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Average cost of car insurance in Virginia for 2024
Updated Nov 20, 2024
Virginia drivers pay an average of $2,084 per year for full coverage car insurance and $708 per year for minimum coverage.
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Powered by Coverage.com (NPN: 19966249)
Advertising disclosure
This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.
Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
How much is car insurance in Virginia?
Virginia drivers pay fairly low average rates for car insurance, especially when compared to the national average. The average car insurance cost in Virginia for full coverage, which is $2,084 per year, is 15 percent less than the national average of $2,458. Minimum coverage in Virginia costs an average of $708 per year, almost 4 percent more than the national average of $678. These relatively low rates are likely due to the lower cost of living and low traffic density in more rural parts of the state. While average rates are useful as a comparative baseline, how much car insurance in Virginia will cost varies between drivers based on age, driving record and more.
Key takeaways
- Virginia car insurance rates average $2,084 per year or $174 per month for full coverage and $708 per year or $59 per month for minimum coverage.
- The age group that pays the most for car insurance in Virginia is 18-year-old male drivers on their own policy at an average of $7,078 per year for full coverage.
- Full coverage rates after an at-fault accident in Virginia cost an average of 43 percent more per year.
- Drivers with excellent credit pay 20 percent less than the state average for full coverage.
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Virginia car insurance rates by city
Car insurance rates vary by city, and Virginia is no exception. In some cities, rates may be lower due to a lower cost of living or a lower likelihood of accidents. Conversely, rates could be higher in areas that are more likely to see claims being filed. The table below showcases Virginia car insurance rates for 10 of the most populous cities and compares each city’s average full coverage premium to the state average.
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But these other cities in the state may give you some insight.
| City | Avg. monthly full coverage premium | Avg. annual full coverage premium | Avg. savings vs. state average |
|---|---|---|---|
| Shortt Gap | $178 | $2,138 | +3% |
| Whitewood | $194 | $2,332 | +11% |
| Centreville | $176 | $2,110 | +1% |
| Haymarket | $169 | $2,027 | -3% |
| Ashburn | $162 | $1,947 | -7% |
| Reston | $172 | $2,065 | -1% |
| Dulles | $164 | $1,968 | -6% |
| Manassas | $171 | $2,050 | -2% |
| Upperville | $167 | $2,007 | -4% |
| Leesburg | $159 | $1,905 | -9% |
| Hillsville | $169 | $2,030 | -3% |
| Independence | $166 | $1,996 | -4% |
| Blue Grass | $159 | $1,908 | -9% |
| Fort Defiance | $152 | $1,825 | -13% |
| Middlebrook | $156 | $1,873 | -11% |
| West Augusta | $157 | $1,879 | -10% |
| Aldie | $174 | $2,084 | -0% |
| Calverton | $169 | $2,022 | -3% |
| Dry Fork | $182 | $2,188 | +5% |
| Gladstone | $175 | $2,099 | +1% |
| Keeling | $180 | $2,165 | +4% |
| Norwood | $183 | $2,200 | +5% |
| Rustburg | $166 | $1,992 | -5% |
| Sutherlin | $179 | $2,154 | +3% |
| Falls Mills | $184 | $2,207 | +6% |
| Waterford | $164 | $1,966 | -6% |
| Chantilly | $173 | $2,077 | -0% |
| Halifax | $176 | $2,113 | +1% |
| Lynch Station | $169 | $2,033 | -2% |
| Madison Heights | $161 | $1,929 | -8% |
| Virgilina | $180 | $2,156 | +3% |
| Pilgrims Knob | $195 | $2,336 | +11% |
| Richlands | $183 | $2,201 | +5% |
| Vansant | $193 | $2,311 | +10% |
| Fries | $167 | $2,006 | -4% |
| Rural Retreat | $163 | $1,961 | -6% |
| Clifton Forge | $156 | $1,874 | -11% |
| Iron Gate | $162 | $1,950 | -7% |
| Vesuvius | $159 | $1,911 | -9% |
| Lynchburg | $164 | $1,969 | -6% |
| Clifford | $166 | $1,990 | -5% |
| Warrenton | $169 | $2,027 | -3% |
| Evington | $164 | $1,970 | -6% |
| Gladys | $170 | $2,042 | -2% |
| Long Island | $176 | $2,118 | +2% |
| Nathalie | $181 | $2,168 | +4% |
| Scottsville | $183 | $2,202 | +5% |
| Sweet Briar | $170 | $2,040 | -2% |
| Vernon Hill | $183 | $2,193 | +5% |
| Bandy | $184 | $2,210 | +6% |
| Doran | $183 | $2,192 | +5% |
| Hurley | $198 | $2,373 | +13% |
| Jewell Ridge | $184 | $2,213 | +6% |
| Mavisdale | $192 | $2,310 | +10% |
| The Plains | $169 | $2,026 | -3% |
| Sterling | $166 | $1,993 | -4% |
| Amissville | $177 | $2,125 | +2% |
| Marshall | $167 | $2,008 | -4% |
| Portsmouth | $195 | $2,345 | +12% |
| Alberta | $181 | $2,167 | +4% |
| Dolphin | $181 | $2,168 | +4% |
| Newsoms | $179 | $2,145 | +3% |
| Sedley | $182 | $2,180 | +4% |
| Waverly | $188 | $2,254 | +8% |
| Evergreen | $174 | $2,086 | +0% |
| Hampden Sydney | $181 | $2,167 | +4% |
| Church Road | $181 | $2,178 | +4% |
| Lawrenceville | $179 | $2,152 | +3% |
| White Plains | $179 | $2,148 | +3% |
| Yale | $181 | $2,174 | +4% |
| Zuni | $181 | $2,177 | +4% |
