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Average cost of car insurance in Iowa for 2024
Powered by Coverage.com (NPN: 19966249)
Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
How much is car insurance in Iowa?
The average cost of car insurance in Iowa is $340 per year for the state minimum required coverage and $1,827 per year for full coverage, both well below the national averages of $639 and $2,348, respectively. However, costs vary based on a number of factors, including the company you choose, your city, your age and your driving record. Bankrate analyzed average rates from Quadrant Information Services for several different types of drivers. Our research might help you understand what a competitive rate looks like for your situation.
Key takeaways
- Drivers in Des Moines, Iowa’s capital, pay $1,862 per year for full coverage, only about 1 percent more than the state average.
- 18-year-old males have the highest average premium of any age and gender, at $3,871 per year for full coverage.
- A 20-year-old driver on their own policy pays 34 percent more per year on average than a 20-year-old on their parents’ policy.
- Iowa drivers with a DUI conviction pay an average of 80 percent more for full coverage than drivers with a clean driving record.
- Having excellent credit pays off; drivers in Iowa with the highest credit tier pay an average of 17 percent less per year for full coverage compared to drivers with good credit.
What would you like to do today?
Iowa car insurance rates by city
Although the state you live in impacts the amount of insurance you must have, your ZIP code also plays a role in determining your Iowa car insurance rates. Drivers in busy urban areas, where heavy traffic makes accidents more likely and there is a higher rate of car theft, may pay more than those in suburban or rural areas, for example.
Sorry, we don't have enough data yet on this city yet!
But these other cities in the state may give you some insight.
City | Avg. monthly full coverage premium | Avg. annual full coverage premium | Avg. savings vs. state average |
---|---|---|---|
Des Moines | $155 | $1,862 | +2% |
Corydon | $168 | $2,019 | +10% |
De Soto | $158 | $1,890 | +3% |
Grand Junction | $155 | $1,857 | +2% |
Hamilton | $161 | $1,927 | +5% |
Ira | $153 | $1,833 | +0% |
Kellogg | $152 | $1,830 | +0% |
Lacona | $170 | $2,039 | +11% |
Melbourne | $154 | $1,852 | +1% |
West Liberty | $149 | $1,792 | -2% |
Davenport | $152 | $1,818 | -1% |
Adair | $171 | $2,052 | +12% |
Altoona | $143 | $1,718 | -6% |
Libertyville | $163 | $1,953 | +7% |
Burlington | $146 | $1,753 | -4% |
Farmington | $165 | $1,977 | +8% |
Morning Sun | $158 | $1,901 | +4% |
Calamus | $148 | $1,773 | -3% |
Clinton | $150 | $1,803 | -1% |
Durant | $145 | $1,743 | -5% |
Moscow | $150 | $1,798 | -2% |
Crescent | $178 | $2,138 | +16% |
Defiance | $161 | $1,935 | +6% |
Dunlap | $167 | $2,003 | +9% |
Glenwood | $179 | $2,148 | +16% |
Harlan | $164 | $1,969 | +7% |
Mc Clelland | $174 | $2,092 | +14% |
Magnolia | $173 | $2,079 | +13% |
Mineola | $179 | $2,142 | +16% |
Modale | $173 | $2,074 | +13% |
Moorhead | $165 | $1,982 | +8% |
Pacific Junction | $180 | $2,161 | +17% |
Silver City | $179 | $2,143 | +16% |
Tabor | $179 | $2,151 | +16% |
Bernard | $159 | $1,902 | +4% |
Delaware | $160 | $1,914 | +5% |
Elkport | $165 | $1,977 | +8% |
Van Meter | $156 | $1,872 | +2% |
Havelock | $151 | $1,813 | -1% |
Lehigh | $156 | $1,867 | +2% |
Otho | $155 | $1,865 | +2% |
Whittemore | $151 | $1,809 | -1% |
Woolstock | $151 | $1,812 | -1% |
Dike | $152 | $1,821 | -0% |
North Washington | $160 | $1,917 | +5% |
Packwood | $160 | $1,920 | +5% |
Rose Hill | $157 | $1,881 | +3% |
Argyle | $157 | $1,884 | +3% |
Bonaparte | $164 | $1,965 | +7% |
Wayland | $158 | $1,896 | +4% |
Andover | $155 | $1,864 | +2% |
Urbandale | $141 | $1,686 | -8% |
Kirkville | $164 | $1,966 | +7% |
Pulaski | $165 | $1,981 | +8% |
Seymour | $173 | $2,071 | +13% |
Houghton | $161 | $1,929 | +5% |
Montrose | $159 | $1,903 | +4% |
Sperry | $155 | $1,864 | +2% |
West Burlington | $145 | $1,735 | -5% |
Charlotte | $149 | $1,793 | -2% |
Donahue | $145 | $1,737 | -5% |
Long Grove | $147 | $1,759 | -4% |
Dallas Center | $147 | $1,762 | -4% |
Gilbert | $140 | $1,686 | -8% |
