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Bankrate's featured credit cards for April 2023

Here are some of our most popular credit card offers this month. Whether you are interested in a lower interest rate, travel rewards, cash back or other perks, we can help you find the right credit card from our partners. Compare your favorite offers and apply simply and securely.

Best for flexible redemption options

Capital One Venture Rewards Credit Card

Apply now

on Capital One's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

Bankrate Score

4.9

Rewards Rate:

Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options Earn unlimited 2X miles on every purchase, every day.

Welcome Offer:

New Venture cardholders can earn 75,000 miles once they spend $4,000 on purchases within 3 months from account opening

Regular APR:

20.24% - 28.24% (Variable)

Purchase Intro APR:

N/A

Balance Transfer Intro APR:

N/A

Annual Fee:

$95
For some travelers, flexibility can have a value all its own. The Capital One Venture Rewards Credit Card addresses that need with an array of options for redeeming your miles. If you want more freedom in how you choose to pay for travel, consider taking this card along for the journey.
Read our full Capital One Venture Rewards Credit Card review.
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $100 credit for Global Entry or TSA PreCheck®
- Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through the Partner Lounge Network
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs

Best for flat-rate travel rewards

Bank of America® Travel Rewards credit card

Apply now

on Bank of America's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

Bankrate Score

4.1

Rewards Rate:

Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.

Welcome Offer:

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.

Regular APR:

17.49% - 27.49% Variable APR on purchases and balance transfers

Purchase Intro APR:

0% Intro APR for 18 billing cycles for purchases

Balance Transfer Intro APR:

0% Intro APR for 18 billing cycles for any BTs made in the first 60 days. A 3% fee applies.

Annual Fee:

$0
This card makes it a breeze to earn travel rewards on every purchase. You’ll earn 1.5X points on all purchases, and, when it comes time to use your points, you’ll have a much wider range of travel redemption options than are typically offered on other travel credit cards. Depending on the size of your Bank of America savings account, you may have even more reason to apply since Preferred Rewards members can boost this card’s rewards rates by up to 75 percent for 2.62X points on all purchases.
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
- Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
- Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
- 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 17.49% - 27.49% Variable APR will apply. A 3% fee applies to all balance transfers.
- If you're a Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

BEST FOR CAR ENTHUSIASTS

My GM Rewards Card™

Apply now

on Goldman Sachs Bank USA's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

Bankrate Score

3.9

Rewards Rate:

Earn unlimited 7x total points with GM. 4x points on purchases everywhere else.

Welcome Offer:

Earn 15,000 bonus points after you spend $1,000 in your first three months.

Regular APR:

19.49% to 29.49% variable purchase APR based on creditworthiness. Rates as of 3/1/2023

Purchase Intro APR:

0% Intro Purchase APR for 12 Months

Balance Transfer Intro APR:

N/A

Annual Fee:

$0
Car connoisseurs rejoice, especially if your interests land in the General Motors (GM) manufacturing portfolio. You’ll earn 7X points on GM purchases and 4X points everywhere else with this card, all for no annual fee and with no reward earning caps.

Read our full My GM Rewards Card review.
- Earn 15,000 bonus points after you spend $1,000 in your first three months - that's $150 in value when you redeem with GM
- Earn 4x points for every $1 spent everywhere, and receive unlimited 7x total points for every $1 spent with GM. Points don't expire as long as your account remains open
- Points add up fast! For example, spending $12K per year on everyday purchases will earn 48,000 pts which is $480 in value toward future redemptions with GM
- Looking for a new GM vehicle? Redeem unlimited points towards the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac
- Already own or lease a GM vehicle? Use your points toward your loan or lease payment with GM Financial, Certified Service, eligible Accessories and more
- No annual fee, no foreign transaction fees, or cash advance fees. Late fees may apply
- 0% intro APR on purchases for the first 12 months, then a variable APR of 19.49% to 29.49%
- See if you're approved with no impact to your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score
- Terms Apply. Subject to credit approval

See Rates & Fees

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