| Farmville | $181 | $2,167 | +4% |
| Dundas | $182 | $2,179 | +4% |
| Blackstone | $189 | $2,265 | +8% |
| Chester | $176 | $2,110 | +1% |
| Courtland | $181 | $2,177 | +4% |
| Ford | $184 | $2,207 | +6% |
| Skippers | $178 | $2,132 | +2% |
| Warfield | $182 | $2,179 | +4% |
| Phenix | $182 | $2,183 | +5% |
| Capron | $180 | $2,155 | +3% |
| Chesterfield | $174 | $2,082 | -0% |
| Elberon | $184 | $2,205 | +6% |
| Ivor | $178 | $2,136 | +2% |
| Sussex | $184 | $2,210 | +6% |
| Burkeville | $186 | $2,233 | +7% |
| Cullen | $181 | $2,175 | +4% |
| Meherrin | $181 | $2,167 | +4% |
| Arlington | $172 | $2,060 | -1% |
| Alexandria | $183 | $2,195 | +5% |
| Callao | $169 | $2,034 | -2% |
| Mount Holly | $172 | $2,062 | -1% |
| Fredericksburg | $167 | $2,001 | -4% |
| Coles Point | $172 | $2,062 | -1% |
| Dogue | $171 | $2,055 | -1% |
| Hustle | $168 | $2,012 | -4% |
| Kinsale | $170 | $2,036 | -2% |
| Lively | $168 | $2,011 | -4% |
| Richmond | $179 | $2,152 | +3% |
| Henrico | $173 | $2,078 | -0% |
| Oak Hall | $175 | $2,097 | +1% |
| Elk Creek | $168 | $2,016 | -3% |
| Saltville | $165 | $1,981 | -5% |
| Tannersville | $182 | $2,188 | +5% |
| Troutdale | $165 | $1,975 | -5% |
| Brownsburg | $157 | $1,885 | -10% |
| Hot Springs | $158 | $1,901 | -9% |
| Lexington | $156 | $1,874 | -11% |
| Altavista | $168 | $2,016 | -3% |
| Big Island | $170 | $2,038 | -2% |
| Crystal Hill | $178 | $2,133 | +2% |
| Monroe | $163 | $1,961 | -6% |
| Natural Bridge Station | $158 | $1,898 | -9% |
| Amonate | $185 | $2,222 | +6% |
| Maxie | $186 | $2,229 | +7% |
| Oakwood | $193 | $2,313 | +10% |
| Pembroke | $164 | $1,968 | -6% |
| Rich Creek | $166 | $1,988 | -5% |
| Fort Blackmore | $170 | $2,039 | -2% |
| Haysi | $190 | $2,285 | +9% |
| Nora | $180 | $2,156 | +3% |
| Saint Charles | $177 | $2,127 | +2% |
| Austinville | $166 | $1,997 | -4% |
| Radford | $153 | $1,835 | -13% |
| Andover | $174 | $2,088 | +0% |
| Bee | $178 | $2,136 | +2% |
| Ewing | $178 | $2,138 | +3% |
| Jonesville | $176 | $2,118 | +2% |
| Mc Clure | $179 | $2,153 | +3% |
| Norton | $174 | $2,086 | +0% |
| Pound | $187 | $2,238 | +7% |
| Bland | $171 | $2,046 | -2% |
| New River | $161 | $1,930 | -8% |
| Villamont | $167 | $2,007 | -4% |
| Bristol | $157 | $1,882 | -10% |
| Abingdon | $159 | $1,909 | -9% |
| Hiltons | $169 | $2,027 | -3% |
| Ceres | $174 | $2,083 | -0% |
| Ridgeway | $173 | $2,081 | -0% |
| Woolwine | $172 | $2,069 | -1% |
| Blackwater | $178 | $2,131 | +2% |
| Gate City | $170 | $2,041 | -2% |
| Honaker | $175 | $2,102 | +1% |
| Saint Paul | $178 | $2,136 | +2% |
| Cana | $168 | $2,021 | -3% |
| Crockett | $164 | $1,962 | -6% |
| Redwood | $171 | $2,048 | -2% |
| Salem | $153 | $1,839 | -13% |
| Roanoke | $158 | $1,897 | -9% |
| Stanleytown | $174 | $2,091 | +0% |
| Damascus | $163 | $1,953 | -6% |
| Pulaski | $160 | $1,916 | -8% |
| Cripple Creek | $165 | $1,983 | -5% |
| Parrott | $163 | $1,954 | -6% |
| Patrick Springs | $171 | $2,046 | -2% |
| Pittsville | $181 | $2,170 | +4% |
| Riner | $150 | $1,798 | -15% |
| Staffordsville | $163 | $1,958 | -6% |
| Troutville | $155 | $1,858 | -11% |
| Clintwood | $190 | $2,282 | +9% |
| Duffield | $172 | $2,069 | -1% |
| Rose Hill | $178 | $2,142 | +3% |
| Lambsburg | $168 | $2,018 | -3% |
| Speedwell | $165 | $1,984 | -5% |
| Meadowview | $163 | $1,953 | -7% |
| Sugar Grove | $163 | $1,959 | -6% |
| Staunton | $149 | $1,793 | -15% |
| Goshen | $158 | $1,893 | -10% |
| Alton | $180 | $2,160 | +4% |
| Blairs | $181 | $2,174 | +4% |
| Sandy Level | $180 | $2,156 | +3% |
| Davenport | $192 | $2,306 | +10% |
| Dryden | $177 | $2,122 | +2% |
| Whitetop | $164 | $1,971 | -6% |
| Wise | $175 | $2,098 | +1% |
| Broadford | $174 | $2,085 | +0% |
| Woodbridge | $181 | $2,170 | +4% |
| Gainesville | $162 | $1,941 | -7% |
| Herndon | $171 | $2,058 | -1% |
| Middleburg | $165 | $1,985 | -5% |
| Bristow | $168 | $2,018 | -3% |
| Delaplane | $169 | $2,032 | -3% |
| Saxis | $175 | $2,105 | +1% |
| Suffolk | $177 | $2,120 | +2% |
| Virginia Beach | $186 | $2,227 | +7% |
| Wardtown | $173 | $2,075 | -0% |
| Wattsville | $173 | $2,076 | -0% |
| Norfolk | $194 | $2,328 | +11% |
| Fort Monroe | $186 | $2,229 | +7% |
| Hampton | $185 | $2,222 | +6% |
| Seaford | $161 | $1,929 | -8% |
| Gretna | $179 | $2,145 | +3% |
| Hurt | $175 | $2,101 | +1% |
| Naruna | $171 | $2,054 | -1% |
| Raven | $184 | $2,213 | +6% |
| Tazewell | $182 | $2,181 | +5% |
| Danville | $175 | $2,102 | +1% |
| Ringgold | $178 | $2,136 | +2% |
| Breaks | $186 | $2,236 | +7% |
| Pocahontas | $191 | $2,294 | +10% |
| Rowe | $191 | $2,291 | +9% |
| Bluemont | $164 | $1,972 | -6% |
| Lovettsville | $163 | $1,961 | -6% |
| Rectortown | $169 | $2,027 | -3% |
| Nokesville | $167 | $2,007 | -4% |
| Paris | $164 | $1,971 | -6% |
| Purcellville | $161 | $1,937 | -7% |
| Sanford | $174 | $2,091 | +0% |
| Smithfield | $179 | $2,144 | +3% |
| Catlett | $166 | $1,990 | -5% |
| Paeonian Springs | $162 | $1,944 | -7% |
| Tangier | $175 | $2,103 | +1% |
| Lackey | $159 | $1,913 | -9% |
| Glasgow | $157 | $1,890 | -10% |
