How we rate our cards Advertiser Disclosure

Credit Cards

Compare top offers by category. Read our expert reviews and recommendations. Feel confident when you apply.

Best Cards

CardMatch™

Balance Transfer

0% APR

Cash Back

Explore more

Rewards Business Travel Student No annual fee

Bankrate's promoted cards from our partners for November 2024

Here are some of our most popular credit card offers this month. Whether you are interested in a lower interest rate, travel rewards, cash back or other perks, we can help you find the right credit card from our partners. The listings that appear on the website are from credit card companies from which Bankrate receives compensation. This compensation may impact how and where products appear on this site. Terms Apply.

BEST FOR EVERYDAY CASH REWARDS

Wells Fargo Active Cash® Card

Apply now

on Wells Fargo's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

Bankrate Score

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

4.3

Rewards Rate:

Earn unlimited 2% cash rewards on purchases.

Welcome Offer:

Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months

Regular APR:

19.74%, 24.74%, or 29.74% Variable APR

Purchase Intro APR:

0% intro APR for 12 months from account opening

Balance Transfer Intro APR:

0% intro APR for 12 months from account opening on qualifying balance transfers

Annual Fee:

$0
This card not only carries one of the best flat rewards rates out there, but also a generous sign-up bonus and a decent intro APR offer, features often missing on competing cards. This makes it easily one of the best flat-rate cash rewards cards on the market.

Read our full Active Cash card review.
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.74%, 24.74%, or 29.74% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don't expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.

See Rates & Fees

BEST STARTER TRAVEL CARD

Chase Sapphire Preferred® Card

Apply now

on Chase's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

Bankrate Score

5.0

Rewards Rate:

5x on travel purchased through Chase Travel℠. 3x on dining, select streaming services and online groceries. 2x on all other travel purchases. 1x on all other purchases.

Welcome Offer:

Get up to $1,050 in Chase Travel℠ value. Earn 60,000 bonus points after $4,000 in purchases in your first 3 months from account opening. That’s worth $750 when redeemed through Chase Travel. Plus, get up to $300 in statement credits on Chase Travel purchases within your first year.

Regular APR:

20.99% - 27.99% Variable

Purchase Intro APR:

N/A

Balance Transfer Intro APR:

N/A

Annual Fee:

$95
This card’s points are worth 25 percent more when you redeem for travel through Chase Travel℠ and you can transfer rewards to a long list of popular airline and hotel transfer partners, making it a great pick if you’re looking for an ultra-flexible, low-cost travel card.

Read our full Chase Sapphire Preferred review.
- Get up to $1,050 in Chase Travel℠ value. Earn 60,000 bonus points after $4,000 in purchases in your first 3 months from account opening. That’s worth $750 when redeemed through Chase Travel. Plus, get up to $300 in statement credits on Chase Travel purchases within your first year.
- Enjoy beneﬁts such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- Member FDIC

Best for large welcome offer

Ink Business Unlimited® Credit Card

Apply now

on Chase's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

Bankrate Score

4.2

Rewards Rate:

Earn unlimited 1.5% cash back on every purchase made for your business.

Welcome Offer:

Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

Regular APR:

17.99% - 23.99% Variable

Purchase Intro APR:

0% Intro APR on Purchases for 12 Months

Balance Transfer Intro APR:

N/A

Annual Fee:

$0
- Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- 0% introductory APR for 12 months on purchases
- Member FDIC

Tools & Reviews

5.0

Bankrate Score

Read review

4.7

Bankrate Score

Read review

All credit card reviews

Credit cards compare tool

Credit card payoff calculator

Balance transfer calculator

Credit utilization calculator

We asked the Bankrate Experts: What is your favorite piece of credit card advice?

Seychelle Thomas

Writer, Credit Cards

Katie Kelton

Senior Writer, Credit Cards

Ana Staples

Lead Writer, Credit Cards

Ted Rossman

Senior Industry Analyst, Credit Cards

"I know it’s a hassle, but reading the fine print is underrated. Know what fees, APRs and benefits you’re signing up for. You might uncover extra value from features that aren’t advertised or discover some nasty fees to avoid. When you know what the terms are, it’s easier to get the most from your cards and avoid pitfalls."

"Credit card rewards, welcome bonuses and added perks — like travel insurance or savings on certain brands — are essentially free money. By swiping a card for everyday purchases, you can earn rewards toward your next trip or cash in your wallet. Pay your balance on time and in full to avoid interest fees and credit dings."

"I think the best habit is to treat your credit card like a debit card. Don’t spend more money than you can easily pull from your checking account. If you can’t pay off a purchase within a couple of weeks, you can’t afford it. This practice can help you avoid credit card debt — and expensive interest charges."