Gray | $161 | $1,928 | +5% |
Hubbard | $150 | $1,799 | -2% |
Laurel | $155 | $1,855 | +1% |
Maxwell | $154 | $1,847 | +1% |
Montezuma | $159 | $1,913 | +5% |
New Sharon | $154 | $1,851 | +1% |
Unionville | $165 | $1,981 | +8% |
Donnellson | $158 | $1,900 | +4% |
Bettendorf | $146 | $1,750 | -4% |
Columbus City | $158 | $1,892 | +3% |
Eldridge | $141 | $1,696 | -7% |
Pleasant Valley | $147 | $1,759 | -4% |
Reasnor | $152 | $1,819 | -0% |
Saint Marys | $170 | $2,035 | +11% |
West Des Moines | $140 | $1,677 | -9% |
Ames | $135 | $1,620 | -12% |
Anita | $173 | $2,076 | +13% |
Casey | $171 | $2,055 | +12% |
Ankeny | $137 | $1,644 | -11% |
Audubon | $163 | $1,957 | +7% |
Bussey | $159 | $1,907 | +4% |
Colfax | $151 | $1,816 | -1% |
Baxter | $153 | $1,836 | +0% |
Bayard | $165 | $1,981 | +8% |
New Liberty | $146 | $1,754 | -4% |
Adel | $149 | $1,793 | -2% |
Blairsburg | $151 | $1,807 | -1% |
Blencoe | $164 | $1,965 | +7% |
Griswold | $171 | $2,048 | +11% |
Minden | $175 | $2,094 | +14% |
Woodbine | $173 | $2,080 | +13% |
Braddyville | $177 | $2,120 | +15% |
Yorktown | $171 | $2,052 | +12% |
Dubuque | $144 | $1,726 | -6% |
Earlville | $160 | $1,914 | +5% |
Panora | $167 | $2,003 | +9% |
Lockridge | $160 | $1,916 | +5% |
Stockport | $161 | $1,936 | +6% |
Camanche | $145 | $1,738 | -5% |
Grand Mound | $149 | $1,782 | -2% |
Lone Tree | $147 | $1,762 | -4% |
Montpelier | $149 | $1,790 | -2% |
Hanlontown | $150 | $1,796 | -2% |
Saint Ansgar | $151 | $1,816 | -1% |
Barnum | $157 | $1,888 | +3% |
Emmetsburg | $147 | $1,769 | -3% |
Cooper | $155 | $1,860 | +2% |
Elkhart | $149 | $1,785 | -2% |
Kellerton | $177 | $2,124 | +15% |
Le Grand | $153 | $1,837 | +1% |
Macksburg | $170 | $2,040 | +11% |
Malcom | $157 | $1,888 | +3% |
Buffalo Center | $149 | $1,783 | -2% |
Coulter | $151 | $1,809 | -1% |
Cylinder | $150 | $1,796 | -2% |
Dayton | $156 | $1,870 | +2% |
Duncombe | $156 | $1,876 | +3% |
Early | $152 | $1,823 | -0% |
Prole | $164 | $1,972 | +8% |
Rippey | $157 | $1,886 | +3% |
Wiota | $171 | $2,049 | +11% |
Clive | $141 | $1,690 | -8% |
New Providence | $154 | $1,845 | +1% |
Newton | $145 | $1,741 | -5% |
Ogden | $149 | $1,782 | -2% |
Dexter | $168 | $2,019 | +10% |
Earlham | $168 | $2,015 | +10% |
Galt | $151 | $1,811 | -1% |
Grimes | $139 | $1,664 | -9% |
Jewell | $149 | $1,786 | -2% |
Kamrar | $152 | $1,827 | -0% |
Luther | $148 | $1,772 | -3% |
Menlo | $169 | $2,031 | +11% |
Saint Olaf | $165 | $1,982 | +8% |
Spragueville | $157 | $1,890 | +3% |
Worthington | $155 | $1,855 | +2% |
Lansing | $172 | $2,061 | +12% |
Lime Springs | $162 | $1,941 | +6% |
Monona | $168 | $2,011 | +10% |
Center Point | $156 | $1,876 | +3% |
Coralville | $131 | $1,578 | -15% |
Iowa City | $134 | $1,612 | -13% |
Holy Cross | $160 | $1,921 | +5% |
La Motte | $159 | $1,911 | +5% |
Sherrill | $156 | $1,870 | +2% |
Conroy | $157 | $1,888 | +3% |
Readlyn | $157 | $1,889 | +3% |
Gravity | $185 | $2,219 | +19% |
Mount Ayr | $177 | $2,125 | +15% |
Castana | $161 | $1,935 | +6% |
Danbury | $158 | $1,891 | +3% |
Hinton | $157 | $1,890 | +3% |
Barnes City | $159 | $1,909 | +4% |
Berwick | $147 | $1,759 | -4% |
Boxholm | $152 | $1,830 | +0% |
Collins | $154 | $1,843 | +1% |
Alton | $148 | $1,779 | -3% |
Le Mars | $149 | $1,789 | -2% |
Alexander | $150 | $1,805 | -1% |
Belmond | $150 | $1,802 | -1% |
Mc Intire | $155 | $1,862 | +2% |
Osage | $154 | $1,845 | +1% |
Rockwell | $150 | $1,796 | -2% |
Rudd | $155 | $1,857 | +2% |
Fenton | $150 | $1,805 | -1% |
Red Oak | $174 | $2,085 | +13% |
Essex | $177 | $2,130 | +15% |
Colesburg | $162 | $1,949 | +6% |
Elkader | $167 | $2,004 | +9% |
Sumner | $159 | $1,904 | +4% |
Waverly | $151 | $1,816 | -1% |
Waterloo | $152 | $1,826 | -0% |
Creston | $167 | $2,001 | +9% |
Benton | $174 | $2,083 | +13% |
Clearfield | $181 | $2,166 | +17% |
Lenox | $178 | $2,132 | +15% |
Akron | $158 | $1,898 | +4% |
Aurelia | $155 | $1,863 | +2% |
Cherokee | $157 | $1,886 | +3% |
Cushing | $156 | $1,875 | +3% |
Lawton | $153 | $1,837 | +1% |
Marcus | $154 | $1,850 | +1% |
Peterson | $156 | $1,869 | +2% |
Luzerne | $157 | $1,886 | +3% |
Mechanicsville | $159 | $1,908 | +4% |
Onslow | $162 | $1,949 | +6% |
Oxford Junction | $161 | $1,926 | +5% |
Swisher | $148 | $1,775 | -3% |
Pilot Mound | $155 | $1,866 | +2% |