| Goode | $169 | $2,029 | -3% |
| Java | $180 | $2,163 | +4% |
| Scottsburg | $177 | $2,121 | +2% |
| South Boston | $179 | $2,147 | +3% |
| Boissevain | $183 | $2,199 | +5% |
| Burkes Garden | $185 | $2,215 | +6% |
| North Tazewell | $183 | $2,193 | +5% |
| Swords Creek | $174 | $2,088 | +0% |
| Forest | $163 | $1,954 | -6% |
| Grundy | $195 | $2,341 | +12% |
| Keen Mountain | $185 | $2,218 | +6% |
| Skipwith | $183 | $2,197 | +5% |
| Ararat | $171 | $2,048 | -2% |
| Christiansburg | $147 | $1,768 | -16% |
| Cascade | $179 | $2,150 | +3% |
| Henry | $176 | $2,107 | +1% |
| Lincoln | $161 | $1,935 | -7% |
| Meadows Of Dan | $172 | $2,067 | -1% |
| Casanova | $168 | $2,018 | -3% |
| Clifton | $175 | $2,104 | +1% |
| Hamilton | $160 | $1,924 | -8% |
| Seaview | $177 | $2,123 | +2% |
| Newport News | $183 | $2,197 | +5% |
| Lowry | $169 | $2,023 | -3% |
| Natural Bridge | $157 | $1,883 | -10% |
| Bluefield | $183 | $2,198 | +5% |
| Wolford | $197 | $2,366 | +13% |
| Belspring | $158 | $1,893 | -10% |
| Blue Ridge | $159 | $1,908 | -9% |
| Dublin | $158 | $1,900 | -9% |
| Newbern | $164 | $1,967 | -6% |
| Pleasant Valley | $149 | $1,790 | -15% |
| Charlottesville | $165 | $1,981 | -5% |
| Cartersville | $187 | $2,244 | +7% |
| Christchurch | $166 | $1,991 | -5% |
| Cobbs Creek | $170 | $2,046 | -2% |
| Deltaville | $170 | $2,039 | -2% |
| Reedville | $171 | $2,047 | -2% |
| Unionville | $180 | $2,155 | +3% |
| Zacata | $180 | $2,155 | +3% |
| Fishers Hill | $152 | $1,820 | -14% |
| Rileyville | $161 | $1,932 | -8% |
| Richardsville | $177 | $2,129 | +2% |
| Rixeyville | $179 | $2,151 | +3% |
| Somerville | $177 | $2,129 | +2% |
| Harrisonburg | $147 | $1,769 | -16% |
| Edinburg | $150 | $1,795 | -15% |
| Arrington | $173 | $2,072 | -1% |
| Glade Spring | $164 | $1,970 | -6% |
| Marion | $161 | $1,927 | -8% |
| Bacova | $158 | $1,901 | -9% |
| Covington | $157 | $1,884 | -10% |
| Doe Hill | $158 | $1,895 | -9% |
| Raphine | $154 | $1,846 | -12% |
| Selma | $155 | $1,860 | -11% |
| Swoope | $154 | $1,853 | -12% |
| Weyers Cave | $149 | $1,788 | -15% |
| Buffalo Junction | $181 | $2,174 | +4% |
| Pilot | $152 | $1,823 | -13% |
| Ripplemead | $165 | $1,985 | -5% |
| Big Stone Gap | $173 | $2,081 | -0% |
| Cleveland | $174 | $2,093 | +0% |
| Lebanon | $178 | $2,134 | +2% |
| Rosedale | $174 | $2,088 | +0% |
| Draper | $162 | $1,947 | -7% |
| Dugspur | $167 | $2,009 | -4% |
| Max Meadows | $165 | $1,980 | -5% |
| Woodlawn | $168 | $2,013 | -3% |
| Crimora | $153 | $1,831 | -13% |
| Grottoes | $153 | $1,838 | -13% |
| Montebello | $169 | $2,029 | -3% |
| Steeles Tavern | $151 | $1,815 | -14% |
| Warm Springs | $160 | $1,920 | -8% |
| Clover | $178 | $2,137 | +3% |
| Gloucester | $169 | $2,032 | -3% |
| Grimstead | $166 | $1,988 | -5% |
| Gwynn | $168 | $2,022 | -3% |
| Hallieford | $170 | $2,035 | -2% |
| Mechanicsville | $168 | $2,012 | -4% |
| Norge | $159 | $1,906 | -9% |
| Quinton | $171 | $2,054 | -1% |
| State Farm | $178 | $2,137 | +2% |
| Toano | $157 | $1,889 | -10% |
| Trevilians | $180 | $2,155 | +3% |
| University Of Richmond | $175 | $2,096 | +1% |
| West Point | $171 | $2,048 | -2% |
| Hiwassee | $162 | $1,949 | -7% |
| Ivanhoe | $164 | $1,972 | -6% |
| Craigsville | $157 | $1,887 | -10% |
| Low Moor | $155 | $1,859 | -11% |
| Mc Dowell | $159 | $1,913 | -9% |
| Mount Sidney | $151 | $1,816 | -14% |
| Stuarts Draft | $151 | $1,809 | -14% |
| Williamsville | $159 | $1,910 | -9% |
| Bedford | $171 | $2,055 | -1% |
| Brookneal | $175 | $2,095 | +0% |
| Willis | $168 | $2,011 | -4% |
| Deerfield | $156 | $1,872 | -11% |
| Greenville | $155 | $1,864 | -11% |
| Mustoe | $158 | $1,895 | -10% |
| Verona | $151 | $1,813 | -14% |
| Amherst | $164 | $1,974 | -5% |
| Concord | $170 | $2,041 | -2% |
| Mouth Of Wilson | $170 | $2,037 | -2% |
| Rocky Gap | $175 | $2,095 | +1% |
| Churchville | $155 | $1,866 | -11% |
| Fairfield | $156 | $1,877 | -10% |
| Monterey | $161 | $1,927 | -8% |
| Port Republic | $150 | $1,806 | -14% |
| Rockbridge Baths | $158 | $1,900 | -9% |
| Chatham | $180 | $2,159 | +4% |
| Bridgewater | $148 | $1,782 | -16% |
| Mount Crawford | $149 | $1,793 | -15% |
| Earlysville | $169 | $2,030 | -3% |
| Lyndhurst | $152 | $1,828 | -13% |
| Somerset | $179 | $2,151 | +3% |
| Ashland | $165 | $1,986 | -5% |
| Cardinal | $172 | $2,069 | -1% |
| Oriskany | $166 | $1,994 | -4% |
| Paint Bank | $158 | $1,901 | -9% |
| Coeburn | $174 | $2,091 | +0% |
| Dungannon | $177 | $2,123 | +2% |
| East Stone Gap | $180 | $2,165 | +4% |
| Keokee | $176 | $2,117 | +2% |
| Pennington Gap | $177 | $2,129 | +2% |
| Weber City | $169 | $2,025 | -3% |
| Stuart | $170 | $2,041 | -2% |
| Thaxton | $165 | $1,980 | -5% |
| Ben Hur | $176 | $2,116 | +2% |
| Mendota | $166 | $1,990 | -5% |
| Nickelsville | $177 | $2,125 | +2% |
| Bastian | $177 | $2,118 | +2% |
| Wytheville | $164 | $1,962 | -6% |
| Glen Wilton | $157 | $1,886 | -10% |
| Head Waters | $158 | $1,901 | -9% |
| Millboro | $162 | $1,940 | -7% |
| Appomattox | $170 | $2,038 | -2% |
| Pearisburg | $162 | $1,949 | -7% |
