-20%
Oquawka	$174	$2,086	-15%
Prairie City	$185	$2,220	-9%
Eldorado	$200	$2,400	-1%
Oak Forest	$202	$2,419	-1%
Hartsburg	$173	$2,073	-16%
Literberry	$178	$2,132	-13%
Manchester	$191	$2,295	-6%
Murrayville	$188	$2,251	-8%
San Jose	$183	$2,192	-11%
Shipman	$185	$2,217	-9%
Winchester	$192	$2,306	-5%
Coulterville	$200	$2,399	-2%
Okawville	$181	$2,168	-12%
Alton	$202	$2,422	-1%
Batchtown	$197	$2,364	-3%
Bethalto	$187	$2,242	-8%
Cottage Hills	$193	$2,321	-5%
Hamel	$190	$2,281	-7%
Hardin	$197	$2,358	-3%
Hillview	$196	$2,352	-3%
Walnut Hill	$189	$2,270	-7%
Cobden	$197	$2,361	-3%
Cypress	$198	$2,382	-2%
Dongola	$200	$2,405	-1%
Golconda	$206	$2,476	+2%
Matteson	$222	$2,665	+9%
Mason City	$182	$2,188	-11%
Roodhouse	$192	$2,300	-6%
Bartelso	$182	$2,186	-11%
East Carondelet	$202	$2,421	-1%
Fults	$194	$2,333	-4%
Maeystown	$192	$2,309	-5%
Modoc	$196	$2,350	-4%
Melrose Park	$228	$2,736	+12%
Westville	$173	$2,075	-16%
Dalton City	$168	$2,017	-19%
La Place	$167	$2,003	-19%
Bingham	$181	$2,172	-11%
Carrollton	$192	$2,309	-5%
Donnellson	$183	$2,197	-10%
Dow	$192	$2,299	-6%
Edwardsville	$189	$2,263	-7%
Granite City	$209	$2,506	+3%
Hamburg	$195	$2,337	-4%
Hartford	$201	$2,416	-1%
Madison	$246	$2,953	+19%
Frankfort	$176	$2,107	-14%
Glenwood	$230	$2,755	+12%
Bolingbrook	$181	$2,168	-12%
Lincoln	$172	$2,062	-17%
Albion	$184	$2,210	-10%
Bluford	$192	$2,310	-5%
National Stock Yards	$242	$2,910	+18%
Witt	$182	$2,188	-11%
Baldwin	$197	$2,362	-3%
Hagarstown	$183	$2,199	-10%
Nashville	$186	$2,235	-9%
West Chicago	$169	$2,025	-18%
Beecher	$181	$2,178	-11%
Crete	$189	$2,265	-7%
Lockport	$180	$2,155	-12%
Minooka	$171	$2,052	-17%
Carbondale	$187	$2,247	-8%
Anna	$198	$2,373	-3%
Campbell Hill	$197	$2,366	-3%
Energy	$192	$2,299	-6%
Equality	$198	$2,379	-2%
Galatia	$203	$2,433	-0%
Gorham	$198	$2,380	-2%
Pesotum	$167	$2,002	-20%
Paris	$176	$2,111	-14%
Alhambra	$187	$2,241	-8%
Hillsboro	$181	$2,169	-12%
Lovejoy	$251	$3,017	+21%
Elliott	$168	$2,013	-19%
Gibson City	$167	$2,007	-19%
Iroquois	$175	$2,098	-15%
Reddick	$173	$2,082	-16%
Edinburg	$193	$2,315	-5%
Kincaid	$191	$2,290	-6%
Lake Fork	$178	$2,132	-13%
Latham	$174	$2,087	-15%
Mount Auburn	$193	$2,322	-5%
Alexander	$186	$2,227	-9%
Bluffs	$190	$2,286	-6%
Carlinville	$180	$2,163	-12%
Arlington Heights	$171	$2,052	-17%
Barrington	$174	$2,086	-15%
Fox River Grove	$166	$1,996	-20%
Glenview	$190	$2,285	-6%
Bowen	$184	$2,204	-10%
Kinderhook	$198	$2,378	-2%
Astoria	$185	$2,217	-9%
Edwards	$179	$2,149	-13%
Norris	$182	$2,187	-11%
Tolono	$156	$1,873	-26%
Brocton	$175	$2,106	-15%
Gays	$172	$2,059	-17%
Winslow	$176	$2,108	-14%
Eldena	$165	$1,979	-21%
Techny	$186	$2,234	-9%
Waukegan	$188	$2,260	-7%
Streamwood	$180	$2,165	-12%
Shumway	$172	$2,067	-16%
Sigel	$173	$2,080	-16%
Harristown	$166	$1,995	-20%
Mount Pulaski	$177	$2,123	-14%
Shirland	$172	$2,062	-17%
Prophetstown	$169	$2,032	-18%
Tampico	$168	$2,013	-19%
Blackstone	$165	$1,985	-20%
Grand Ridge	$170	$2,044	-17%
Marseilles	$168	$2,013	-19%
Tiskilwa	$171	$2,058	-17%
West Brooklyn	$166	$1,986	-20%
Abingdon	$175	$2,102	-15%
Avon	$185	$2,215	-9%
Bushnell	$182	$2,184	-11%
Cuba	$184	$2,213	-10%
Gladstone	$171	$2,052	-17%
Kewanee	$166	$1,995	-20%
Ophiem	$172	$2,064	-17%
Piasa	$199	$2,391	-2%
Ramsey	$183	$2,193	-10%
White Hall	$194	$2,326	-5%
Wilsonville	$186	$2,233	-9%
Beckemeyer	$182	$2,182	-11%
Dupo	$203	$2,439	+0%
Hoffman	$184	$2,209	-10%
Red Bud	$194	$2,331	-4%
Smithton	$185	$2,223	-9%
Penfield	$168	$2,017	-19%
Ridge Farm	$176	$2,109	-14%
Sadorus	$165	$1,983	-20%
Saint Joseph	$159	$1,904	-24%
Arthur	$166	$1,987	-20%
Camargo	$171	$2,057	-17%
Brussels	$196	$2,356	-3%
Grafton	$195	$2,342	-4%
Cedarville	$168	$2,011	-19%
Kent	$172	$2,065	-16%
Rochelle	$169	$2,026	-18%
Elk Grove Village	$175	$2,104	-15%
Crystal Lake	$162	$1,948	-22%
Summerfield	$182	$2,189	-11%
Baylis	$197	$2,360	-3%
