Credit Cards: Find the Right Offer For You & Apply Online

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Bankrate's featured credit cards for September 2023

Here are some of our most popular credit card offers this month. Whether you are interested in a lower interest rate, travel rewards, cash back or other perks, we can help you find the right credit card from our partners. Compare your favorite offers and apply simply and securely.

BEST FOR EVERYDAY CASH REWARDS

Wells Fargo Active Cash® Card

Apply now

on Wells Fargo's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Bankrate Score

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

4.3

Rewards Rate:

Earn unlimited 2% cash rewards on purchases

Welcome Offer:

Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months

Regular APR:

20.24%, 25.24%, or 29.99% variable APR

Purchase Intro APR:

0% intro APR for 15 months from account opening

Balance Transfer Intro APR:

0% intro APR for 15 months from account opening on qualifying balance transfers

Annual Fee:

$0
This card not only carries one of the best flat rewards rates out there, but also a generous sign-up bonus and intro APR offers, features often missing on competing cards. This makes it easily one of the best flat-rate cash rewards cards on the market.

Read our full Active Cash card review.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
- Earn unlimited 2% cash rewards on purchases
- 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
- $0 annual fee
- No categories to track or remember and cash rewards don't expire as long as your account remains open
- Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
- Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
- Select "Apply Now" to learn more about the product features, terms and conditions

See Rates & Fees

BEST FOR Flexible travel redemption

Capital One Venture Rewards Credit Card

Apply now

on Capital One's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Bankrate Score

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

4.9

Rewards Rate:

5 Miles per dollar on hotels and rental cars booked through Capital One Travel 2 Miles per dollar on every purchase, every day

Welcome Offer:

New Venture cardholders can earn 75,000 miles once they spend $4,000 on purchases within 3 months from account opening

Regular APR:

20.99% - 28.99% (Variable)

Purchase Intro APR:

N/A

Balance Transfer Intro APR:

N/A

Annual Fee:

$95
This card offers frequent travelers a ton of flexibility. Along with earning rewards at a terrific flat rate on general purchases, it lets you redeem miles to cover outside travel purchases made in the last 90 days or transfer miles to an array of hotel and airline partners, potentially at a higher redemption value.

Read our full Capital One Venture review.
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $100 credit for Global Entry or TSA PreCheck®
- Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through the Partner Lounge Network
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enrich every hotel stay from our Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more
- Transfer your miles to your choice of 15+ travel loyalty programs

See Rates & Fees

BEST STARTER TRAVEL CARD

Chase Sapphire Preferred® Card

Apply now

on Chase's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Bankrate Score

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

4.9

Rewards Rate:

5x on travel purchased through Chase Ultimate Rewards® 3x on dining 2x on all other travel purchases, plus more

Welcome Offer:

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.

Regular APR:

21.49% - 28.49% Variable

Purchase Intro APR:

N/A

Balance Transfer Intro APR:

N/A

Annual Fee:

$95
This card’s points are worth 25 percent more when you redeem for travel with Chase and you can transfer rewards to a long list of popular airline and hotel transfer partners, making it a great pick if you’re looking for an ultra-flexible, low-cost travel card.

Read our full Chase Sapphire Preferred review.
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
- Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
- Member FDIC

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Credit Card Reviews

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ALLY EVERYDAY CASH BACK MASTERCARD REVIEW: ELEVATED CASH BACK ON EVERYDAY SPENDING

The Ally Everyday Cash Back Mastercard is one of the newest rewards cards from Ally Bank, offering 3 percent cash back on common expenses such as gas stations, grocery stores [...]

Read full review

CHASE SAPPHIRE PREFERRED® CARD REVIEW: THE BEST TRAVEL REWARDS CARD FOR UNDER $100?

A fantastic rewards card with everyday value for travel lovers who don’t want to pay a huge annual fee.

Read full review

DELTA SKYMILES® GOLD AMERICAN EXPRESS CARD REVIEW: ENOUGH PERKS TO JUSTIFY THE ANNUAL FEE

Great everyday rewards and lucrative benefits for value-minded Delta travelers.

Read full review

BANKAMERICARD® SECURED CREDIT CARD REVIEW: A CHANCE TO GET AHEAD IF YOU HAVE LIMITED OPTIONS

As a starter card, the BankAmericard provides access to credit in a simplified way.

Read full review

MERRICK BANK SECURED CREDIT CARD REVIEW: A LOW-INTEREST CARD FOR CREDIT-BUILDERS

Merrick Bank Secured Credit Card overview If you’re new to credit, the Merrick Bank Secured Credit Card can help. It’s a no-frills card that comes with one of the lowest [...]

Read full review

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