| Rocky Mount | $179 | $2,145 | +3% |
| Spencer | $172 | $2,066 | -1% |
| Union Hall | $179 | $2,152 | +3% |
| Vinton | $160 | $1,922 | -8% |
| Wirtz | $178 | $2,139 | +3% |
| Appalachia | $173 | $2,075 | -0% |
| Castlewood | $179 | $2,147 | +3% |
| Dante | $176 | $2,114 | +1% |
| Barren Springs | $169 | $2,024 | -3% |
| Chilhowie | $162 | $1,943 | -7% |
| Cross Junction | $157 | $1,887 | -10% |
| Star Tannery | $156 | $1,870 | -11% |
| Stephenson | $156 | $1,872 | -11% |
| Toms Brook | $152 | $1,823 | -13% |
| Culpeper | $176 | $2,112 | +1% |
| Hood | $175 | $2,103 | +1% |
| Chesapeake | $182 | $2,187 | +5% |
| Colonial Heights | $174 | $2,090 | +0% |
| Winchester | $154 | $1,853 | -12% |
| Falls Church | $181 | $2,172 | +4% |
| Buena Vista | $155 | $1,862 | -11% |
| Mint Spring | $153 | $1,840 | -12% |
| Callands | $182 | $2,180 | +4% |
| Coleman Falls | $167 | $2,008 | -4% |
| Philomont | $163 | $1,950 | -7% |
| Round Hill | $161 | $1,929 | -8% |
| Broad Run | $166 | $1,992 | -5% |
| Penhook | $177 | $2,125 | +2% |
| Shawsville | $152 | $1,827 | -13% |
| Vesta | $176 | $2,110 | +1% |
| Birchleaf | $192 | $2,299 | +10% |
| Clinchco | $190 | $2,284 | +9% |
| Atkins | $159 | $1,914 | -9% |
| Burke | $180 | $2,156 | +3% |
| Mc Lean | $176 | $2,107 | +1% |
| Quantico | $172 | $2,065 | -1% |
| Springfield | $183 | $2,196 | +5% |
| Vienna | $174 | $2,091 | +0% |
| Rescue | $177 | $2,124 | +2% |
| Yorktown | $163 | $1,951 | -7% |
| Quinby | $175 | $2,100 | +1% |
| Poquoson | $166 | $1,991 | -5% |
| Petersburg | $177 | $2,118 | +2% |
| Boykins | $181 | $2,166 | +4% |
| Drewryville | $179 | $2,148 | +3% |
| Boydton | $182 | $2,181 | +5% |
| Pamplin | $176 | $2,110 | +1% |
| Red Oak | $184 | $2,209 | +6% |
| Rice | $185 | $2,222 | +6% |
| Willis Wharf | $172 | $2,065 | -1% |
| Glen Allen | $167 | $2,000 | -4% |
| Tasley | $174 | $2,090 | +0% |
| Fort Lee | $173 | $2,081 | -0% |
| Virginia State University | $177 | $2,123 | +2% |
| Ammon | $182 | $2,183 | +5% |
| Kents Store | $179 | $2,143 | +3% |
| Midlothian | $169 | $2,027 | -3% |
| White Stone | $167 | $2,000 | -4% |
| Leon | $179 | $2,145 | +3% |
| Carson | $180 | $2,160 | +4% |
| Disputanta | $173 | $2,077 | -0% |
| Valentines | $179 | $2,152 | +3% |
| Drakes Branch | $181 | $2,174 | +4% |
| Fort Mitchell | $183 | $2,198 | +5% |
| Ruther Glen | $171 | $2,052 | -2% |
| Chester Gap | $174 | $2,089 | +0% |
| Hume | $169 | $2,034 | -2% |
| Goldvein | $172 | $2,065 | -1% |
| Haywood | $179 | $2,153 | +3% |
| Sumerduck | $174 | $2,083 | -0% |
| Dumfries | $181 | $2,168 | +4% |
| Fairfax | $175 | $2,099 | +1% |
| Dunnsville | $171 | $2,050 | -2% |
| Greenway | $175 | $2,100 | +1% |
| Merrifield | $181 | $2,173 | +4% |
| West Mclean | $177 | $2,130 | +2% |
| Champlain | $170 | $2,044 | -2% |
| Kilmarnock | $171 | $2,051 | -2% |
| Ninde | $171 | $2,053 | -1% |
| Brooke | $178 | $2,132 | +2% |
| Irvington | $171 | $2,048 | -2% |
| Laneview | $168 | $2,021 | -3% |
| Lottsburg | $170 | $2,042 | -2% |
| Morattico | $167 | $2,005 | -4% |
| Nuttsville | $168 | $2,014 | -3% |
| Dinwiddie | $182 | $2,180 | +4% |
| Prince George | $176 | $2,115 | +1% |
| Charlotte Court House | $181 | $2,174 | +4% |
| Crewe | $186 | $2,234 | +7% |
| Keysville | $180 | $2,166 | +4% |
| Nottoway | $185 | $2,218 | +6% |
| Triangle | $178 | $2,139 | +3% |
| Hacksneck | $174 | $2,094 | +0% |
| Painter | $175 | $2,095 | +1% |
| Ruckersville | $175 | $2,097 | +1% |
| Beaumont | $173 | $2,080 | -0% |
| Bremo Bluff | $180 | $2,164 | +4% |
| Church View | $172 | $2,058 | -1% |
| Singers Glen | $150 | $1,804 | -14% |
| Afton | $170 | $2,039 | -2% |
| Barboursville | $176 | $2,116 | +2% |
| Roseland | $172 | $2,069 | -1% |
| Aylett | $171 | $2,048 | -2% |
| Annandale | $185 | $2,223 | +6% |
| Fort Belvoir | $187 | $2,240 | +7% |
| Fort Myer | $170 | $2,034 | -2% |
| Dendron | $187 | $2,242 | +7% |
| Ebony | $178 | $2,134 | +2% |
| Freeman | $179 | $2,153 | +3% |
| Jarratt | $179 | $2,146 | +3% |
| Sutherland | $179 | $2,149 | +3% |
| Wakefield | $185 | $2,215 | +6% |
| Dillwyn | $186 | $2,237 | +7% |
| Randolph | $180 | $2,165 | +4% |
| Howardsville | $178 | $2,135 | +2% |
| Wingina | $181 | $2,173 | +4% |
| Big Rock | $197 | $2,370 | +13% |
| Bishop | $190 | $2,280 | +9% |
| Pounding Mill | $182 | $2,182 | +5% |
| Red Ash | $183 | $2,199 | +5% |
| Sealston | $172 | $2,066 | -1% |
| Wicomico Church | $168 | $2,016 | -3% |
| Clear Brook | $157 | $1,883 | -10% |
| Linden | $165 | $1,984 | -5% |
| Middletown | $158 | $1,890 | -10% |
| Saint Stephens Church | $176 | $2,108 | +1% |
| Saluda | $170 | $2,046 | -2% |
| Studley | $171 | $2,051 | -2% |
| Susan | $171 | $2,053 | -2% |
| Williamsburg | $156 | $1,870 | -11% |
| Prospect | $178 | $2,133 | +2% |
| Caret | $173 | $2,070 | -1% |
| Center Cross | $169 | $2,029 | -3% |
| Dahlgren | $169 | $2,032 | -3% |
| Hague | $170 | $2,045 | -2% |
| King George | $175 | $2,099 | +1% |
| Merry Point | $167 | $2,009 | -4% |
| Partlow | $168 | $2,022 | -3% |
| Rappahannock Academy | $178 | $2,140 | +3% |
| Mascot | $167 | $2,007 | -4% |