Liberty	$192	$2,306	-5%
New Canton	$198	$2,376	-2%
Pleasant Hill	$196	$2,348	-4%
Ursa	$189	$2,272	-7%
Cowden	$178	$2,141	-13%
Dieterich	$176	$2,114	-14%
Dundas	$181	$2,178	-11%
Ingraham	$182	$2,183	-11%
Kasbeer	$170	$2,040	-18%
La Moille	$170	$2,039	-18%
Long Point	$166	$1,994	-20%
Sheffield	$170	$2,039	-18%
Tonica	$169	$2,024	-18%
Bishop Hill	$172	$2,068	-16%
Galva	$168	$2,022	-19%
Macomb	$172	$2,070	-16%
Roseville	$173	$2,074	-16%
Merna	$171	$2,055	-17%
Sibley	$166	$1,998	-20%
Catlin	$172	$2,061	-17%
Fithian	$174	$2,088	-15%
Aledo	$174	$2,086	-15%
Joy	$173	$2,081	-16%
Cornell	$166	$1,991	-20%
Des Plaines	$195	$2,336	-4%
Glencoe	$187	$2,247	-8%
Quincy	$163	$1,954	-22%
Chatsworth	$167	$2,009	-19%
Manteno	$173	$2,070	-16%
Onarga	$171	$2,056	-17%
Roberts	$166	$1,996	-20%
East Dubuque	$172	$2,067	-16%
Orangeville	$172	$2,064	-17%
Ridott	$172	$2,066	-16%
Rock City	$173	$2,074	-16%
London Mills	$186	$2,234	-9%
South Roxana	$195	$2,346	-4%
Percy	$198	$2,382	-2%
Pierron	$184	$2,202	-10%
Emington	$166	$1,997	-20%
Herscher	$176	$2,110	-14%
Paxton	$166	$1,986	-20%
Stockland	$175	$2,096	-15%
Watseka	$171	$2,057	-17%
Freeport	$165	$1,977	-21%
German Valley	$173	$2,079	-16%
Harmon	$166	$1,994	-20%
Polo	$170	$2,043	-18%
Grant Park	$174	$2,093	-15%
Papineau	$173	$2,076	-16%
Union Hill	$172	$2,069	-16%
Baileyville	$169	$2,023	-18%
Davis Junction	$171	$2,057	-17%
Dixon	$168	$2,017	-19%
Galt	$162	$1,944	-22%
Garden Prairie	$169	$2,030	-18%
Mount Morris	$171	$2,058	-17%
Rock Falls	$159	$1,903	-25%
Palos Heights	$191	$2,294	-6%
Downers Grove	$168	$2,021	-19%
Mooseheart	$166	$1,992	-20%
Darien	$173	$2,079	-16%
Golden Gate	$186	$2,233	-9%
Macedonia	$194	$2,332	-4%
Nason	$192	$2,304	-6%
Vernon	$188	$2,254	-8%
Wayne City	$191	$2,289	-6%
Boles	$202	$2,425	-0%
Brookport	$202	$2,424	-0%
Goreville	$197	$2,363	-3%
Speer	$176	$2,109	-14%
Vermont	$181	$2,172	-11%
Viola	$173	$2,078	-16%
Wyoming	$179	$2,149	-13%
Lacon	$174	$2,086	-15%
Du Bois	$187	$2,244	-8%
Keenes	$192	$2,306	-5%
Kell	$190	$2,278	-7%
Logan	$199	$2,390	-2%
Maunie	$189	$2,263	-7%
New Haven	$197	$2,369	-3%
De Soto	$195	$2,346	-4%
Elkville	$198	$2,378	-2%
Irvington	$182	$2,179	-11%
Johnsonville	$187	$2,247	-8%
Kinmundy	$189	$2,262	-7%
Mill Shoals	$189	$2,269	-7%
Mulkeytown	$200	$2,395	-2%
Noble	$184	$2,211	-10%
Saint Peter	$180	$2,161	-12%
Shobonier	$183	$2,202	-10%
Xenia	$185	$2,217	-9%
Cairo	$203	$2,431	-0%
Carterville	$189	$2,269	-7%
Bedford Park	$230	$2,763	+13%
Big Rock	$166	$1,995	-20%
Warrenville	$166	$1,993	-20%
Waterman	$165	$1,985	-20%
Emma	$189	$2,270	-7%
Omaha	$198	$2,380	-2%
Sandoval	$187	$2,249	-8%
Scheller	$193	$2,319	-5%
Springerton	$193	$2,313	-5%
Grayslake	$168	$2,018	-19%
Gurnee	$167	$2,009	-19%
Lake Bluff	$172	$2,063	-17%
Waterloo	$182	$2,186	-11%
Colchester	$183	$2,194	-10%
La Prairie	$190	$2,283	-6%
Lima	$197	$2,368	-3%
Nauvoo	$185	$2,216	-9%
Niota	$183	$2,197	-10%
Rockport	$196	$2,352	-3%
Mchenry	$164	$1,973	-21%
Vernon Hills	$169	$2,028	-18%
Russell	$175	$2,105	-15%
North Chicago	$192	$2,306	-5%
Bellwood	$236	$2,833	+15%
Marengo	$165	$1,981	-21%
Vandalia	$176	$2,112	-14%
Beason	$174	$2,082	-16%
Illiopolis	$190	$2,283	-6%
Waggoner	$183	$2,193	-10%
Alsey	$192	$2,299	-6%
Northbrook	$188	$2,252	-8%
Wheeling	$188	$2,261	-7%
Wonder Lake	$162	$1,946	-22%
Esmond	$168	$2,010	-19%
Itasca	$177	$2,119	-14%
Malta	$164	$1,972	-21%
Saint Elmo	$178	$2,138	-13%
Sainte Marie	$178	$2,140	-13%
Bulpitt	$190	$2,276	-7%
Divernon	$177	$2,124	-14%
Leonore	$169	$2,031	-18%
Lostant	$167	$2,009	-19%
Troy	$193	$2,322	-5%
Valmeyer	$195	$2,345	-4%
Colusa	$184	$2,212	-10%
Dallas City	$183	$2,195	-10%
Elvaston	$182	$2,185	-11%
Hull	$196	$2,349	-4%
Effingham	$168	$2,018	-19%
Altamont	$174	$2,084	-16%
Casey	$177	$2,122	-14%
Montrose	$175	$2,105	-15%
Mount Erie	$190	$2,274	-7%
Neoga	$171	$2,058	-17%