Davis City | $171 | $2,050 | +11% |
Ferguson | $153 | $1,840 | +1% |
Garden Grove | $175 | $2,095 | +14% |
Iowa Falls | $149 | $1,792 | -2% |
Mc Callsburg | $148 | $1,777 | -3% |
Melcher-dallas | $163 | $1,952 | +7% |
Ackworth | $161 | $1,930 | +5% |
Atlantic | $166 | $1,996 | +9% |
Dawson | $149 | $1,794 | -2% |
Derby | $169 | $2,031 | +11% |
Grinnell | $155 | $1,858 | +2% |
Knoxville | $160 | $1,925 | +5% |
Alden | $148 | $1,773 | -3% |
Bevington | $167 | $2,007 | +9% |
Bondurant | $145 | $1,736 | -5% |
Chariton | $168 | $2,021 | +10% |
Clio | $169 | $2,031 | +11% |
Chapin | $153 | $1,831 | +0% |
Coon Rapids | $162 | $1,944 | +6% |
Exira | $163 | $1,958 | +7% |
Gibson | $158 | $1,900 | +4% |
Ionia | $155 | $1,866 | +2% |
Blockton | $183 | $2,194 | +18% |
Bridgewater | $175 | $2,103 | +14% |
Fontanelle | $177 | $2,122 | +15% |
Sharpsburg | $179 | $2,145 | +16% |
Villisca | $183 | $2,193 | +18% |
Ireton | $151 | $1,810 | -1% |
Kingsley | $152 | $1,824 | -0% |
Larrabee | $157 | $1,881 | +3% |
Linn Grove | $154 | $1,851 | +1% |
Quimby | $156 | $1,876 | +3% |
Carson | $176 | $2,111 | +14% |
Missouri Valley | $174 | $2,091 | +13% |
Lamoni | $174 | $2,082 | +13% |
Liberty Center | $163 | $1,951 | +7% |
Liscomb | $152 | $1,818 | -0% |
Nevada | $145 | $1,736 | -5% |
Britt | $149 | $1,783 | -2% |
Grafton | $151 | $1,809 | -1% |
Rockford | $155 | $1,863 | +2% |
Thompson | $148 | $1,776 | -3% |
Armstrong | $147 | $1,768 | -3% |
Ayrshire | $152 | $1,823 | -0% |
Fonda | $154 | $1,845 | +1% |
Peru | $171 | $2,051 | +12% |
Sheldahl | $148 | $1,776 | -3% |
Whitten | $157 | $1,887 | +3% |
Grand River | $176 | $2,112 | +14% |
Hamlin | $164 | $1,971 | +8% |
Hartford | $162 | $1,943 | +6% |
Harvey | $156 | $1,877 | +3% |
Haverhill | $154 | $1,849 | +1% |
Lucas | $169 | $2,023 | +10% |
Minburn | $149 | $1,793 | -2% |
Pleasantville | $162 | $1,949 | +6% |
Saint Anthony | $154 | $1,846 | +1% |
Meservey | $151 | $1,808 | -1% |
Riceville | $159 | $1,909 | +4% |
Scarville | $150 | $1,805 | -1% |
Bode | $153 | $1,830 | +0% |
Burnside | $157 | $1,881 | +3% |
Callender | $157 | $1,888 | +3% |
Winthrop | $154 | $1,848 | +1% |
Alta | $150 | $1,804 | -1% |
Onawa | $158 | $1,897 | +4% |
Keosauqua | $171 | $2,047 | +11% |
Mount Sterling | $169 | $2,030 | +11% |
Ollie | $160 | $1,925 | +5% |
Albion | $154 | $1,847 | +1% |
Bagley | $158 | $1,890 | +3% |
Boone | $151 | $1,818 | -1% |
Brayton | $165 | $1,983 | +8% |
Humeston | $167 | $2,004 | +9% |
Huxley | $145 | $1,739 | -5% |
Killduff | $151 | $1,813 | -1% |
Leighton | $151 | $1,812 | -1% |
Linden | $152 | $1,825 | -0% |
Milo | $166 | $1,992 | +9% |
Monroe | $151 | $1,809 | -1% |
Stanhope | $152 | $1,823 | -0% |
State Center | $155 | $1,856 | +2% |
Union | $159 | $1,908 | +4% |
Williamson | $166 | $1,986 | +8% |
Windsor Heights | $143 | $1,711 | -7% |
Richland | $160 | $1,924 | +5% |
Crawfordsville | $156 | $1,874 | +3% |
Hillsboro | $160 | $1,923 | +5% |
Middletown | $152 | $1,826 | -0% |
Mount Union | $157 | $1,887 | +3% |
Wapello | $154 | $1,851 | +1% |
Saint Paul | $156 | $1,874 | +3% |
Weldon | $174 | $2,085 | +13% |
Melrose | $170 | $2,039 | +11% |
University Park | $154 | $1,843 | +1% |
Mediapolis | $156 | $1,874 | +3% |
Conesville | $151 | $1,814 | -1% |
Nichols | $150 | $1,805 | -1% |
Hardy | $153 | $1,830 | +0% |
Rembrandt | $152 | $1,823 | -0% |
Sac City | $151 | $1,809 | -1% |
Webster City | $153 | $1,835 | +0% |
Aplington | $155 | $1,863 | +2% |
Conrad | $152 | $1,819 | -0% |
Elma | $159 | $1,910 | +4% |
Grundy Center | $151 | $1,814 | -1% |
Mystic | $167 | $2,005 | +9% |
Sigourney | $158 | $1,897 | +4% |
West Point | $155 | $1,857 | +2% |
Wever | $155 | $1,860 | +2% |
Columbus Junction | $157 | $1,878 | +3% |
Goose Lake | $148 | $1,779 | -3% |
Princeton | $147 | $1,759 | -4% |
Paton | $159 | $1,905 | +4% |
Saint Charles | $172 | $2,065 | +12% |
Stuart | $167 | $2,009 | +9% |
Sully | $151 | $1,808 | -1% |
Gifford | $158 | $1,891 | +3% |
Ellsworth | $149 | $1,783 | -2% |
Keswick | $160 | $1,925 | +5% |
Leon | $176 | $2,113 | +14% |
Lovilia | $165 | $1,977 | +8% |
Lynnville | $153 | $1,832 | +0% |
Marathon | $150 | $1,794 | -2% |
Palmer | $153 | $1,834 | +0% |
Rutland | $154 | $1,852 | +1% |
Swea City | $151 | $1,815 | -1% |
Ackley | $151 | $1,812 | -1% |
