Credit Cards: Find the Right Offer For You & Apply Online

Bankrate's featured credit cards for October 2021

Here are some of our most popular credit card offers this month. Whether you are interested in a lower interest rate, travel rewards, cash back or other perks, we can help you find the right credit card from our partners. Compare your favorite offers and apply simply and securely.

Wells Fargo Active Cash℠ Card

Apply Now On Wells Fargo's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: Earn unlimited 2% cash rewards on purchases
Welcome Offer:: New! Earn a $200 cash rewards bonus after spending $1,000 on purchases in the first 3 months
Regular APR:: 14.99%-24.99% (Variable)
Purchase Intro APR:: 0% intro APR for 15 months from account opening
Balance Transfer Intro APR:: 0% intro APR for 15 months on qualifying balance transfers
Annual Fee:: $0

Card Details

New! Earn a $200 cash rewards bonus after spending $1,000 on purchases in the first 3 months
Earn unlimited 2% cash rewards on purchases
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 14.99% to 24.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
$0 annual fee
No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash℠ Card
Select "Apply Now" to learn more about the product features, terms and conditions

Citi Custom Cash℠ Card

Apply Now On Citi's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Earn unlimited 1% cash back on all other purchases.
Welcome Offer:: Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Regular APR:: 13.99% – 23.99% (Variable)
Purchase Intro APR:: 0% for 15 months on purchases
Balance Transfer Intro APR:: 0% for 15 months on balance transfers
Annual Fee:: $0

Card Details

Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
No Annual Fee
Citi will only issue one Citi Custom Cash℠ Card account per person.

Chase Sapphire Preferred® Card

Apply Now On Chase's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: Earn 5X points on travel purchased through Chase Ultimate Rewards®. Earn 3X points on dining. Earn 2X points on all other travel purchases, plus more.
Welcome Offer:: Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
Regular APR:: 15.99%-22.99% Variable
Purchase Intro APR:: N/A
Balance Transfer Intro APR:: N/A
Annual Fee:: $95

Card Details

Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases, plus more.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 toward travel.
With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.

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Credit Card Reviews

Student

Travel

Citi Premier® Card review

The rewards offer great category coverage, but the other features are stripped back.

Read full review

Deserve® EDU Mastercard for Students review: An easy starter card for students from the U.S. and abroad

A good starter card for those with little to no credit. However, starter cards with more lucrative rewards exist.

Read full review

Chase Sapphire Preferred® Card review

A fantastic rewards card with everyday value for travel lovers who don’t want to pay a huge annual fee.

Read full review

Jasper Cash Back Mastercard® review

The Jasper Mastercard is available to consumers who don’t have any credit history or a Social Security number.

Read full review

Bank of America® Customized Cash Rewards credit card review: Unique rewards flexibility, but watch your spending

A solid one-size-fits-all rewards card if you don’t mind spending limits on rewards.

Read full review

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