Newton	$179	$2,143	-13%
Oblong	$183	$2,201	-10%
Olney	$180	$2,158	-12%
Seymour	$159	$1,904	-25%
Bethany	$172	$2,060	-17%
Humboldt	$170	$2,042	-18%
Newman	$171	$2,051	-17%
Sullivan	$170	$2,041	-18%
Eldred	$196	$2,356	-3%
Gillespie	$183	$2,191	-11%
Danforth	$172	$2,059	-17%
East Lynn	$173	$2,081	-16%
Palos Park	$194	$2,332	-4%
Richton Park	$223	$2,676	+9%
South Wilmington	$166	$1,997	-20%
Wilmington	$182	$2,185	-11%
Batavia	$162	$1,945	-22%
Hinsdale	$172	$2,059	-17%
Newark	$170	$2,036	-18%
Riverside	$195	$2,335	-4%
Shabbona	$165	$1,982	-21%
Mount Carmel	$179	$2,151	-12%
Orient	$193	$2,321	-5%
Radom	$185	$2,215	-10%
Rinard	$190	$2,276	-7%
Tamaroa	$197	$2,359	-3%
Cave In Rock	$206	$2,468	+1%
Mineral	$169	$2,029	-18%
Ottawa	$161	$1,932	-23%
Paw Paw	$169	$2,026	-18%
Seatonville	$168	$2,010	-19%
Alpha	$174	$2,090	-15%
Altona	$175	$2,096	-15%
La Harpe	$184	$2,203	-10%
Rio	$176	$2,114	-14%
Benson	$168	$2,013	-19%
Canton	$181	$2,175	-11%
Metamora	$168	$2,019	-19%
Mossville	$177	$2,119	-14%
Washburn	$169	$2,028	-18%
Peoria Heights	$171	$2,046	-17%
Crescent City	$171	$2,055	-17%
Hopkins Park	$173	$2,081	-16%
Melvin	$167	$2,007	-19%
Momence	$177	$2,121	-14%
Pembroke Township	$179	$2,145	-13%
Piper City	$165	$1,985	-20%
Sheldon	$175	$2,103	-15%
Belvidere	$170	$2,041	-18%
Caledonia	$168	$2,016	-19%
Chadwick	$172	$2,062	-17%
Dakota	$173	$2,072	-16%
Lanark	$173	$2,071	-16%
Lindenwood	$170	$2,038	-18%
Oregon	$172	$2,062	-17%
Cary	$166	$1,990	-20%
Deerfield	$179	$2,154	-12%
Highwood	$181	$2,171	-11%
Island Lake	$164	$1,970	-21%
Trenton	$177	$2,127	-14%
Carthage	$183	$2,196	-10%
New Salem	$193	$2,314	-5%
Versailles	$193	$2,317	-5%
Brownstown	$176	$2,117	-14%
Claremont	$183	$2,197	-10%
Dennison	$179	$2,145	-13%
Lawrenceville	$182	$2,182	-11%
Parkersburg	$184	$2,204	-10%
Bonnie	$189	$2,265	-7%
Christopher	$196	$2,351	-4%
Glen Ellyn	$167	$2,007	-19%
Hines	$226	$2,715	+11%
Kaneville	$169	$2,025	-18%
Medinah	$179	$2,151	-12%
Elwin	$169	$2,024	-18%
Farmersville	$183	$2,196	-10%
Shelbyville	$173	$2,073	-16%
Cantrall	$182	$2,179	-11%
Concord	$186	$2,235	-9%
Emden	$171	$2,049	-17%
Girard	$183	$2,200	-10%
Hometown	$211	$2,538	+4%
Olympia Fields	$216	$2,590	+6%
Orland Park	$180	$2,155	-12%
Steger	$219	$2,631	+8%
Thornton	$227	$2,725	+11%
Verona	$167	$2,001	-20%
Woodridge	$170	$2,036	-18%
Leland	$172	$2,059	-17%
Western Springs	$179	$2,153	-12%
Kankakee	$174	$2,094	-15%
Johnston City	$193	$2,313	-5%
Pittsburg	$195	$2,343	-4%
Raleigh	$204	$2,443	+0%
Vienna	$199	$2,390	-2%
Palos Hills	$199	$2,391	-2%
Robbins	$251	$3,012	+21%
Tinley Park	$186	$2,231	-9%
Willow Springs	$194	$2,323	-5%
New Burnside	$202	$2,422	-1%
Perks	$206	$2,471	+1%
Pulaski	$203	$2,430	-0%
Willisville	$193	$2,320	-5%
Union	$166	$1,991	-20%
Chicago Ridge	$206	$2,473	+2%
Lansing	$220	$2,636	+8%
Bridgeview	$214	$2,573	+5%
Middletown	$176	$2,107	-14%
Petersburg	$192	$2,309	-5%
Centralia	$187	$2,239	-8%
Joppa	$198	$2,374	-3%
Olmsted	$203	$2,437	+0%
Ozark	$201	$2,416	-1%
Hillside	$195	$2,343	-4%
Harvey	$265	$3,185	+27%
Hazel Crest	$234	$2,809	+14%
Romeoville	$178	$2,131	-13%
Grand Tower	$201	$2,407	-1%
Karnak	$205	$2,455	+1%
Metropolis	$197	$2,366	-3%
Muddy	$202	$2,423	-1%
Olive Branch	$204	$2,450	+1%
Stonefort	$207	$2,480	+2%
Golf	$195	$2,339	-4%
Lake Forest	$172	$2,062	-17%
Basco	$185	$2,215	-9%
Griggsville	$195	$2,336	-4%
Plymouth	$185	$2,222	-9%
Sutter	$183	$2,198	-10%
Timewell	$189	$2,273	-7%
Hutsonville	$183	$2,194	-10%
Seward	$169	$2,034	-18%
Andover	$172	$2,068	-16%
Carbon Cliff	$160	$1,922	-24%
Hooppole	$170	$2,036	-18%
Illinois City	$177	$2,130	-13%
Morrison	$170	$2,036	-18%
Preemption	$173	$2,073	-16%
Silvis	$158	$1,895	-25%
Buda	$170	$2,040	-18%
Rolling Meadows	$172	$2,068	-16%
Hebron	$166	$1,996	-20%
Highland Park	$181	$2,171	-11%
Ingleside	$168	$2,011	-19%
Tilden	$194	$2,333	-4%