Dumont | $155 | $1,861 | +2% |
Gladbrook | $153 | $1,842 | +1% |
Lamont | $161 | $1,933 | +6% |
Brunsville | $152 | $1,826 | -0% |
Calumet | $153 | $1,836 | +0% |
Maurice | $147 | $1,763 | -4% |
Meriden | $157 | $1,886 | +3% |
Reinbeck | $154 | $1,851 | +1% |
Bronson | $151 | $1,811 | -1% |
Climbing Hill | $158 | $1,900 | +4% |
Correctionville | $158 | $1,898 | +4% |
Sabula | $156 | $1,866 | +2% |
Castalia | $164 | $1,973 | +8% |
Chester | $162 | $1,938 | +6% |
Luana | $166 | $1,994 | +9% |
Mc Gregor | $165 | $1,979 | +8% |
Marquette | $167 | $2,007 | +9% |
Center Junction | $162 | $1,939 | +6% |
Clarence | $155 | $1,862 | +2% |
Coggon | $159 | $1,913 | +5% |
Hills | $150 | $1,806 | -1% |
Colo | $148 | $1,771 | -3% |
Columbia | $161 | $1,932 | +6% |
Churdan | $158 | $1,897 | +4% |
Mason City | $142 | $1,709 | -7% |
Corwith | $150 | $1,798 | -2% |
Kanawha | $149 | $1,790 | -2% |
Latimer | $152 | $1,819 | -0% |
Wesley | $149 | $1,793 | -2% |
Dolliver | $149 | $1,793 | -2% |
Gilmore City | $155 | $1,863 | +2% |
Gowrie | $155 | $1,864 | +2% |
Carlisle | $153 | $1,840 | +1% |
Clemons | $154 | $1,847 | +1% |
Clear Lake | $145 | $1,744 | -5% |
Crystal Lake | $150 | $1,806 | -1% |
Dougherty | $154 | $1,850 | +1% |
Fertile | $150 | $1,795 | -2% |
Hampton | $151 | $1,816 | -1% |
Joice | $150 | $1,800 | -2% |
Lake Mills | $149 | $1,784 | -2% |
Manly | $150 | $1,798 | -2% |
Nora Springs | $153 | $1,839 | +1% |
Rowan | $150 | $1,804 | -1% |
Stacyville | $154 | $1,852 | +1% |
Titonka | $152 | $1,823 | -0% |
Woden | $149 | $1,782 | -2% |
Fort Dodge | $156 | $1,869 | +2% |
Goldfield | $148 | $1,777 | -3% |
Knierim | $158 | $1,900 | +4% |
Lytton | $154 | $1,845 | +1% |
Ottosen | $153 | $1,836 | +0% |
Cedar Falls | $148 | $1,774 | -3% |
Clarksville | $154 | $1,854 | +1% |
Jesup | $149 | $1,791 | -2% |
Oran | $158 | $1,893 | +4% |
Tripoli | $156 | $1,874 | +3% |
Carbon | $179 | $2,151 | +16% |
Greenfield | $172 | $2,064 | +12% |
Massena | $174 | $2,093 | +14% |
Oto | $156 | $1,872 | +2% |
Maquoketa | $155 | $1,865 | +2% |
Peosta | $149 | $1,791 | -2% |
Fort Atkinson | $163 | $1,955 | +7% |
Hawkeye | $163 | $1,957 | +7% |
Highlandville | $165 | $1,978 | +8% |
Ridgeway | $165 | $1,979 | +8% |
Blairstown | $157 | $1,888 | +3% |
Chelsea | $161 | $1,932 | +6% |
Deep River | $161 | $1,933 | +6% |
Garrison | $156 | $1,867 | +2% |
Hopkinton | $157 | $1,888 | +3% |
Harcourt | $156 | $1,873 | +2% |
Moorland | $156 | $1,876 | +3% |
Arlington | $164 | $1,965 | +7% |
Aurora | $158 | $1,898 | +4% |
Denver | $157 | $1,878 | +3% |
Gilbertville | $151 | $1,815 | -1% |
Hudson | $148 | $1,782 | -3% |
Masonville | $157 | $1,879 | +3% |
New Hampton | $157 | $1,883 | +3% |
New Hartford | $156 | $1,866 | +2% |
Parkersburg | $155 | $1,858 | +2% |
Janesville | $154 | $1,846 | +1% |
Marble Rock | $157 | $1,885 | +3% |
Nashua | $158 | $1,900 | +4% |
George | $150 | $1,805 | -1% |
Sibley | $154 | $1,846 | +1% |
Spencer | $148 | $1,772 | -3% |
Lake Park | $148 | $1,771 | -3% |
Wallingford | $148 | $1,775 | -3% |
Webb | $153 | $1,835 | +0% |
Breda | $153 | $1,835 | +0% |
Manning | $156 | $1,876 | +3% |
Pella | $149 | $1,784 | -2% |
Thornburg | $160 | $1,922 | +5% |
Woodward | $149 | $1,787 | -2% |
Pleasant Hill | $147 | $1,768 | -3% |
Bellevue | $157 | $1,888 | +3% |
Sioux City | $168 | $2,015 | +10% |
Sheldon | $153 | $1,831 | +0% |
Rock Rapids | $152 | $1,825 | -0% |
Sanborn | $151 | $1,818 | -1% |
Fostoria | $151 | $1,811 | -1% |
Melvin | $152 | $1,820 | -0% |
Arthur | $156 | $1,872 | +2% |
Carter Lake | $184 | $2,213 | +19% |
Rodney | $159 | $1,903 | +4% |
Westfield | $162 | $1,940 | +6% |
Doon | $151 | $1,807 | -1% |
Greenville | $150 | $1,805 | -1% |
Lidderdale | $150 | $1,806 | -1% |
Manilla | $157 | $1,878 | +3% |
Schleswig | $159 | $1,910 | +4% |
Lone Rock | $152 | $1,819 | -0% |
Lu Verne | $149 | $1,790 | -2% |
Manson | $156 | $1,876 | +3% |
Varina | $153 | $1,840 | +1% |
Aredale | $155 | $1,864 | +2% |
Dunkerton | $158 | $1,896 | +4% |
Hazleton | $157 | $1,882 | +3% |
Independence | $149 | $1,785 | -2% |
Little Sioux | $170 | $2,046 | +11% |
Macedonia | $179 | $2,143 | +16% |
Salix | $153 | $1,836 | +0% |
Archer | $151 | $1,808 | -1% |
Matlock | $154 | $1,844 | +1% |
Charter Oak | $158 | $1,896 | +4% |