| Moseley | $172 | $2,061 | -1% |
| Accomac | $172 | $2,064 | -1% |
| Onancock | $175 | $2,105 | +1% |
| Bowling Green | $180 | $2,154 | +3% |
| Heathsville | $171 | $2,050 | -2% |
| Oldhams | $170 | $2,038 | -2% |
| Ophelia | $167 | $2,010 | -4% |
| Port Royal | $179 | $2,144 | +3% |
| Birdsnest | $174 | $2,091 | +0% |
| Cape Charles | $173 | $2,076 | -0% |
| Franktown | $175 | $2,102 | +1% |
| Harborton | $174 | $2,091 | +0% |
| South Hill | $177 | $2,120 | +2% |
| Blacksburg | $146 | $1,752 | -17% |
| Critz | $174 | $2,085 | +0% |
| Eagle Rock | $158 | $1,895 | -10% |
| Floyd | $171 | $2,047 | -2% |
| Indian Valley | $169 | $2,027 | -3% |
| Pratts | $176 | $2,112 | +1% |
| Wolftown | $176 | $2,111 | +1% |
| Dutton | $170 | $2,040 | -2% |
| Mannboro | $189 | $2,272 | +9% |
| New Canton | $188 | $2,260 | +8% |
| Sandston | $169 | $2,033 | -2% |
| Ware Neck | $171 | $2,057 | -1% |
| Oakton | $175 | $2,103 | +1% |
| Edwardsville | $171 | $2,054 | -1% |
| Ladysmith | $172 | $2,064 | -1% |
| Temperanceville | $174 | $2,084 | -0% |
| Emporia | $179 | $2,147 | +3% |
| Franklin | $182 | $2,180 | +4% |
| Hopewell | $178 | $2,132 | +2% |
| Mc Kenney | $182 | $2,178 | +4% |
| Meredithville | $175 | $2,101 | +1% |
| Surry | $182 | $2,181 | +5% |
| Buckingham | $186 | $2,227 | +7% |
| Chase City | $183 | $2,191 | +5% |
| La Crosse | $178 | $2,140 | +3% |
| Colonial Beach | $174 | $2,082 | -0% |
| Mollusk | $167 | $2,009 | -4% |
| Rockville | $167 | $2,006 | -4% |
| Schley | $167 | $2,006 | -4% |
| Woods Cross Roads | $164 | $1,966 | -6% |
| Ordinary | $170 | $2,038 | -2% |
| Diggs | $170 | $2,043 | -2% |
| Maryus | $171 | $2,047 | -2% |
| Mineral | $179 | $2,151 | +3% |
| Shacklefords | $173 | $2,076 | -0% |
| Dunn Loring | $176 | $2,107 | +1% |
| Jersey | $176 | $2,113 | +1% |
| Gum Spring | $176 | $2,114 | +1% |
| Hartfield | $170 | $2,037 | -2% |
| King And Queen Court House | $174 | $2,090 | +0% |
| King William | $172 | $2,064 | -1% |
| Manakin Sabot | $174 | $2,091 | +0% |
| Mattaponi | $172 | $2,069 | -1% |
| New Kent | $171 | $2,055 | -1% |
| Walkerton | $175 | $2,104 | +1% |
| Doswell | $169 | $2,030 | -3% |
| Hanover | $168 | $2,017 | -3% |
| Locust Hill | $170 | $2,043 | -2% |
| Townsend | $175 | $2,097 | +1% |
| Wachapreague | $173 | $2,071 | -1% |
| Windsor | $176 | $2,112 | +1% |
| Fort Eustis | $180 | $2,156 | +3% |
| Cloverdale | $153 | $1,838 | -13% |
| Glen Lyn | $166 | $1,991 | -5% |
| Martinsville | $175 | $2,096 | +1% |
| Saxe | $180 | $2,162 | +4% |
| Copper Hill | $176 | $2,109 | +1% |
| Machipongo | $174 | $2,092 | +0% |
| Onley | $172 | $2,066 | -1% |
| Ivy | $168 | $2,012 | -4% |
| Bena | $166 | $1,987 | -5% |
| Charles City | $175 | $2,099 | +1% |
| Daleville | $155 | $1,858 | -11% |
| Fincastle | $157 | $1,886 | -10% |
| Moneta | $173 | $2,074 | -1% |
| Wilsons | $183 | $2,192 | +5% |
| Bracey | $178 | $2,138 | +3% |
| Clarksville | $183 | $2,197 | +5% |
| Lunenburg | $185 | $2,221 | +6% |
| Victoria | $186 | $2,229 | +7% |
| Claudville | $171 | $2,048 | -2% |
| Bassett | $173 | $2,070 | -1% |
| Buchanan | $159 | $1,906 | -9% |
| Goodview | $167 | $2,009 | -4% |
| Axton | $181 | $2,170 | +4% |
| Catawba | $156 | $1,870 | -11% |
| Collinsville | $171 | $2,051 | -2% |
| Ferrum | $177 | $2,121 | +2% |
| Narrows | $166 | $1,993 | -4% |
| Newport | $164 | $1,965 | -6% |
| Assawoman | $175 | $2,098 | +1% |
| Carrsville | $179 | $2,144 | +3% |
| Craddockville | $174 | $2,087 | +0% |
| Hallwood | $173 | $2,075 | -0% |
| Wylliesburg | $180 | $2,165 | +4% |
| Boones Mill | $172 | $2,059 | -1% |
| Eggleston | $164 | $1,970 | -6% |
| Glade Hill | $177 | $2,130 | +2% |
| Hardy | $167 | $2,007 | -4% |
| Montvale | $166 | $1,994 | -4% |
| Fancy Gap | $168 | $2,021 | -3% |
| Galax | $170 | $2,038 | -2% |
| Laurel Fork | $169 | $2,030 | -3% |
| Bealeton | $171 | $2,054 | -1% |
| Elkwood | $178 | $2,132 | +2% |
| Jeffersonton | $177 | $2,125 | +2% |
| Reva | $176 | $2,109 | +1% |
| Lorton | $183 | $2,194 | +5% |
| Fork Union | $178 | $2,137 | +3% |
| Gloucester Point | $169 | $2,025 | -3% |
| Hadensville | $179 | $2,143 | +3% |
| Little Plymouth | $173 | $2,080 | -0% |
| Louisa | $178 | $2,138 | +3% |
| Moon | $171 | $2,050 | -2% |
| New Point | $171 | $2,048 | -2% |
| Newtown | $173 | $2,070 | -1% |
| Oilville | $176 | $2,116 | +1% |
| Powhatan | $184 | $2,204 | +6% |
| Gasburg | $178 | $2,134 | +2% |
| Spring Grove | $183 | $2,200 | +5% |
| Brodnax | $177 | $2,128 | +2% |
| Kenbridge | $184 | $2,205 | +6% |
| Hayes | $168 | $2,018 | -3% |
| North | $171 | $2,058 | -1% |
| Burgess | $171 | $2,055 | -1% |
| Corbin | $173 | $2,076 | -0% |
| Farnham | $170 | $2,044 | -2% |
| Haynesville | $170 | $2,044 | -2% |
| Milford | $173 | $2,076 | -0% |
| Port Haywood | $171 | $2,055 | -1% |
| Wake | $170 | $2,043 | -2% |
| Wicomico | $165 | $1,982 | -5% |
| Stratford | $172 | $2,063 | -1% |
| Village | $166 | $1,996 | -4% |
| Sandy Point | $175 | $2,097 | +1% |
| Orlean | $170 | $2,036 | -2% |
| Withams | $170 | $2,044 | -2% |
| Bruington | $176 | $2,117 | +2% |
| Burr Hill | $177 | $2,118 | +2% |