Walsh	$198	$2,375	-3%
Augusta	$188	$2,256	-8%
Barry	$198	$2,381	-2%
Chambersburg	$194	$2,327	-5%
Fowler	$188	$2,254	-8%
Hamilton	$179	$2,153	-12%
Mendon	$192	$2,301	-6%
Warsaw	$185	$2,219	-9%
West Point	$184	$2,205	-10%
Robinson	$179	$2,153	-12%
Savanna	$175	$2,104	-15%
Erie	$170	$2,034	-18%
Milan	$169	$2,028	-18%
Bureau	$170	$2,035	-18%
Arcola	$165	$1,985	-20%
Hammond	$171	$2,057	-17%
Hume	$175	$2,105	-15%
Oakland	$174	$2,092	-15%
Loraine	$194	$2,327	-5%
Payson	$190	$2,274	-7%
Beecher City	$175	$2,100	-15%
Flat Rock	$184	$2,209	-10%
Hidalgo	$178	$2,133	-13%
Berkeley	$204	$2,444	+0%
Shorewood	$184	$2,211	-10%
Channahon	$170	$2,040	-18%
Dolton	$277	$3,330	+31%
Manhattan	$177	$2,129	-13%
Hettick	$186	$2,236	-9%
Jacksonville	$173	$2,072	-16%
New Berlin	$174	$2,087	-15%
Oakford	$194	$2,327	-5%
Ashley	$183	$2,199	-10%
Carmi	$190	$2,278	-7%
Fox Lake	$172	$2,061	-17%
Kenilworth	$186	$2,236	-9%
Clayton	$193	$2,313	-5%
Coatsburg	$191	$2,291	-6%
Huntsville	$187	$2,246	-8%
Paloma	$191	$2,291	-6%
Plainville	$194	$2,328	-5%
Tennessee	$183	$2,193	-10%
Allendale	$182	$2,178	-11%
Bridgeport	$182	$2,180	-11%
Greenup	$178	$2,131	-13%
Janesville	$178	$2,132	-13%
Mason	$174	$2,094	-15%
Lowpoint	$168	$2,018	-19%
Creve Coeur	$168	$2,013	-19%
Libertyville	$173	$2,072	-16%
Park Ridge	$190	$2,285	-6%
Ringwood	$166	$1,993	-20%
Creston	$167	$1,999	-20%
Hampshire	$169	$2,032	-18%
Huntley	$161	$1,936	-23%
Maple Park	$164	$1,966	-21%
Maywood	$243	$2,917	+18%
Toledo	$179	$2,149	-13%
West Union	$180	$2,161	-12%
Wheeler	$175	$2,101	-15%
Antioch	$169	$2,027	-18%
Harvard	$165	$1,981	-21%
Ferris	$183	$2,193	-10%
Golden	$193	$2,314	-5%
Pearl	$196	$2,348	-4%
Herrick	$179	$2,147	-13%
Jewett	$176	$2,107	-14%
Lakewood	$176	$2,112	-14%
Colona	$168	$2,015	-19%
Geneseo	$169	$2,025	-18%
Hillsdale	$173	$2,073	-16%
Lyndon	$168	$2,017	-19%
Ancona	$167	$2,009	-19%
Camp Point	$192	$2,307	-5%
Mount Sterling	$190	$2,283	-6%
Chebanse	$176	$2,108	-14%
Claytonville	$173	$2,071	-16%
Goodwine	$174	$2,084	-16%
Ludlow	$167	$2,006	-19%
Ashton	$167	$1,999	-20%
Cherry Valley	$172	$2,064	-17%
Durand	$172	$2,068	-16%
Galena	$172	$2,066	-16%
Milledgeville	$172	$2,058	-17%
Poplar Grove	$170	$2,035	-18%
Neponset	$170	$2,037	-18%
Standard	$172	$2,062	-17%
Triumph	$171	$2,047	-17%
Van Orin	$167	$2,008	-19%
Wyanet	$170	$2,044	-17%
Berwick	$173	$2,075	-16%
Boody	$166	$1,995	-20%
Oconee	$177	$2,118	-14%
Athens	$190	$2,283	-6%
Plato Center	$173	$2,080	-16%
Schiller Park	$217	$2,609	+7%
Sycamore	$160	$1,915	-24%
Lincolnshire	$177	$2,128	-13%
Prospect Heights	$182	$2,181	-11%
Winthrop Harbor	$181	$2,170	-12%
Elmhurst	$172	$2,065	-16%
Franklin Park	$217	$2,604	+7%
Stewardson	$172	$2,068	-16%
Blue Mound	$168	$2,020	-19%
Chestnut	$175	$2,098	-15%
Macon	$167	$2,007	-19%
Oreana	$166	$1,994	-20%
Owaneco	$190	$2,279	-7%
Tovey	$180	$2,157	-12%
Chesterfield	$188	$2,259	-8%
Zeigler	$199	$2,390	-2%
Clare	$168	$2,014	-19%
Dekalb	$161	$1,938	-23%
Sterling	$161	$1,933	-23%
Woosung	$168	$2,012	-19%
Fulton	$167	$2,006	-19%
Lynn Center	$172	$2,062	-17%
Port Byron	$173	$2,073	-16%
Rapids City	$173	$2,077	-16%
Arlington	$169	$2,030	-18%
Depue	$170	$2,036	-18%
Hennepin	$178	$2,141	-13%
Morris	$163	$1,958	-22%
New Lenox	$172	$2,061	-17%
Williamsville	$182	$2,187	-11%
Mount Prospect	$183	$2,200	-10%
Wauconda	$165	$1,978	-21%
Great Lakes	$188	$2,258	-8%
Addison	$184	$2,204	-10%
Lafox	$168	$2,016	-19%
Westchester	$188	$2,262	-7%
Saint Francisville	$182	$2,179	-11%
Strasburg	$173	$2,073	-16%
Teutopolis	$170	$2,046	-17%
West Liberty	$178	$2,137	-13%
West Salem	$187	$2,238	-8%
Yale	$179	$2,146	-13%
Cornland	$177	$2,123	-14%
Ashland	$190	$2,281	-7%
Panama	$182	$2,180	-11%
Rockbridge	$197	$2,364	-3%
Worden	$184	$2,206	-10%
Carlyle	$182	$2,180	-11%
Evansville	$195	$2,346	-4%
Huey	$184	$2,204	-10%
Renault	$199	$2,384	-2%
