Skip to Main Content
Updated Feb 06, 2025
Location-Icon
Explore offers from trusted carriers
+ MORE

Powered by Coverage.com (NPN: 19966249)

Advertising disclosure
This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

City Avg. monthly full coverage premium Avg. annual full coverage premium Avg. savings vs. state average

Compare auto insurance rates

Answer a few questions to see personalized rates from top carriers.
Location-Icon
Your information is kept secure

Powered by Coverage.com (NPN: 19966249)

Advertising disclosure
This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Age 16*
Average annual full coverage premium in MD
$6,459
Average minimum coverage premium in MD
$2,393
Age 18
Average annual full coverage premium in MD
$8,388
Average minimum coverage premium in MD
$2,959
Age 20
Average annual full coverage premium in MD
$6,409
Average minimum coverage premium in MD
$2,162
Age 25
Average annual full coverage premium in MD
$3,656
Average minimum coverage premium in MD
$1,244
Age 30
Average annual full coverage premium in MD
$3,054
Average minimum coverage premium in MD
$1,056
Age 40
Average annual full coverage premium in MD
$2,826
Average minimum coverage premium in MD
$1,000
Age 50
Average annual full coverage premium in MD
$2,604
Average minimum coverage premium in MD
$944
Age 60
Average annual full coverage premium in MD
$2,560
Average minimum coverage premium in MD
$945
Age 70
Average annual full coverage premium in MD
$2,710
Average minimum coverage premium in MD
$1,020
Age 40
Average annual full coverage premium in MD
$2,826
Average minimum coverage premium in MD
$1,000
Age 50
Average annual full coverage premium in MD
$2,604
Average minimum coverage premium in MD
$944
Age 60
Average annual full coverage premium in MD
$2,560
Average minimum coverage premium in MD
$945
Age 70
Average annual full coverage premium in MD
$2,710
Average minimum coverage premium in MD
$1,020
*16-year-old calculated on parents' policy with discounts applied; 18- and 20-year-old are renters on their own policies with no discounts applied
Age 16*
Average annual full coverage premium in MD
$5,678
Average minimum coverage premium in MD
$2,165
Age 18
Average annual full coverage premium in MD
$7,315
Average minimum coverage premium in MD
$2,675
Age 20
Average annual full coverage premium in MD
$5,438
Average minimum coverage premium in MD
$1,927
Age 25
Average annual full coverage premium in MD
$3,417
Average minimum coverage premium in MD
$1,216
Age 30
Average annual full coverage premium in MD
$2,943
Average minimum coverage premium in MD
$1,056
Age 40
Average annual full coverage premium in MD
$2,760
Average minimum coverage premium in MD
$1,006
Age 50
Average annual full coverage premium in MD
$2,553
Average minimum coverage premium in MD
$943
Age 60
Average annual full coverage premium in MD
$2,494
Average minimum coverage premium in MD
$935
Age 70
Average annual full coverage premium in MD
$2,676
Average minimum coverage premium in MD
$1,023
Age 40
Average annual full coverage premium in MD
$2,760
Average minimum coverage premium in MD
$1,006
Age 50
Average annual full coverage premium in MD
$2,553
Average minimum coverage premium in MD
$943
Age 60
Average annual full coverage premium in MD
$2,494
Average minimum coverage premium in MD
$935
Age 70
Average annual full coverage premium in MD
$2,676
Average minimum coverage premium in MD
$1,023
*16-year-old calculated on parents' policy with discounts applied; 18- and 20-year-old are renters on their own policies with no discounts applied
Lightbulb Icon

Bankrate’s take: Car insurance rates can vary between genders due to a blend of statistical evidence and risk assessment. Insurers often use historical data suggesting that male and female drivers tend to have different driving behaviors and risk profiles, which can influence the likelihood of filing a claim. In Maryland, as in many states where gender is used as a factor, insurers may assign different rates for males and females based on these trends. However, it's crucial to consider that individual rates are also influenced by a multitude of other factors, including driving history, vehicle type and coverage selections.

Caret Down Icon
Age 16*
Avg. annual premium for drivers in MD
$6,068
Age 17
Avg. annual premium for drivers in MD
$5,699
Age 18
Avg. annual premium for drivers in MD
$5,371
Age 19
Avg. annual premium for drivers in MD
$4,704
Age 20
Avg. annual premium for drivers in MD
$4,519
*16-year-old calculated on parents' policy with discounts applied; 18- and 20-year-old are renters on their own policies with no discounts applied
Age 18
Avg. annual premium for drivers in MD
$7,851
Age 19
Avg. annual premium for drivers in MD
$6,425
Age 20
Avg. annual premium for drivers in MD
$5,923
*16-year-old calculated on parents' policy with discounts applied; 18- and 20-year-old are renters on their own policies with no discounts applied
Age Avg. annual premium difference for drivers on their own policy
Age 18 46 percent more
Age 19 37 percent more
Age 20 31 percent more
Clean driving record
Avg. annual premium* in MD
$2,793
Percentage increase from MD avg. annual premium*
0%
Avg. annual premium* in MD
$3,322
Percentage increase from MD avg. annual premium*
19%
Avg. annual premium* in MD
$4,128
Percentage increase from MD avg. annual premium*
48%
Avg. annual premium* in MD
$5,129
Percentage increase from MD avg. annual premium*
84%
*The rates reflected are for full coverage policies.
Avg. annual premium* in MD
$5,288
Percentage difference from MD avg. annual premium*
89%
Average
Avg. annual premium* in MD
$3,087
Percentage difference from MD avg. annual premium*
11%
Avg. annual premium* in MD
$2,793
Percentage difference from MD avg. annual premium*
0%
Excellent
Avg. annual premium* in MD
$2,392
Percentage difference from MD avg. annual premium*
-14%
*Rates reflect full coverage policies.
Avg. annual premium* in MD
$2,793
Avg. annual premium* in MD
$2,680
Avg. annual premium* in MD
$2,600
BMW 330i
Avg. annual premium* in MD
$3,417
Toyota Prius
Avg. annual premium* in MD
$2,870
*Rates reflect full coverage policies.

Calculate your monthly car insurance payment

Get a quick estimate to make sure you're not overpaying.

Caret Down IconCaret Up Icon
Please select age
Location-Icon
Lock Secure Icon Your information is secure
Caret Down IconCaret Up Icon
Please select credit score
Why we're asking
Methodology
Clock Wait Icon
46
years of industry expertise
Search Icon
122
carriers reviewed
Location Icon
34.5K
ZIP codes examined
Dollar Coin Icon
1.2M
quotes analyzed

Methodology

User Icon
40 year old
Single male and female driver
Logo for Brand name
2023 Toyota Camry
Primary vehicle
Credit Good Icon
Good credit score
Auto Insurance Guide Icon
Clean driving record
Briefcase Icon
Commutes 5 days

Bodily injury liability

$100,000 per person
$300,000 per accident

Property damage liability

$50,000 per accident

Personal injury protection

$100,000 per accident

Uninsured motorist bodily injury

$100,000 per person
$300,000 per accident

Collision deductible

$500

Comprehensive deductible

$500
Written by
Ashlyn Brooks
Writer II, Insurance
Ashlyn Brooks is a finance writer with more than half a decade of experience, known for her knowledge in areas such as taxes, insurance, investing, retirement, finance news, and banking products.
Edited by Editor, Insurance
Reviewed by Director of corporate communications, Insurance Information Institute