Denison | $158 | $1,897 | +4% |
Glidden | $152 | $1,819 | -0% |
Otley | $153 | $1,839 | +1% |
Searsboro | $157 | $1,886 | +3% |
Van Wert | $176 | $2,115 | +15% |
What Cheer | $162 | $1,942 | +6% |
Williams | $152 | $1,818 | -0% |
Dows | $149 | $1,787 | -2% |
Guthrie Center | $168 | $2,021 | +10% |
Johnston | $137 | $1,646 | -10% |
Kelley | $146 | $1,748 | -4% |
Osceola | $171 | $2,055 | +12% |
Luxemburg | $159 | $1,905 | +4% |
Springbrook | $162 | $1,938 | +6% |
Elgin | $168 | $2,010 | +10% |
Randalia | $159 | $1,913 | +5% |
Waukon | $166 | $1,992 | +9% |
Ainsworth | $153 | $1,839 | +1% |
Brandon | $153 | $1,842 | +1% |
Homestead | $154 | $1,849 | +1% |
Klemme | $150 | $1,798 | -2% |
Toeterville | $154 | $1,844 | +1% |
Bradgate | $153 | $1,840 | +1% |
Burt | $152 | $1,818 | -0% |
Clarion | $147 | $1,760 | -4% |
Eagle Grove | $148 | $1,780 | -3% |
Farnhamville | $159 | $1,906 | +4% |
Preston | $155 | $1,855 | +2% |
Protivin | $161 | $1,927 | +5% |
Wadena | $168 | $2,017 | +10% |
Waterville | $168 | $2,022 | +10% |
Amana | $157 | $1,887 | +3% |
Anamosa | $162 | $1,939 | +6% |
Clutier | $157 | $1,888 | +3% |
Guernsey | $156 | $1,877 | +3% |
Elberon | $156 | $1,878 | +3% |
Hiawatha | $145 | $1,745 | -5% |
Jolley | $155 | $1,862 | +2% |
Livermore | $152 | $1,824 | -0% |
Renwick | $151 | $1,816 | -1% |
Charles City | $156 | $1,876 | +3% |
Holland | $152 | $1,827 | -0% |
Plainfield | $155 | $1,863 | +2% |
Sutherland | $155 | $1,864 | +2% |
Washta | $158 | $1,894 | +4% |
Hospers | $151 | $1,807 | -1% |
Hull | $149 | $1,794 | -2% |
Hartley | $149 | $1,793 | -2% |
Ocheyedan | $153 | $1,837 | +1% |
Aspinwall | $158 | $1,899 | +4% |
Ida Grove | $156 | $1,874 | +3% |
Kirkman | $164 | $1,970 | +8% |
Lake View | $153 | $1,833 | +0% |
Council Bluffs | $181 | $2,175 | +17% |
Nemaha | $153 | $1,835 | +0% |
Pomeroy | $156 | $1,871 | +2% |
Beaman | $153 | $1,835 | +0% |
Bristow | $157 | $1,890 | +3% |
Colwell | $156 | $1,875 | +3% |
Eldora | $156 | $1,874 | +3% |
Marengo | $161 | $1,931 | +6% |
Mount Auburn | $152 | $1,830 | +0% |
Tiffin | $145 | $1,742 | -5% |
Cedar Rapids | $147 | $1,762 | -4% |
Fairfield | $156 | $1,873 | +2% |
Henderson | $178 | $2,137 | +16% |
Portsmouth | $170 | $2,041 | +11% |
Shenandoah | $174 | $2,088 | +13% |
Riverton | $176 | $2,113 | +15% |
Dyersville | $152 | $1,824 | -0% |
Epworth | $153 | $1,838 | +1% |
Mapleton | $158 | $1,898 | +4% |
Merrill | $152 | $1,828 | +0% |
Olin | $160 | $1,915 | +5% |
Ryan | $158 | $1,893 | +4% |
Birmingham | $165 | $1,975 | +8% |
Cincinnati | $169 | $2,032 | +11% |
Floris | $167 | $2,008 | +9% |
Hayesville | $161 | $1,933 | +6% |
Lost Nation | $155 | $1,865 | +2% |
Martelle | $161 | $1,936 | +6% |
Monmouth | $162 | $1,939 | +6% |
North English | $160 | $1,919 | +5% |
Palo | $154 | $1,846 | +1% |
Quasqueton | $154 | $1,843 | +1% |
Stanwood | $158 | $1,890 | +3% |
Urbana | $158 | $1,895 | +4% |
Blakesburg | $164 | $1,968 | +7% |
Floyd | $157 | $1,880 | +3% |
Garner | $147 | $1,767 | -3% |
Kensett | $152 | $1,830 | +0% |
Northwood | $152 | $1,825 | -0% |
Leland | $149 | $1,792 | -2% |
Thornton | $150 | $1,794 | -2% |
Ventura | $147 | $1,767 | -3% |
Albert City | $149 | $1,794 | -2% |
Algona | $149 | $1,791 | -2% |
Badger | $155 | $1,863 | +2% |
Curlew | $151 | $1,814 | -1% |
Batavia | $163 | $1,959 | +7% |
Cromwell | $168 | $2,015 | +10% |
Tingley | $175 | $2,098 | +14% |
Anthon | $159 | $1,905 | +4% |
Remsen | $149 | $1,791 | -2% |
Cantril | $167 | $2,003 | +9% |
Centerville | $167 | $2,000 | +9% |
Chillicothe | $157 | $1,888 | +3% |
Harris | $152 | $1,818 | -1% |
Spirit Lake | $147 | $1,763 | -4% |
Halbur | $153 | $1,841 | +1% |
Westside | $156 | $1,873 | +2% |
Avoca | $172 | $2,062 | +12% |
Treynor | $174 | $2,091 | +13% |
Underwood | $175 | $2,101 | +14% |
Walnut | $170 | $2,043 | +11% |
Andrew | $157 | $1,883 | +3% |
Goodell | $148 | $1,778 | -3% |
Lakota | $152 | $1,819 | -0% |
Little Cedar | $156 | $1,872 | +2% |
Orchard | $156 | $1,873 | +2% |
Rake | $149 | $1,793 | -2% |
Rock Falls | $149 | $1,784 | -2% |
Swaledale | $151 | $1,811 | -1% |
Dakota City | $160 | $1,917 | +5% |
Emerson | $178 | $2,132 | +15% |
Hancock | $175 | $2,102 | +14% |
Stanton | $177 | $2,129 | +15% |
Humboldt | $158 | $1,894 | +4% |
Ringsted | $149 | $1,785 | -2% |
