Credit Cards: Find the Right Offer For You & Apply Online

Bankrate's featured credit cards for December 2020

Here are some of our most popular credit card offers this month. Whether you are interested in a lower interest rate, travel rewards, cash back or other perks, we can help you find the right credit card from our partners. Compare your favorite offers and apply simply and securely.

Blue Cash Everyday® Card from American Express

Apply Now On American Express's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% Cash Back at U.S. gas stations and at select U.S. department stores. 1% Cash Back on other purchases.
Welcome Offer:: Earn 20% back on purchases at Amazon.com on the Card in the first 6 months, up to $200 back. Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 6 months.
Annual Fee:: $0
Purchase Intro APR:: 0% on purchases for 15 months
Balance Transfer Intro APR:: N/A
Regular APR:: 13.99%-23.99% Variable

Card Details

Earn 20% back on purchases at Amazon.com on the Card in the first 6 months, up to $200 back.
Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 6 months.
3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
2% Cash Back at U.S. gas stations and at select U.S. department stores.
1% Cash Back on other purchases.
Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee and no interest.
Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
No annual fee.
Terms Apply.

American Express Cash Magnet® Card

Apply Now On American Express's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Card Details

Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
Unlimited 1.5% Cash Back on your purchases.
Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, currently 13.99% to 23.99%.
Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee and no interest.
Amex Offers rewards you at places you like to shop, dine, travel, and more. You can add as many Offers as you’d like to your Card, then just use that Card to pay, and enjoy rewards directly on your statement.
Cash Back is received in the form of Reward Dollars that can be redeemed for statement credits.
No Annual Fee.
Terms Apply.

Chase Sapphire Preferred® Card

Apply Now On Chase's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out. Earn 2x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services. 1 point per dollar spent on all other purchases.
Welcome Offer:: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
Annual Fee:: $95
Purchase Intro APR:: N/A
Balance Transfer Intro APR:: N/A
Regular APR:: 15.99%-22.99% Variable

Card Details

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases.
Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
Earn 2x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services.

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