Steeleville	$197	$2,359	-3%
Nebo	$200	$2,395	-2%
Annapolis	$182	$2,187	-11%
Lerna	$172	$2,068	-16%
Marshall	$177	$2,125	-14%
Hickory Hills	$202	$2,430	-0%
Hinckley	$165	$1,983	-20%
La Grange	$188	$2,261	-7%
Du Quoin	$192	$2,307	-5%
Fairfield	$190	$2,283	-6%
Louisville	$183	$2,200	-10%
Odin	$186	$2,232	-9%
Opdyke	$190	$2,282	-7%
South Holland	$229	$2,753	+12%
Bristol	$172	$2,064	-17%
Oak Brook	$176	$2,111	-14%
North Aurora	$166	$1,987	-20%
Oswego	$165	$1,980	-21%
Serena	$170	$2,035	-18%
Sugar Grove	$164	$1,970	-21%
Iuka	$188	$2,258	-8%
Mc Leansboro	$197	$2,366	-3%
Patoka	$187	$2,243	-8%
Sailor Springs	$184	$2,211	-10%
Texico	$194	$2,325	-5%
Justice	$215	$2,576	+6%
Odell	$167	$2,005	-19%
Sandwich	$168	$2,017	-19%
Wedron	$164	$1,970	-21%
Fox Valley	$181	$2,169	-12%
Norris City	$195	$2,335	-4%
Waltonville	$192	$2,306	-5%
Woodlawn	$186	$2,232	-9%
Saint Charles	$162	$1,942	-23%
Blue Island	$258	$3,099	+24%
Braidwood	$178	$2,141	-13%
Modesto	$181	$2,174	-11%
New Holland	$174	$2,083	-16%
Palmyra	$186	$2,228	-9%
Pleasant Plains	$190	$2,276	-7%
Waverly	$185	$2,216	-9%
Nokomis	$181	$2,168	-12%
Sorento	$184	$2,206	-10%
Aviston	$174	$2,089	-15%
Greenville	$182	$2,180	-11%
Highland	$186	$2,232	-9%
Lebanon	$183	$2,202	-10%
Lenzburg	$183	$2,201	-10%
Marissa	$185	$2,221	-9%
Saint Jacob	$183	$2,197	-10%
River Grove	$217	$2,604	+7%
Wasco	$169	$2,033	-18%
Winfield	$164	$1,966	-21%
Smithfield	$184	$2,203	-10%
Toulon	$176	$2,108	-14%
Woodhull	$172	$2,069	-16%
Dunlap	$178	$2,130	-13%
South Pekin	$167	$2,006	-19%
Trivoli	$183	$2,199	-10%
Savoy	$156	$1,872	-26%
Villa Grove	$164	$1,969	-21%
Benld	$181	$2,173	-11%
Glen Carbon	$193	$2,314	-5%
Stone Park	$237	$2,844	+15%
South Elgin	$168	$2,016	-19%
River Forest	$211	$2,533	+4%
Crest Hill	$199	$2,383	-2%
Flossmoor	$215	$2,577	+6%
Midlothian	$205	$2,459	+1%
Sherman	$181	$2,169	-12%
Bone Gap	$182	$2,182	-11%
Burnt Prairie	$190	$2,276	-7%
Coello	$196	$2,350	-4%
Crossville	$191	$2,287	-6%
Park Forest	$218	$2,613	+7%
Posen	$250	$3,003	+21%
Ransom	$168	$2,018	-19%
Summit Argo	$218	$2,616	+7%
La Grange Park	$184	$2,206	-10%
Ewing	$197	$2,363	-3%
Richview	$182	$2,189	-11%
Salem	$185	$2,220	-9%
Valier	$195	$2,336	-4%
Kilbourne	$187	$2,245	-8%
Lincolns New Salem	$180	$2,155	-12%
Lowder	$185	$2,215	-9%
Nilwood	$185	$2,218	-9%
Virginia	$191	$2,289	-6%
Woodson	$179	$2,152	-12%
Wadsworth	$174	$2,085	-16%
Zion	$187	$2,245	-8%
Lombard	$166	$1,995	-20%
Trilla	$170	$2,045	-17%
Willow Hill	$178	$2,140	-13%
Mechanicsburg	$193	$2,317	-5%
Palmer	$191	$2,293	-6%
Pana	$185	$2,216	-9%
Rochester	$174	$2,085	-16%
Tower Hill	$177	$2,124	-14%
Greenview	$191	$2,294	-6%
Fort Sheridan	$180	$2,165	-12%
Camden	$189	$2,263	-7%
Perry	$196	$2,350	-4%
Pittsfield	$193	$2,317	-5%
Calhoun	$184	$2,203	-10%
Edgewood	$174	$2,091	-15%
Martinsville	$181	$2,169	-12%
Mode	$175	$2,098	-15%
Palestine	$181	$2,173	-11%
Lake Villa	$168	$2,015	-19%
Round Lake	$176	$2,112	-14%
Burlington	$168	$2,015	-19%
West York	$183	$2,191	-11%
Argenta	$167	$1,999	-20%
Glenarm	$179	$2,148	-13%
Pawnee	$179	$2,147	-13%
Burbank	$212	$2,543	+4%
Peotone	$179	$2,142	-13%
Millbrook	$169	$2,033	-18%
Yorkville	$168	$2,021	-19%
Dix	$191	$2,291	-6%
Enfield	$192	$2,306	-5%
Keensburg	$182	$2,187	-11%
Creal Springs	$197	$2,359	-3%
Eddyville	$201	$2,418	-1%
Smithboro	$181	$2,175	-11%
Worth	$205	$2,462	+1%
Clarendon Hills	$171	$2,057	-17%
Earlville	$170	$2,044	-17%
Lee	$167	$2,009	-19%
Lyons	$201	$2,411	-1%
Millington	$171	$2,052	-17%
Montgomery	$171	$2,056	-17%
Plano	$169	$2,027	-18%
Ellery	$186	$2,233	-9%
Farina	$181	$2,174	-11%
Flora	$181	$2,173	-11%
Frankfort Heights	$188	$2,260	-7%
Grayville	$184	$2,214	-10%
Whittington	$196	$2,354	-3%
Alto Pass	$199	$2,386	-2%
Ava	$201	$2,412	-1%
Buncombe	$198	$2,377	-2%
Carrier Mills	$203	$2,432	-0%
Dowell	$196	$2,355	-3%
Elizabethtown	$209	$2,505	+3%

