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Best rewards credit cards of April 2024

Updated April 12, 2024

The listings that appear on the website are from credit card companies from which Bankrate receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Here's an explanation for

Rewards credit cards are a great way to make the most of your everyday expenses, allowing you to earn bonus miles, points or cash back on your purchases. While cash back is one of the simplest forms of rewards, miles or points may offer even more value for frequent travelers and shoppers.

These card offers from our partners carry some of the best rewards value and perks out there, with each issuer offering a variety of programs to suit your unique spending habits. Whether you need a flat-rate card to cover any purchase, a bonus or rotating category card for specialized spending or even a choice category card for ultimate flexibility, we’ll help you find the credit card that helps you reach your rewards goals.

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Best for occasional travel
Rating: 4.7 stars out of 5
4.7
Info
Apply now Lock
on Citi's secure site
Good to Excellent (670 – 850)
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Recommended Credit
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Intro offer

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$960

Offer valuation

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1X - 3X

Rewards rate

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Annual fee

Regular APR

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BEST OVERALL
Rating: 5 stars out of 5
5.0
Info
Apply now Lock
on Capital One's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

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1% - 8%

Rewards rate

Info

Annual fee

Regular APR

Best for category variety
Rating: 4.4 stars out of 5
4.4
Info
Apply now Lock
on Discover's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit

Intro offer

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1% - 5%

Rewards rate

Info

Annual fee

Regular APR

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Best for flat-rate cash rewards
Rating: 4.3 stars out of 5
4.3
Info
Apply now Lock
on Wells Fargo's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

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2%

Rewards rate

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Annual fee

Regular APR

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Best starter rewards card
Rating: 3.8 stars out of 5
3.8
Info
Apply now Lock
on Capital One's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

1.5% - 5%

Rewards rate

Info

Annual fee

Regular APR

Best for affordable travel perks
Rating: 5 stars out of 5
5.0
Info
Apply now Lock
on Capital One's secure site
Excellent (740 – 850)
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Recommended Credit

Intro offer

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$1275

Offer valuation

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2 Miles - 10 Miles

Rewards rate

Info

Annual fee

Regular APR

BEST CARD FOR EVERYDAY SPENDING
Rating: 5 stars out of 5
5.0
Info
Apply now Lock
on Chase's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit

Intro offer

Info

1.5% - 5%

Rewards rate

Info

Annual fee

Regular APR

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Best for groceries
Rating: 4.4 stars out of 5
4.4
Info
Apply now Lock
on American Express's secure site
See Rates & Fees , Terms Apply
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

1% - 6%

Rewards rate

Info

Annual fee

Regular APR

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Best for gas
Rating: 4.4 stars out of 5
4.4
Info
Apply now Lock
on Citi's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

1% - 5%

Rewards rate

Info

Annual fee

Regular APR

Info
Best for for flat-rate travel rewards
Rating: 4.9 stars out of 5
4.9
Info
Apply now Lock
on Capital One's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

$1275

Offer valuation

Info

2 Miles - 5 Miles

Rewards rate

Info

Annual fee

Regular APR

BEST BANK OF AMERICA TRAVEL CARD
Rating: 4.2 stars out of 5
4.2
Info
Apply now Lock
on Bank of America's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit

Intro offer

Info

$600

Offer valuation

Info

1.5X - 2X

Rewards rate

Info

Annual fee

Regular APR

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Best for point value
Rating: 4.8 stars out of 5
4.8
Info
Apply now Lock
on Chase's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

$1200

Offer valuation

Info

1x - 5x

Rewards rate

Info

Annual fee

Regular APR

Info
Best for luxury travel
Rating: 4.8 stars out of 5
4.8
Info
Apply now Lock
on American Express's secure site
See Rates & Fees , Terms Apply
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

$1600

Offer valuation

Info

5X - 5X

Rewards rate

Info

Annual fee

Regular APR