| Lancaster | $172 | $2,058 | -1% |
| Locust Grove | $177 | $2,124 | +2% |
| Loretto | $171 | $2,056 | -1% |
| Montross | $171 | $2,051 | -2% |
| Nelson | $182 | $2,187 | +5% |
| Spout Spring | $170 | $2,045 | -2% |
| Cedar Bluff | $181 | $2,168 | +4% |
| Great Falls | $178 | $2,138 | +3% |
| Bent Mountain | $158 | $1,899 | -9% |
| Callaway | $179 | $2,142 | +3% |
| Check | $177 | $2,127 | +2% |
| Fieldale | $172 | $2,068 | -1% |
| Mc Coy | $156 | $1,869 | -11% |
| New Castle | $162 | $1,940 | -7% |
| Aroda | $178 | $2,134 | +2% |
| Brandy Station | $178 | $2,133 | +2% |
| Brightwood | $178 | $2,135 | +2% |
| North Garden | $169 | $2,024 | -3% |
| Waynesboro | $151 | $1,814 | -14% |
| Achilles | $168 | $2,019 | -3% |
| Barhamsville | $172 | $2,066 | -1% |
| Stafford | $170 | $2,037 | -2% |
| Front Royal | $160 | $1,922 | -8% |
| Madison | $176 | $2,116 | +2% |
| Midland | $174 | $2,089 | +0% |
| Rochelle | $179 | $2,150 | +3% |
| Syria | $173 | $2,072 | -1% |
| Woodville | $178 | $2,141 | +3% |
| Wallops Island | $174 | $2,084 | -0% |
| Davis Wharf | $168 | $2,012 | -4% |
| Eastville | $176 | $2,116 | +2% |
| Greenbush | $173 | $2,081 | -0% |
| Branchville | $179 | $2,153 | +3% |
| Dewitt | $183 | $2,199 | +5% |
| Rawlings | $182 | $2,188 | +5% |
| Stony Creek | $181 | $2,171 | +4% |
| Claremont | $183 | $2,194 | +5% |
| Baskerville | $180 | $2,158 | +3% |
| Green Bay | $184 | $2,205 | +6% |
| Red House | $181 | $2,173 | +4% |
| Goochland | $181 | $2,170 | +4% |
| Hardyville | $170 | $2,040 | -2% |
| Jetersville | $190 | $2,281 | +9% |
| Mathews | $171 | $2,053 | -2% |
| Millers Tavern | $163 | $1,952 | -7% |
| Sandy Hook | $177 | $2,123 | +2% |
| Severn | $167 | $2,004 | -4% |
| Montpelier | $170 | $2,038 | -2% |
| Palmyra | $176 | $2,114 | +1% |
| Quinque | $170 | $2,045 | -2% |
| Amelia Court House | $191 | $2,294 | +10% |
| Bohannon | $171 | $2,055 | -1% |
| Tappahannock | $171 | $2,052 | -2% |
| Capeville | $177 | $2,119 | +2% |
| Carrollton | $181 | $2,173 | +4% |
| Jenkins Bridge | $172 | $2,063 | -1% |
| Battery Park | $177 | $2,122 | +2% |
| Bloxom | $171 | $2,058 | -1% |
| Greenbackville | $173 | $2,071 | -1% |
| Isle Of Wight | $176 | $2,113 | +1% |
| Jamesville | $174 | $2,089 | +0% |
| Pungoteague | $174 | $2,091 | +0% |
| Chincoteague Island | $174 | $2,086 | +0% |
| Mears | $174 | $2,091 | +0% |
| New Church | $175 | $2,103 | +1% |
| Exmore | $176 | $2,110 | +1% |
| Horntown | $174 | $2,092 | +0% |
| Keller | $175 | $2,096 | +1% |
| Locustville | $172 | $2,059 | -1% |
| Marionville | $175 | $2,096 | +1% |
| Nelsonia | $174 | $2,089 | +0% |
| Oyster | $175 | $2,097 | +1% |
| Atlantic | $174 | $2,093 | +0% |
| Belle Haven | $174 | $2,090 | +0% |
| Melfa | $175 | $2,100 | +1% |
| Modest Town | $174 | $2,082 | -0% |
| Nassawadox | $175 | $2,095 | +1% |
| Parksley | $172 | $2,059 | -1% |
| Fairfax Station | $178 | $2,140 | +3% |
| Mount Jackson | $149 | $1,791 | -15% |
| Hinton | $149 | $1,782 | -16% |
| Batesville | $171 | $2,053 | -2% |
| Crozet | $169 | $2,027 | -3% |
| Gordonsville | $179 | $2,153 | +3% |
| Warsaw | $167 | $2,000 | -4% |
| Woodford | $180 | $2,160 | +4% |
| Berryville | $159 | $1,903 | -9% |
| Gore | $158 | $1,892 | -10% |
| Stephens City | $156 | $1,868 | -11% |
| White Post | $156 | $1,872 | -11% |
| Radiant | $180 | $2,155 | +3% |
| Viewtown | $174 | $2,094 | +0% |
| Hudgins | $163 | $1,952 | -7% |
| Manquin | $175 | $2,096 | +1% |
| Onemo | $171 | $2,054 | -1% |
| Providence Forge | $170 | $2,044 | -2% |
| Stevensville | $173 | $2,075 | -0% |
| Topping | $170 | $2,041 | -2% |
| Urbanna | $170 | $2,045 | -2% |
| Water View | $170 | $2,037 | -2% |
| White Marsh | $165 | $1,984 | -5% |
| Esmont | $172 | $2,068 | -1% |
| Orange | $182 | $2,187 | +5% |
| Piney River | $172 | $2,062 | -1% |
| Shipman | $173 | $2,080 | -0% |
| Troy | $177 | $2,127 | +2% |
| Arvonia | $186 | $2,232 | +7% |
| Cumberland | $189 | $2,265 | +8% |
| Elkton | $156 | $1,871 | -11% |
| Mount Solon | $152 | $1,818 | -14% |
| Orkney Springs | $151 | $1,810 | -14% |
| Penn Laird | $149 | $1,793 | -15% |
| Faber | $171 | $2,048 | -2% |
| Fishersville | $150 | $1,802 | -15% |
| Stevensburg | $177 | $2,126 | +2% |
| Woodstock | $148 | $1,782 | -16% |
| Castleton | $179 | $2,143 | +3% |
| Etlan | $175 | $2,106 | +1% |
| Keezletown | $151 | $1,809 | -14% |
| Mc Gaheysville | $150 | $1,803 | -14% |
| Timberville | $149 | $1,784 | -16% |
| Greenwood | $167 | $2,005 | -4% |
| Keswick | $174 | $2,086 | +0% |
| Lovingston | $172 | $2,066 | -1% |
| Stanardsville | $174 | $2,093 | +0% |
| Oakpark | $179 | $2,145 | +3% |
| Rapidan | $178 | $2,136 | +2% |
| Thornburg | $168 | $2,014 | -3% |
| Boyce | $158 | $1,900 | -9% |
| Brucetown | $157 | $1,880 | -10% |
| Flint Hill | $178 | $2,140 | +3% |
| Huntly | $173 | $2,079 | -0% |
| Markham | $170 | $2,036 | -2% |
| Maurertown | $152 | $1,819 | -14% |
| Millwood | $159 | $1,905 | -9% |
| Fort Valley | $153 | $1,837 | -13% |
| Keene | $170 | $2,042 | -2% |
| Nellysford | $172 | $2,059 | -1% |
| Ark | $169 | $2,027 | -3% |