"There’s a saying that credit cards are like power tools. As in, really useful or dangerous. It’s all about how you use them. Half of cardholders pay in full every month and benefit from rewards and buyer protections. The other half can get trapped in an expensive debt cycle. Pay in full and get credit cards working for you."

Featured by names you know and trust

The latest

The Ink Business Cash Card comes with a welcome bonus, cash back rewards and more.

Want the best value for your Amex points? Here’s what you need to know.

young man holding a credit card and looking at his phone

Once you understand the basics of credit, you’ll want to weigh your options.

Friends walking through an airport together in Toulouse, France. They are heading to their departure area while carrying luggage and smiling.

Sometimes, it’s better to use points and miles than pay with cash.

Pottery artist working on laptop at her workshop

If you run a business, learn what your Paydex score is and how to keep it high.

young woman standing in kitchen and looking at her phone

This guide goes over the main determinants of your credit score, which factors matter the most and more.

Smiling couple relaxing on bed at luxury hotel

Earn bonus points at Hilton properties with this no-annual-fee Hilton credit card.

When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.

Middle aged woman looks out window sitting at table with laptop in front of her.

A second balance transfer can help you continue to pay off debt, but know the risks involved.

Business and personal cards feature important differences. Here’s what to know.

man making purchase at gourmet grocery store

Would you prefer a longer intro APR or a shorter intro APR and ongoing rewards?

woman holding credit card and working on laptop while looking out the window

Learn more options available to you if you have outstanding debt after the end of a balance transfer period.

Young businesswoman working at home office

Learn about the the ins and outs of PayPal’s Pay in 4 program, when to use it and some alternatives to consider.

grandson using a digital tablet with his grandmother

Instant use cards can come in handy when you don’t want to wait for your new card to arrive in the mail.

Woman using credit card for online payments

Both the BankAmericard and the Citi Diamond Preferred are good options for a balance transfer card.

Man closely inspecting smartphone while holding credit card

Learn when to say goodbye to your high-interest credit card and when to keep it.

A second balance transfer can help you continue to pay off debt, but know the risks involved.

Here’s what you need to know about the best cards in this niche.

Learn more options available to you if you have outstanding debt after the end of a balance transfer period.

Issuer assistance won’t last forever. Here are 4 cards offering no late fees or a one-time pass.

Both the BankAmericard and the Citi Diamond Preferred are good options for a balance transfer card.

Young woman uses smartphone and smiles with credit card in hand with a young man

Learn more about which Discover credit card suits your credit card goals

a young man at home holding a credit card and using a computer

Here’s what you need to do if your credit card APR increases.

close up of hands making contactless payment using phone

Discover offers a broad range of credit cards that let you rack up rewards for cash back, travel and more.

Close up of a senior woman online shopping on her laptop

Find out which Chase credit card is best for your spending habits.

Smiling woman holding credit card using laptop lying on sofa in living room at home

Have a comprehensive strategy in place to get the most out of cash back rewards.

design element a violet background with a foreground of an older male in a suit holding a card in his hand with an airplane in the upper right corner and money descending behind him

The best cash back business credit cards come with no annual fee.

Would you prefer a longer intro APR or a shorter intro APR and ongoing rewards?

Many travel credit cards reward train travel, including Amtrak credit cards.

Young woman Enjoying coffee time and using smartphone In restaurant

The Discover it Cash Back benefits include rewards and an introductory APR offer.

Asian father and daughter shopping at grocery story

The Blue Cash Preferred Card from American Express is a hard-to-beat grocery card.

A statement credit, which is a card benefit, can help bring down your card balance.

Want the best value for your Amex points? Here’s what you need to know.

design element including a women taking a photo from a balcony

The Amex Membership Rewards program lets you earn points for flexible redemptions.

Store credit cards reward loyalty, but they may not be the best choice for you.

Young man holds a credit card and a tablet sitting in a restaurant.

Learn how to have a great rewards credit card and avoid paying an annual fee.

father picking out groceries with daughter

Some cards automatically offer rewards in your top spending categories each period.

Choosing the right card for Amazon can help you get more from your spending.

Discover the best credit cards to use for your next Disney vacation.

Booking car rentals with rewards points can offer some value to travelers.

Credit Cards

Card Type

Card Issuer

Credit Type

Bankrate's promoted cards from our partners for November 2024

BEST FOR EVERYDAY CASH REWARDS

Wells Fargo Active Cash® Card

Features

Bankrate's View

Card Details

BEST STARTER TRAVEL CARD

Chase Sapphire Preferred® Card

Features

Bankrate's View

Card Details

Best for large welcome offer

Ink Business Unlimited® Credit Card

Features

Bankrate's View

Card Details

Tools & Reviews

We asked the Bankrate Experts: What is your favorite piece of credit card advice?

The latest