State Farm is one of the biggest insurance companies in the US, and they also offer banking and investment services. This company was founded in 1922 and currently employs more than 19,000 agents, so it’s easy to find an agent near you in person or over the phone.
State Farm auto, home and renters insurance are what the company is most known for, and they also offer coverage for nearly anything on wheels, including autos, motorcycles, RVs, boats, and more.
State Farm car insurance coverage options and discounts
State Farm insurance offer more than just standard car insurance. Here are a few State Farm coverage options available beyond liability:
- Accident forgiveness
- Rideshare coverage
- Emergency roadside assistance
- Uninsured motorist
- Medical payments
State Farm’s car insurance discounts include:
- Drive Safe and Save discount
- Steer Clear discount (for drivers under 25 years old)
- Defensive Driving Course discount
- Good Student discount
- Multi Auto discount
- Vehicle Safety discount
State Farm home and renters insurance coverage options and discounts
Options and discounts for homeowners and renters insurance change depending on the value of your home and the state you live in. Here are a few of the more common discounts for home insurance from State Farm:
- Multiple Line Discount
- Home Alert Protection Discount
- Roofing Discounts
- Higher Deductibles
State Farm renters insurance includes the same discounts minus roofing discounts.
Typically, State Farm homeowner’s insurance will cover:
- Weather damage including storms, wind, hail, lightning, freezing of a plumbing system, weight of ice, snow or sleet
- Other damage, including theft, vandalism, riots, aircraft and vehicles
- Accidents caused by water from plumbing or artificially generated electrical current
State Farm renters insurance will usually cover:
- Fire or smoke damage to your personal property
- Damage or loss caused by people, such as thefts and burglaries and vandalism to your property
State Farm ratings, reviews, customer satisfaction, and complaints
According to the 2018 J.D. Power U.S. Auto Claims Satisfaction Study, State Farm earned 3 out of 5 stars in overall satisfaction, estimation process, repair process and settlements, and 4 out of 5 stars in claims servicing. This places State Farm above the average when it comes to overall claim satisfaction and customer service as perceived by consumers.
According to State Farm reviews from Consumer Affairs, many policyholders enjoy how easy it is to file a claim online or even from their phone. Others find it convenient to be able to talk to their local agent. Customers love State Farm’s discounts for safe drivers, including good teen drivers.
Additional policies offered by State Farm
Customers who choose State Farm can bundle their auto insurance with one or more of the following:
- Condo insurance
- Insurance for other vehicles such as boats, motorcycles and RVs
- Umbrella insurance
- Business insurance
Frequently asked questions
What do I need to get a quote from State Farm?
Requesting a quote starts with a few pieces of information, such as your name, contact information, ZIP code and type of insurance needed.
How do I file State Farm claims
Filing State Farm claims can be done in a variety of ways. You can call an agent, visit an agent in person, file a claim online or use the State Farm app on your phone to file a claim.
How long does it take to resolve a claim?
State Farm attempts to resolve claims in less than 30 days.
How can I get the lowest rate possible from State Farm?
State Farm provides a variety of discounts to attract customers. It’s recommended to talk with one of the 19,000 agents to find out which discounts you qualify for. Most people save a considerable amount if they have a clean driving record and if they bundle their home and auto insurance.