Somers | $158 | $1,895 | +4% |
Truesdale | $153 | $1,835 | +0% |
Austinville | $156 | $1,878 | +3% |
Granger | $145 | $1,746 | -5% |
Jamaica | $155 | $1,865 | +2% |
Lorimor | $177 | $2,129 | +15% |
Madrid | $149 | $1,790 | -2% |
Marshalltown | $148 | $1,779 | -3% |
Martensdale | $168 | $2,021 | +10% |
Millerton | $168 | $2,010 | +10% |
Mingo | $156 | $1,866 | +2% |
Mitchellville | $150 | $1,795 | -2% |
Murray | $172 | $2,070 | +12% |
Norwalk | $156 | $1,875 | +3% |
Arion | $161 | $1,928 | +5% |
Dow City | $163 | $1,952 | +7% |
Oakland | $175 | $2,099 | +14% |
Pisgah | $176 | $2,109 | +14% |
Farragut | $175 | $2,105 | +14% |
Durango | $153 | $1,836 | +0% |
Westgate | $160 | $1,922 | +5% |
Evansdale | $153 | $1,832 | +0% |
Afton | $173 | $2,072 | +13% |
Cumberland | $176 | $2,109 | +14% |
Diagonal | $175 | $2,098 | +14% |
Nodaway | $180 | $2,159 | +17% |
Redding | $177 | $2,125 | +15% |
Hawarden | $152 | $1,822 | -0% |
Oyens | $150 | $1,799 | -2% |
Prairie City | $155 | $1,856 | +2% |
Winterset | $169 | $2,029 | +10% |
Wheatland | $152 | $1,823 | -0% |
Polk City | $149 | $1,782 | -2% |
Story City | $142 | $1,708 | -7% |
Truro | $173 | $2,077 | +13% |
Montour | $155 | $1,856 | +2% |
Ledyard | $151 | $1,810 | -1% |
Mallard | $154 | $1,849 | +1% |
Storm Lake | $150 | $1,796 | -2% |
Thor | $154 | $1,850 | +1% |
West Bend | $152 | $1,822 | -0% |
Alta Vista | $159 | $1,904 | +4% |
Buckingham | $154 | $1,845 | +1% |
Garwin | $154 | $1,845 | +1% |
Geneva | $152 | $1,820 | -0% |
La Porte City | $152 | $1,828 | +0% |
Maynard | $160 | $1,924 | +5% |
Cumming | $154 | $1,850 | +1% |
Ellston | $174 | $2,088 | +13% |
Tipton | $153 | $1,839 | +1% |
Welton | $151 | $1,814 | -1% |
Wilton | $148 | $1,776 | -3% |
Perry | $150 | $1,799 | -2% |
Radcliffe | $149 | $1,786 | -2% |
Redfield | $158 | $1,894 | +4% |
Roland | $145 | $1,737 | -5% |
Russell | $173 | $2,077 | +13% |
Slater | $146 | $1,756 | -4% |
Stratford | $155 | $1,855 | +1% |
Swan | $162 | $1,943 | +6% |
Thayer | $173 | $2,078 | +13% |
Zearing | $153 | $1,830 | +0% |
Holstein | $155 | $1,862 | +2% |
Moville | $153 | $1,835 | +0% |
Orange City | $149 | $1,792 | -2% |
Paullina | $153 | $1,834 | +0% |
Pierson | $155 | $1,862 | +2% |
Morley | $159 | $1,905 | +4% |
Norway | $155 | $1,854 | +1% |
Rowley | $154 | $1,846 | +1% |
Vinton | $157 | $1,884 | +3% |
Webster | $161 | $1,936 | +6% |
Ottumwa | $156 | $1,869 | +2% |
Albia | $164 | $1,962 | +7% |
Delta | $160 | $1,915 | +5% |
Hedrick | $164 | $1,968 | +7% |
Keokuk | $155 | $1,864 | +2% |
Salem | $159 | $1,906 | +4% |
Winfield | $156 | $1,870 | +2% |
Le Claire | $141 | $1,697 | -7% |
Letts | $152 | $1,830 | +0% |
Muscatine | $146 | $1,757 | -4% |
Dana | $158 | $1,893 | +4% |
Decatur | $170 | $2,046 | +11% |
Garden City | $150 | $1,794 | -2% |
Gilman | $153 | $1,835 | +0% |
Martinsburg | $163 | $1,959 | +7% |
Milton | $169 | $2,033 | +11% |
Moravia | $170 | $2,044 | +11% |
Oskaloosa | $153 | $1,835 | +0% |
Selma | $164 | $1,968 | +7% |
Udell | $167 | $1,999 | +9% |
Danville | $153 | $1,841 | +1% |
Fort Madison | $157 | $1,887 | +3% |
New London | $156 | $1,870 | +2% |
Pilot Grove | $155 | $1,863 | +2% |
Yarmouth | $155 | $1,855 | +1% |
Atalissa | $150 | $1,806 | -1% |
Bennett | $150 | $1,802 | -1% |
Blue Grass | $146 | $1,749 | -4% |
Dixon | $146 | $1,757 | -4% |
Patterson | $169 | $2,028 | +10% |
Popejoy | $150 | $1,797 | -2% |
Randall | $150 | $1,805 | -1% |
Waukee | $143 | $1,710 | -7% |
Raymond | $153 | $1,840 | +1% |
Orient | $175 | $2,100 | +14% |
Hornick | $156 | $1,875 | +3% |
Rhodes | $152 | $1,822 | -0% |
Runnells | $153 | $1,835 | +0% |
Tracy | $158 | $1,895 | +4% |
Woodburn | $173 | $2,080 | +13% |
Yale | $162 | $1,942 | +6% |
Rockwell City | $155 | $1,862 | +2% |
Rolfe | $154 | $1,846 | +1% |
Fairbank | $156 | $1,877 | +3% |
Kesley | $154 | $1,847 | +1% |
Moulton | $170 | $2,037 | +11% |
Oakville | $160 | $1,925 | +5% |
Low Moor | $148 | $1,777 | -3% |
New Virginia | $172 | $2,065 | +12% |
Miles | $155 | $1,860 | +2% |
Saint Donatus | $158 | $1,894 | +4% |
Strawberry Point | $165 | $1,979 | +8% |
New Albin | $173 | $2,073 | +13% |
Baldwin | $160 | $1,917 | +5% |
Langworthy | $162 | $1,938 | +6% |
Forest City | $146 | $1,754 | -4% |
Stockton | $149 | $1,794 | -2% |
Lowden | $156 | $1,875 | +3% |