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Average car insurance costs by age and gender in Illinois

In Illinois, age is a significant determinant in the average cost of car insurance, with younger drivers typically facing higher premiums. It's important to note that while Illinois drivers may see their rates stabilize between the ages of 30 to 60, premiums tend to increase again as drivers enter their 70s. Gender also plays a role in the state, with male drivers often paying slightly more due to having a statistically higher accident risk.

The two tables below display rates by gender. They also distinguish between the average costs for experienced drivers with their own insurance policy and younger drivers who remain on their parents’ policy. Both tables provide a snapshot of how gender and age can influence average car insurance cost in Illinois.

Age 40

Average annual full coverage premium in IL

$2,466

Average minimum coverage premium in IL

$681

Age 50

Average annual full coverage premium in IL

$2,291

Average minimum coverage premium in IL

$655

Age 60

Average annual full coverage premium in IL

$2,208

Average minimum coverage premium in IL

$645

Age 70

Average annual full coverage premium in IL

$2,392

Average minimum coverage premium in IL

$736


Age 16*	Average annual full coverage premium in IL $5,546	Average minimum coverage premium in IL $1,657
Age 18	Average annual full coverage premium in IL $7,374	Average minimum coverage premium in IL $2,075
Age 20	Average annual full coverage premium in IL $5,807	Average minimum coverage premium in IL $1,572
Age 25	Average annual full coverage premium in IL $3,179	Average minimum coverage premium in IL $860
Age 30	Average annual full coverage premium in IL $2,655	Average minimum coverage premium in IL $720
Age 40	Average annual full coverage premium in IL $2,466	Average minimum coverage premium in IL $681
Age 50	Average annual full coverage premium in IL $2,291	Average minimum coverage premium in IL $655
Age 60	Average annual full coverage premium in IL $2,208	Average minimum coverage premium in IL $645
Age 70	Average annual full coverage premium in IL $2,392	Average minimum coverage premium in IL $736

*16-year-old calculated on parents' policy with discounts applied; 18- and 20-year-old are renters on their own policies with no discounts applied

Age 40

Average annual full coverage premium in IL

$2,405

Average minimum coverage premium in IL

$681

Age 50

Average annual full coverage premium in IL

$2,263

Average minimum coverage premium in IL

$655

Age 60

Average annual full coverage premium in IL

$2,181

Average minimum coverage premium in IL

$644

Age 70

Average annual full coverage premium in IL

$2,363

Average minimum coverage premium in IL

$732


Age 16*	Average annual full coverage premium in IL $5,068	Average minimum coverage premium in IL $1,569
Age 18	Average annual full coverage premium in IL $6,550	Average minimum coverage premium in IL $1,952
Age 20	Average annual full coverage premium in IL $5,159	Average minimum coverage premium in IL $1,479
Age 25	Average annual full coverage premium in IL $2,948	Average minimum coverage premium in IL $833
Age 30	Average annual full coverage premium in IL $2,575	Average minimum coverage premium in IL $717
Age 40	Average annual full coverage premium in IL $2,405	Average minimum coverage premium in IL $681
Age 50	Average annual full coverage premium in IL $2,263	Average minimum coverage premium in IL $655
Age 60	Average annual full coverage premium in IL $2,181	Average minimum coverage premium in IL $644
Age 70	Average annual full coverage premium in IL $2,363	Average minimum coverage premium in IL $732

*16-year-old calculated on parents' policy with discounts applied; 18- and 20-year-old are renters on their own policies with no discounts applied

Bankrate’s take: Statistically, males are often found to be involved in more accidents and engage in riskier driving behaviors compared to females, leading insurers to adjust premiums accordingly. However, it's crucial to recognize that these are general trends and individual premiums are influenced by a multitude of factors beyond gender. Therefore, the rate you pay will be personalized to reflect the unique risk you present.