| Beaverdam | $171 | $2,052 | -2% |
| Columbia | $184 | $2,214 | +6% |
| Bergton | $150 | $1,805 | -14% |
| Criders | $152 | $1,823 | -13% |
| Dayton | $148 | $1,779 | -16% |
| Lacey Spring | $150 | $1,800 | -15% |
| Covesville | $169 | $2,029 | -3% |
| Locust Dale | $178 | $2,140 | +3% |
| Montpelier Station | $176 | $2,117 | +2% |
| Schuyler | $174 | $2,092 | +0% |
| Tyro | $169 | $2,028 | -3% |
| Bumpass | $176 | $2,110 | +1% |
| Rollins Fork | $172 | $2,067 | -1% |
| Spotsylvania | $171 | $2,047 | -2% |
| Weems | $171 | $2,052 | -2% |
| Strasburg | $153 | $1,838 | -13% |
| Fulks Run | $151 | $1,814 | -14% |
| Luray | $157 | $1,890 | -10% |
| New Market | $151 | $1,814 | -14% |
| Shenandoah | $154 | $1,849 | -12% |
| Stanley | $157 | $1,883 | -10% |
| Crozier | $175 | $2,102 | +1% |
| Banco | $180 | $2,158 | +3% |
| Lignum | $177 | $2,127 | +2% |
| Mitchells | $176 | $2,111 | +1% |
| Remington | $171 | $2,057 | -1% |
| Washington | $178 | $2,139 | +3% |
| Basye | $151 | $1,812 | -14% |
| Free Union | $169 | $2,026 | -3% |
| Rhoadesville | $177 | $2,123 | +2% |
| Ruby | $171 | $2,053 | -2% |
| Sharps | $166 | $1,995 | -4% |
| Sparta | $174 | $2,091 | +0% |
| Bentonville | $162 | $1,943 | -7% |
| Boston | $178 | $2,139 | +3% |
| Sperryville | $178 | $2,132 | +2% |
| Broadway | $149 | $1,786 | -15% |
| Linville | $151 | $1,807 | -14% |
| Quicksburg | $150 | $1,799 | -15% |
| Dyke | $175 | $2,097 | +1% |
| Catharpin | $167 | $2,002 | -4% |
| Foster | $170 | $2,040 | -2% |
| Jamaica | $170 | $2,046 | -2% |
| Lanexa | $173 | $2,081 | -0% |
| Maidens | $177 | $2,130 | +2% |
| Elliston | $150 | $1,803 | -14% |
| Huddleston | $173 | $2,074 | -0% |
Average car insurance costs by age and gender in Virginia
How much car insurance costs in Virginia can depend on the age of the driver. Your age impacts how much you pay for car insurance, especially for young drivers. Less experience on the road generally translates to a higher likelihood of claims, which means higher rates. The rates below are for drivers with a clean driving record and their own car insurance policy (with the exception of 16-year-old rates).
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Age 16*
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Avg. monthly full coverage premium in Virginia
$442
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Avg. annual full coverage premium in Virginia
$5,304
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Age 18
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Avg. monthly full coverage premium in Virginia
$590
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Avg. annual full coverage premium in Virginia
$7,078
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Age 20
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Avg. monthly full coverage premium in Virginia
$440
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Avg. annual full coverage premium in Virginia
$5,284
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Age 25
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Avg. monthly full coverage premium in Virginia
$232
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Avg. annual full coverage premium in Virginia
$2,783
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Age 30
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Avg. monthly full coverage premium in Virginia
$193
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Avg. annual full coverage premium in Virginia
$2,317
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Age 40
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Avg. monthly full coverage premium in Virginia
$176
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Avg. annual full coverage premium in Virginia
$2,117
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Age 50
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Avg. monthly full coverage premium in Virginia
$161
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Avg. annual full coverage premium in Virginia
$1,936
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Age 60
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Avg. monthly full coverage premium in Virginia
$157
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Avg. annual full coverage premium in Virginia
$1,888
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Age 70
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Avg. monthly full coverage premium in Virginia
$174
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Avg. annual full coverage premium in Virginia
$2,092
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*16-year-old calculated on parents' policy with discounts applied; 18- and 20-year-old are renters on their own policies with no discounts applied
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Age 16*
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Avg. monthly full coverage premium in Virginia
$395
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Avg. annual full coverage premium in Virginia
$4,744