Mount Vernon | $157 | $1,884 | +3% |
Newhall | $156 | $1,875 | +3% |
North Liberty | $141 | $1,697 | -7% |
South Amana | $157 | $1,883 | +3% |
Manchester | $158 | $1,896 | +4% |
Zwingle | $160 | $1,919 | +5% |
Decorah | $165 | $1,975 | +8% |
Fayette | $165 | $1,985 | +8% |
West Union | $162 | $1,942 | +6% |
Belle Plaine | $159 | $1,903 | +4% |
Keota | $160 | $1,921 | +5% |
Middle Amana | $160 | $1,923 | +5% |
Millersburg | $160 | $1,924 | +5% |
Monticello | $162 | $1,949 | +6% |
Oxford | $151 | $1,813 | -1% |
Riverside | $150 | $1,806 | -1% |
South English | $159 | $1,913 | +5% |
Springville | $157 | $1,879 | +3% |
Tama | $157 | $1,881 | +3% |
Walford | $153 | $1,841 | +1% |
Watkins | $154 | $1,851 | +1% |
West Chester | $159 | $1,909 | +4% |
Wyoming | $162 | $1,938 | +6% |
Lisbon | $158 | $1,891 | +3% |
Parnell | $158 | $1,894 | +4% |
Van Horne | $157 | $1,884 | +3% |
Wellman | $155 | $1,860 | +2% |
Bloomfield | $168 | $2,019 | +10% |
Indianola | $160 | $1,918 | +5% |
Jefferson | $154 | $1,849 | +1% |
Lineville | $175 | $2,099 | +14% |
Cedar | $156 | $1,874 | +3% |
Drakesville | $163 | $1,960 | +7% |
Carpenter | $152 | $1,823 | -0% |
Plymouth | $148 | $1,779 | -3% |
Sheffield | $152 | $1,829 | +0% |
Bancroft | $150 | $1,804 | -1% |
Clare | $158 | $1,895 | +4% |
Sioux Center | $149 | $1,789 | -2% |
Graettinger | $149 | $1,793 | -2% |
Milford | $147 | $1,770 | -3% |
Carroll | $146 | $1,746 | -5% |
Hastings | $179 | $2,145 | +16% |
Honey Creek | $176 | $2,107 | +14% |
Lewis | $167 | $2,000 | +9% |
Marne | $169 | $2,032 | +11% |
Blanchard | $174 | $2,087 | +13% |
Coin | $175 | $2,101 | +14% |
Sidney | $179 | $2,154 | +16% |
Cascade | $160 | $1,914 | +5% |
Garber | $166 | $1,995 | +9% |
Alvord | $151 | $1,817 | -1% |
Ashton | $152 | $1,819 | -0% |
Everly | $152 | $1,826 | -0% |
Teeds Grove | $150 | $1,806 | -1% |
Walcott | $145 | $1,743 | -5% |
Clermont | $166 | $1,987 | +8% |
Central City | $159 | $1,904 | +4% |
Dysart | $157 | $1,879 | +3% |
Calmar | $163 | $1,957 | +7% |
Ossian | $165 | $1,985 | +8% |
Postville | $167 | $2,004 | +9% |
Spillville | $164 | $1,963 | +7% |
Atkins | $158 | $1,895 | +4% |
Fairfax | $151 | $1,811 | -1% |
Hartwick | $158 | $1,894 | +4% |
Elliott | $176 | $2,110 | +14% |
Kimballton | $164 | $1,970 | +8% |
Logan | $173 | $2,078 | +13% |
Mondamin | $175 | $2,097 | +14% |
Panama | $167 | $2,000 | +9% |
Shelby | $171 | $2,052 | +12% |
Imogene | $176 | $2,108 | +14% |
Percival | $178 | $2,132 | +15% |
Guttenberg | $165 | $1,976 | +8% |
Lanesboro | $152 | $1,829 | +0% |
Ricketts | $163 | $1,959 | +7% |
Vail | $157 | $1,878 | +3% |
Rock Valley | $153 | $1,834 | +0% |
Dickens | $149 | $1,794 | -2% |
Terril | $150 | $1,796 | -2% |
Deloit | $158 | $1,900 | +4% |
Lohrville | $157 | $1,883 | +3% |
Odebolt | $154 | $1,853 | +1% |
Templeton | $156 | $1,873 | +2% |
Steamboat Rock | $154 | $1,845 | +1% |
Traer | $153 | $1,831 | +0% |
Wellsburg | $151 | $1,815 | -1% |
Bedford | $187 | $2,240 | +20% |
Corning | $182 | $2,183 | +18% |
Sergeant Bluff | $154 | $1,851 | +1% |
Ute | $161 | $1,937 | +6% |
Inwood | $153 | $1,837 | +1% |
Larchwood | $152 | $1,828 | +0% |
Arnolds Park | $147 | $1,760 | -4% |
Ruthven | $149 | $1,787 | -2% |
Arcadia | $152 | $1,827 | +0% |
Laurens | $152 | $1,823 | -0% |
Newell | $150 | $1,805 | -1% |
Plover | $155 | $1,860 | +2% |
Pocahontas | $152 | $1,822 | -0% |
Sioux Rapids | $152 | $1,823 | -0% |
Vincent | $155 | $1,863 | +2% |
Allison | $157 | $1,886 | +3% |
Dewar | $162 | $1,942 | +6% |
Fredericksburg | $158 | $1,901 | +4% |
Shellsburg | $158 | $1,892 | +3% |
Solon | $150 | $1,802 | -1% |
Troy Mills | $155 | $1,864 | +2% |
Victor | $160 | $1,917 | +5% |
Vining | $158 | $1,895 | +4% |
Williamsburg | $156 | $1,875 | +3% |
Eddyville | $160 | $1,919 | +5% |
Fremont | $157 | $1,884 | +3% |
Greene | $158 | $1,898 | +4% |
New Vienna | $155 | $1,859 | +2% |
Cresco | $163 | $1,954 | +7% |
Harpers Ferry | $172 | $2,068 | +12% |
Waucoma | $163 | $1,961 | +7% |
Robins | $144 | $1,731 | -5% |
Toddville | $153 | $1,833 | +0% |
Agency | $159 | $1,913 | +5% |
Exline | $168 | $2,011 | +10% |
Elk Horn | $168 | $2,013 | +10% |
Malvern | $179 | $2,143 | +16% |
Neola | $175 | $2,104 | +14% |
Soldier | $165 | $1,985 | +8% |
Randolph | $178 | $2,136 | +16% |
