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Best Credit Cards of April 2024

Updated April 18, 2024

The listings that appear on the website are from credit card companies from which Bankrate receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Here's an explanation for

No matter what a credit card company or advertisement says, there isn’t a single “best” credit card for everyone. The best card for you depends on your spending habits, credit score, existing debt and more. But with so many options to choose from, picking the right card can be intimidating. 

That’s why Bankrate’s experts rated and reviewed over 250 cards of the top card offers on the market to create our list of the best credit cards of 2024. We’ve evaluated each card based on its rewards value, rates and fees, welcome offers, customer experience, cardholder perks and more to give you a clear sense of where it shines and where it may fall short. In addition to Bankrate’s review scores, check out our deep dive into each card to see if it’s a good fit for your wallet (and pick up pro tips for maximizing its value).

So whether you’re looking for a rewards powerhouse, a money-saving 0-percent intro APR or a reliable way to build credit, one of these cards from our partners should be a great fit.

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Best Cash Back Card Offers

Info
BEST OVERALL
Rating: 4.3 stars out of 5
4.3
Info
Apply now Lock
on Wells Fargo's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

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2%

Rewards rate

Info

Annual fee

Regular APR

Info
Best cash back on everyday spending
Rating: 4.6 stars out of 5
4.6
Info
Apply now Lock
on American Express's secure site
See Rates & Fees , Terms Apply
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

1% - 3%

Rewards rate

Info

Annual fee

Regular APR

Best Balance Transfer Card Offers

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Best for long intro APR
Rating: 4.3 stars out of 5
4.3
Info
Apply now Lock
on Wells Fargo's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

0% intro APR for 21 months from account opening

Purchase intro APR

Regular APR

N/A

Intro offer

Info

N/A

Rewards rate

Info

Annual fee

Best 0% Intro APR Card Offers

Best for travel card beginners
Rating: 4.1 stars out of 5
4.1
Info
Apply now Lock
on Capital One's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit

0% intro on purchases for 15 months

Purchase intro APR

Regular APR

Intro offer

Info

1.25 Miles - 5 Miles

Rewards rate

Info

Annual fee

BEST FOR LONG-TERM VALUE
Rating: 5 stars out of 5
5.0
Info
Apply now Lock
on Chase's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit

0% Intro APR on Purchases for 15 months

Purchase intro APR

Regular APR

Intro offer

Info

1.5% - 5%

Rewards rate

Info

Annual fee

Best Rewards Credit Card Offers

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Best for dining and entertainment
Rating: 5 stars out of 5
5.0
Info
Apply now Lock
on Capital One's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

1% - 8%

Rewards rate

Info

Annual fee

Regular APR

Info
Best for point value
Rating: 4.8 stars out of 5
4.8
Info
Apply now Lock
on Chase's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

$1200

Offer valuation

Info

1x - 5x

Rewards rate

Info

Annual fee

Regular APR

Best No Annual Fee Card Offers

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Best starter rewards card
Rating: 3.8 stars out of 5
3.8
Info
Apply now Lock
on Capital One's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

1.5% - 5%

Rewards rate

Info

Annual fee

Regular APR

BEST FOR GAS AND TRANSIT
Rating: 4.1 stars out of 5
4.1
Info
Apply now Lock
on Wells Fargo's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit

Intro offer

Info

$200

Offer valuation

Info

1X - 3X

Rewards rate

Info

Annual fee

Regular APR

Best Travel Card Offers

BEST FOR NO-FRILLS BENEFITS
Rating: 5 stars out of 5
5.0
Info
Apply now Lock
on Capital One's secure site
Excellent (740 – 850)
Info
Recommended Credit

Intro offer

Info

$1275

Offer valuation

Info

2 Miles - 10 Miles

Rewards rate

Info

Annual fee

Regular APR

Info
BEST FOR Flexible travel redemption
Rating: 4.9 stars out of 5
4.9
Info
Apply now Lock
on Capital One's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

$1275

Offer valuation

Info

2 Miles - 5 Miles

Rewards rate

Info

Annual fee

Regular APR

Best Business Credit Card Offers

Recent Offer Change
Best business card with no annual fee
Rating: 4.4 stars out of 5
4.4
Info
Apply now Lock
on Chase's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit

Intro offer

Info

$750

Offer valuation

Info

1% - 5%

Rewards Rate

Info

Annual fee

Regular APR

Best flat-rate cash back business card
Rating: 4.7 stars out of 5
4.7
Info
Apply now Lock
on Capital One's secure site
Excellent (740 – 850)
Info
Recommended Credit

Intro offer

Info

$1200

Offer valuation

Info

2% - 5%

Rewards Rate

Info

Annual fee

Regular APR

Best Airlines Card Offers

Best starter airline card
Rating: 4.5 stars out of 5
4.5
Info
Apply now Lock
on Chase's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit

Intro offer

Info

$750

Offer valuation

Info

1X - 2X

Rewards rate

Info

Annual fee

Regular APR

Best for companion certificate
Rating: 4.5 stars out of 5
4.5
Info
Apply now Lock
on Bank of America's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit

Intro offer

Info

$660

Offer valuation

Info

1 mile - 3 miles

Rewards rate

Info

Annual fee

Regular APR

Best Hotels Credit Card Offers

Best no-annual-fee hotel card
Rating: 4.3 stars out of 5
4.3
Info
Apply now Lock
on American Express's secure site
See Rates & Fees , Terms Apply
Good to Excellent (670 – 850)
Info
Recommended Credit

Intro offer

Info

$480

Offer valuation

Info

3X - 7X

Rewards rate

Info

Annual fee

Regular APR

Best Card Offer for Excellent Credit

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Best for luxury perks
Rating: 4.8 stars out of 5
4.8
Info
Apply now Lock
on American Express's secure site
See Rates & Fees , Terms Apply
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

$1600

Offer valuation

Info

5X - 5X

Rewards rate

Info

Annual fee

Regular APR

Best Card Offer for Good Credit