Cost considerations for young drivers in Illinois

In Illinois, car insurance rates for young drivers can be hefty. Opting for a separate policy at the age of 18 can mean confronting premiums 50 percent more on average than if they remain on their parents' policy. This significant increase underscores the financial advantage of family policies for young Illinois drivers, although individual circumstances will ultimately guide these decisions.


Age 16*	Avg. annual premium for drivers in IL $5,307
Age 17	Avg. annual premium for drivers in IL $4,766
Age 18	Avg. annual premium for drivers in IL $4,646
Age 19	Avg. annual premium for drivers in IL $4,297
Age 20	Avg. annual premium for drivers in IL $3,801

*16-year-old calculated on parents' policy with discounts applied; 18- and 20-year-old are renters on their own policies with no discounts applied


Age 18	Avg. annual premium for drivers in IL $6,962
Age 19	Avg. annual premium for drivers in IL $6,298
Age 20	Avg. annual premium for drivers in IL $5,483

*16-year-old calculated on parents' policy with discounts applied; 18- and 20-year-old are renters on their own policies with no discounts applied

Age	Avg. annual premium difference for drivers on their own policy
Age 18	50 percent more
Age 19	47 percent more
Age 20	44 percent more

*18- and 20-year-old are renters on their own policies with no discounts applied

How does driving record impact the cost of car insurance in Illinois?

Having a clean driving record typically earns you the best car insurance rates in Illinois. If you have an infraction on your motor vehicle record, you can expect to pay more until your record is clean again. The more serious the incident, the more you will potentially pay for car insurance due to the perceived higher risk. For instance, having a speeding ticket will increase your car insurance by 26 percent more on average in Illinois, while having a DUI might increase your rate by an average of 84 percent more.

The table below shows the average increase per driving incident compared to the annual average cost of car insurance in Illinois.


Clean driving record	Avg. annual premium* in IL $2,436	Percentage increase from IL avg. annual premium* 0%
Speeding ticket conviction	Avg. annual premium* in IL $3,067	Percentage increase from IL avg. annual premium* 26%
At-fault accident	Avg. annual premium* in IL $3,509	Percentage increase from IL avg. annual premium* 44%
DUI conviction	Avg. annual premium* in IL $4,470	Percentage increase from IL avg. annual premium* 84%

*The rates reflected are for full coverage policies.

Car insurance rates in Illinois by credit tier

Illinois is among the many states that allow car insurance companies to base rates on a driver’s credit-based insurance score. A good credit history will usually qualify you for more favorable car insurance rates in Illinois, all other factors being equal.


Poor	Avg. annual premium* in IL $4,193	Percentage difference from IL avg. annual premium* 72%
Average	Avg. annual premium* in IL $2,650	Percentage difference from IL avg. annual premium* 9%
Good	Avg. annual premium* in IL $2,436	Percentage difference from IL avg. annual premium* 0%
Excellent	Avg. annual premium* in IL $2,017	Percentage difference from IL avg. annual premium* -17%

*Rates reflect full coverage policies.

Illinois car insurance rates by vehicle type

When shopping for a new or used car, consider the type of vehicle you drive. The make and model you choose will affect your Illinois car insurance rates. For example, you might save hundreds of dollars per year insuring a Ford F-150 or Honda Odyssey rather than the car used for our average base rate in Illinois, a Toyota Camry. But insuring a BMW 330i could mean paying significantly more than the average cost of car insurance in Illinois.


Toyota Camry	Avg. annual premium* in IL $2,436
Ford F-150	Avg. annual premium* in IL $2,396
Honda Odyssey	Avg. annual premium* in IL $2,168
BMW 330i	Avg. annual premium* in IL $3,094
Toyota Prius	Avg. annual premium* in IL $2,521

*Rates reflect full coverage policies.

Estimate your car insurance cost in Illinois

Navigating car insurance costs doesn't have to be a shot in the dark. Bankrate's car insurance calculator is designed to simplify the process by estimating your potential monthly premium. Input your details and this intuitive tool will provide you with a ballpark figure, helping you understand the possible insurance expenses you might expect in Illinois. Keep in mind that this is an estimate and not a final quote, but it's a solid starting point to help you plan financially.

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How to save on car insurance in Illinois

Illinois drivers, particularly those who live in more expensive areas like greater Chicago, might want to invest some time and effort to save on car insurance. Some ways to reduce your bill include:

Ask for multiple quotes: You may be surprised at the range of quotes you receive if you ask for quotes from more than one insurer. Each company has its own algorithm to determine your rate, so don't assume that the first quote you get is going to be the cheapest option.
Review your own coverage needs: Insurance needs can change over time, so if it’s been a while since you reviewed your coverage types and limits, you may want to take a look. You may be paying for more insurance you need, so you may wish to discuss your policy in depth with your insurance agent.
Buy an insurance-friendly vehicle: Some cars, such as a Honda Odyssey or Ford F-150, are typically cheaper to insure. If the cost of insurance is a concern, consider avoiding more expensive vehicles such as 4x4s, sports cars and exotic cars. If you’re heading to the car lot, you may want to play around with insurance calculators first to help you narrow down your vehicle options.
Bundle insurance policies: Bundling home and car insurance typically offers one of the biggest discounts. You can often still get a discount if you bundle renters insurance with your car insurance, too.
Take advantage of all possible discounts: Almost every insurer offers at least a few discounts, and many may be easy to qualify for. You could save money if your car has safety features, such as a blind spot monitoring system. Students can often save money by maintaining a high GPA. Additionally, telematics programs could save you a double-digit percentage if you prove yourself to be a safe and careful driver, which can be especially useful if you’re trying to restore your premium following an accident or traffic violation.