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Age 18
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Avg. monthly full coverage premium in Virginia
$552
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Avg. annual full coverage premium in Virginia
$6,625
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Age 20
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Avg. monthly full coverage premium in Virginia
$390
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Avg. annual full coverage premium in Virginia
$4,679
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Age 25
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Avg. monthly full coverage premium in Virginia
$218
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Avg. annual full coverage premium in Virginia
$2,614
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Age 30
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Avg. monthly full coverage premium in Virginia
$186
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Avg. annual full coverage premium in Virginia
$2,232
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Age 40
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Avg. monthly full coverage premium in Virginia
$171
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Avg. annual full coverage premium in Virginia
$2,052
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Age 50
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Avg. monthly full coverage premium in Virginia
$151
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Avg. annual full coverage premium in Virginia
$1,817
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Age 60
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Avg. monthly full coverage premium in Virginia
$154
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Avg. annual full coverage premium in Virginia
$1,847
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Age 70
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Avg. monthly full coverage premium in Virginia
$170
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Avg. annual full coverage premium in Virginia
$2,045
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*16-year-old calculated on parents' policy with discounts applied; 18- and 20-year-old are renters on their own policies with no discounts applied
Bankrate’s take: In Virginia, insurance companies can use age and gender as rating factors for car insurance. According to data from the Insurance Institute for Highway Safety, men are statistically more likely to engage in risky driving behaviors such as speeding, drunk driving and not wearing a seatbelt. Insurance companies tend to charge male drivers more for car insurance due to this risk, but as men and women get older, the premium difference between the two groups becomes minimal.
Cost considerations for young drivers in Virginia
Very often, young drivers don’t purchase their own car insurance policy. Instead, they’re added as drivers to their parents’ or guardians’ policy. Generally, this is the cheapest way to get coverage, and it’s usually encouraged for young drivers to stay on the shared policy if they are still a member of the parents’ or guardians’ household. Once a young driver moves out and establishes their own household, they’ll likely be required to purchase their own car insurance policy.
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Age 16*
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Avg. annual premium for drivers in VA
$5,024
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Age 17
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Avg. annual premium for drivers in VA
$4,596
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Age 18
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Avg. annual premium for drivers in VA
$4,229
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Age 19
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Avg. annual premium for drivers in VA
$3,723
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Age 20
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Avg. annual premium for drivers in VA
$3,489
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*16-year-old calculated on parents' policy with discounts applied; 18- and 20-year-old are renters on their own policies with no discounts applied
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Age 18
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Avg. annual premium for drivers in VA
$6,852
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Age 19
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Avg. annual premium for drivers in VA
$5,412
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Age 20
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Avg. annual premium for drivers in VA
$4,981
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*16-year-old calculated on parents' policy with discounts applied; 18- and 20-year-old are renters on their own policies with no discounts applied