Dundee | $160 | $1,923 | +5% |
Edgewood | $163 | $1,959 | +7% |
Farley | $153 | $1,837 | +1% |
Farmersburg | $167 | $2,000 | +9% |
Garnavillo | $169 | $2,030 | +11% |
Alleman | $147 | $1,766 | -3% |
Allerton | $174 | $2,083 | +13% |
Booneville | $146 | $1,757 | -4% |
Bouton | $147 | $1,767 | -3% |
Cambridge | $145 | $1,746 | -5% |
North Buena Vista | $162 | $1,945 | +6% |
Volga | $166 | $1,993 | +9% |
Dorchester | $169 | $2,034 | +11% |
Lawler | $161 | $1,936 | +6% |
Saint Lucas | $164 | $1,966 | +7% |
Alburnett | $156 | $1,877 | +3% |
Brooklyn | $159 | $1,910 | +4% |
Prairieburg | $158 | $1,902 | +4% |
Delhi | $162 | $1,948 | +6% |
Ely | $154 | $1,848 | +1% |
Harper | $158 | $1,899 | +4% |
Keystone | $157 | $1,887 | +3% |
Plano | $167 | $2,010 | +10% |
Promise City | $169 | $2,023 | +10% |
Mount Pleasant | $154 | $1,850 | +1% |
Olds | $156 | $1,876 | +3% |
Swedesburg | $155 | $1,857 | +2% |
Bryant | $150 | $1,797 | -2% |
De Witt | $145 | $1,745 | -5% |
Fruitland | $152 | $1,829 | +0% |
Mc Causland | $146 | $1,754 | -4% |
Persia | $173 | $2,074 | +13% |
Hamburg | $178 | $2,134 | +15% |
Northboro | $175 | $2,101 | +14% |
Thurman | $178 | $2,139 | +16% |
Delmar | $152 | $1,820 | -0% |
Boyden | $152 | $1,819 | -0% |
Primghar | $151 | $1,815 | -1% |
Estherville | $148 | $1,776 | -3% |
Irwin | $162 | $1,946 | +6% |
Kiron | $156 | $1,877 | +3% |
Lake City | $153 | $1,840 | +1% |
Marion | $146 | $1,747 | -4% |
Washington | $153 | $1,838 | +1% |
West Branch | $151 | $1,815 | -1% |
Beacon | $154 | $1,852 | +1% |
Kalona | $154 | $1,849 | +1% |
Ladora | $159 | $1,905 | +4% |
Morrison | $153 | $1,836 | +0% |
Oelwein | $159 | $1,912 | +5% |
Shell Rock | $153 | $1,842 | +1% |
Stanley | $159 | $1,909 | +4% |
Stout | $152 | $1,829 | +0% |
Arispe | $169 | $2,033 | +11% |
Prescott | $178 | $2,140 | +16% |
Shannon City | $171 | $2,056 | +12% |
Battle Creek | $157 | $1,889 | +3% |
Chatsworth | $154 | $1,852 | +1% |
Cleghorn | $158 | $1,895 | +4% |
Galva | $152 | $1,828 | +0% |
Granville | $151 | $1,813 | -1% |
Schaller | $151 | $1,816 | -1% |
Sloan | $155 | $1,866 | +2% |
Smithland | $157 | $1,882 | +3% |
Royal | $152 | $1,825 | -0% |
Brighton | $160 | $1,921 | +5% |
Eldon | $163 | $1,956 | +7% |
Whiting | $160 | $1,922 | +5% |
Little Rock | $151 | $1,812 | -1% |
Okoboji | $148 | $1,777 | -3% |
Superior | $150 | $1,795 | -2% |
Auburn | $152 | $1,823 | -0% |
Dedham | $158 | $1,895 | +4% |
Ralston | $154 | $1,846 | +1% |
Scranton | $159 | $1,911 | +4% |
Wall Lake | $158 | $1,895 | +4% |
Earling | $165 | $1,979 | +8% |
Clarinda | $176 | $2,112 | +14% |
College Springs | $176 | $2,111 | +14% |
New Market | $180 | $2,156 | +16% |
Shambaugh | $177 | $2,121 | +15% |
Greeley | $162 | $1,949 | +6% |
Toledo | $155 | $1,864 | +2% |
Walker | $157 | $1,882 | +3% |
Douds | $168 | $2,018 | +10% |
Average car insurance costs by age and gender in Iowa
In most states, including Iowa, your age can impact your rate. Statistics indicate that young drivers have an increased rate of accidents, sometimes related to risky driving behaviors such as texting while driving. For that reason, teen drivers pay some of the highest rates for car insurance. As drivers age into their 20s, rates start to decrease as long as drivers maintain a clean driving record.
The average car insurance rates in Iowa by age shown in the table below are representative of drivers on their own policy (with the exception of 16-year-old driver rates, which are rated on a policy under their married parents’).
Age
|
Average annual full coverage premium in IA
|
Average minimum coverage premium in IA
|
---|---|---|
Age 16*
|
Average annual full coverage premium in IA
$3,694
|
Average minimum coverage premium in IA
$849
|
Age 18
|
Average annual full coverage premium in IA
$4,622
|
Average minimum coverage premium in IA
$1,086
|
Age 20
|
Average annual full coverage premium in IA
$3,824
|
Average minimum coverage premium in IA
$794
|
Age 25
|
Average annual full coverage premium in IA
$2,417
|
Average minimum coverage premium in IA
$441
|
Age 30
|
Average annual full coverage premium in IA
$1,971
|
Average minimum coverage premium in IA
$358
|
Age 40
|
Average annual full coverage premium in IA
$1,864
|
Average minimum coverage premium in IA
$342
|
Age 50
|