Frequently asked questions

These figures can vary based on individual circumstances and coverage choices, but average monthly premiums for full coverage in Illinois hover around $203, while opting for the minimum coverage lowers this figure to $57 per month. There are penalties for driving without insurance in Illinois. So, even if your budget is tight, you must at least meet the state’s minimum insurance requirements before you can legally hit the road.
The best car insurance company in Illinois differs for each driver since insurance is a highly personalized product. Everyone has different things they’re looking for from a provider, whether that’s the cheapest rates or the best customer service. For instance, if you have several infractions on your driving record, the best insurance company might be the one offering the most competitive policy to high-risk drivers. Once you’ve identified what you’re looking for from an insurance company, you might request quotes from multiple companies.
If you are wondering how much is car insurance in Illinois, you may be relieved to know that the state averages are below the national averages. The average cost of car insurance in Illinois is $681 per year for minimum coverage and $2,436 per year for full coverage. The cost for your car insurance in Illinois will vary by the company you choose, the coverages you select, the type of car you drive and the average number of miles you drive on a yearly basis. Personal factors, like your driving history and the number and types of claims you’ve made, may also affect how much car insurance is in Illinois.
The companies that offer the cheapest car insurance in Illinois will vary as rates fluctuate over time and from person to person. Bankrate’s criteria for identifying the cheapest car insurance in the state includes carriers that generally offer rates lower than the average Illinois rate for minimum and full coverage car insurance. The amount you pay for car insurance can differ from the average, though, as your rates are calculated based on factors like your ZIP code and your driving history. Shopping around to compare auto insurance quotes from a number of providers may help you find the cheapest car insurance company in Illinois for you.
The average cost of car insurance in Illinois is $681 per year for minimum coverage and $2,436 per year for full coverage. This is cheaper the national averages of $808 and $2,692, respectively. While it may be tempting to choose a minimum coverage policy from a price perspective, there are plenty of reasons to choose a full coverage policy. For example, if you live in Chicago, a full coverage policy can help you repair your vehicle if you accidentally cause a fender bender in heavy traffic. If you live in a more rural area of Illinois, there are different threats a full coverage policy can provide protection against, such as hitting a deer.

years of industry expertise

122

carriers reviewed

34.5K

ZIP codes examined

1.2M

quotes analyzed

Premium

A premium is the amount the policyholder pays to the insurance company, typically on a monthly, semi-annual or annual basis, to maintain an active insurance policy.

Full coverage car insurance

Full coverage car insurance provides physical damage coverage for your own vehicle. It typically includes comprehensive and collision coverage in addition to state-mandated liability coverage.

Deductible

A deductible is the amount the policyholder agrees to pay out-of-pocket before the insurance company begins to cover expenses related to a claim.

Bankrate utilizes Quadrant Information Services to analyze May 2025 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates for our base profile are based on the following characteristics and full coverage limits:

40 year old

Single male and female driver

2023 Toyota Camry

Primary vehicle

Good credit score

Clean driving record

Commutes 5 days

Bodily injury liability

$100,000 per person
$300,000 per accident

Property damage liability

$50,000 per accident

Personal injury protection

$100,000 per accident

Uninsured motorist bodily injury

$100,000 per person
$300,000 per accident

Collision deductible

$500

Comprehensive deductible

$500

Other profiles

These rates were calculated based on the following insurance credit tiers assigned to our drivers: “poor, average, good (base) and excellent.” Insurance credit tiers factor in your official credit scores but are not dependent on that variable alone. Four states prohibit or limit the use of credit as a rating factor in determining auto insurance rates: California, Hawaii, Massachusetts and Michigan.
Rates were calculated by evaluating our base profile with the following incidents applied: clean record (base), at-fault accident, single speeding ticket, single DUI conviction and lapse in coverage.
Rates were calculated by evaluating our base profile with the ages 18-60 (base: 40 years) applied. Depending on age, drivers may be a renter or homeowner. Age is not a contributing rating factor in Hawaii and Massachusetts due to state regulations.
Rates were determined by adding a 16- or 17-year-old teen to their 40-year-old married parents' policy. The rates displayed reflect the total cost of a driver this age added to their parents’ policy.
To determine cost by vehicle type, we evaluated our base profile with the following vehicles applied: BMW 330i, Ford F-150, Honda Odyssey, Toyota Prius and Toyota Camry (base). For new vs used vehicles, we also included the following years in our calculations: 2016, 2017, 2018, 2019 (base) and 2020.
The following states do not use gender as a determining factor in calculating premiums: California, Hawaii, Massachusetts, Michigan, North Carolina, Pennsylvania.

To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. These are sample rates and should only be used for comparative purposes. Your quotes will differ.

Written by

Ashlyn Brooks

Writer II, Insurance

Average cost of car insurance in Illinois for 2025

How much is car insurance in Illinois?

Key takeaways

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Illinois car insurance rates by city

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Average car insurance costs by age and gender in Illinois

Cost considerations for young drivers in Illinois

How does driving record impact the cost of car insurance in Illinois?

Car insurance rates in Illinois by credit tier

Illinois car insurance rates by vehicle type

Estimate your car insurance cost in Illinois

Calculate your monthly car insurance payment

How to save on car insurance in Illinois

Frequently asked questions

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