How we rate our cards Advertiser Disclosure

Credit Cards

Compare top offers by category. Read our expert reviews and recommendations. Feel confident when you apply.

Explore more

Rewards Business Travel Student No annual fee

Bankrate's promoted cards from our partners

Here are some of our most popular credit card offers this month. Whether you are interested in a lower interest rate, travel rewards, cash back or other perks, we can help you find the right credit card from our partners. The listings that appear on the website are from credit card companies from which Bankrate receives compensation. This compensation may impact how and where products appear on this site. Terms Apply.

BEST STARTER TRAVEL CARD

Chase Sapphire Preferred® Card

Apply now

on Chase's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

Bankrate Score

4.9

Rewards Rate:

Earn 5x on travel purchased through Chase Travel℠. Earn 3x on dining, select streaming services and online groceries. Earn 2x on all other travel purchases. Earn 1x on all other purchases.

Welcome Offer:

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

Regular APR:

19.49% - 27.74% Variable

Purchase Intro APR:

N/A

Balance Transfer Intro APR:

N/A

Annual Fee:

$95
This card’s points are worth more when you redeem for travel through Chase Travel℠ and you can transfer rewards to a long list of popular airline and hotel transfer partners, making it a great pick if you’re looking for an ultra-flexible, low-cost travel card.

Read our full Chase Sapphire Preferred review.
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy beneﬁts such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
- Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
- 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Member FDIC

See Rates & Fees

Best for sign-up bonus

Capital One Venture Rewards Credit Card

Apply now

on Capital One's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

Bankrate Score

5.0

Rewards Rate:

Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel. Earn unlimited 2X miles on every purchase, every day.

Welcome Offer:

Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months of account opening

Regular APR:

19.74% - 28.74% (Variable)

Purchase Intro APR:

N/A

Balance Transfer Intro APR:

N/A

Annual Fee:

$95
“This card consistently delivers enough points for an award flight or two each year just from non-bonus purchases. It’s among the best entry-level cards for most folks.” – Harlan Vaughn, Bankrate credit cards senior editor

Alternatives: The Chase Sapphire Preferred® Card offers a higher rewards rate in some everyday spending categories and potentially more valuable points. Chase Sapphire Preferred points are worth around 2.0 cents on average through the right transfer partner (based on Bankrate's estimated valuations) and offer more unique transfer partners than Capital One.
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs
- Top rated mobile app

See Rates & Fees

Best for large welcome offer

Ink Business Unlimited® Credit Card

Apply now

on Chase's secure site

Recommended Credit Score: Good to Excellent (670 – 850)

Bankrate Score

4.2

Rewards Rate:

Earn unlimited 1.5% cash back on every purchase made for your business.

Welcome Offer:

Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

Regular APR:

16.99% - 24.99% Variable

Purchase Intro APR:

0% Intro APR on Purchases for 12 Months

Balance Transfer Intro APR:

N/A

Annual Fee:

$0
This is one of the most flexible cards for startups, side hustles and small businesses thanks to its unlimited flat rewards rate, which makes it easy to earn rewards even if your spending categories vary widely. Ultimate Rewards points also carry terrific redemption value for both cash back and travel.

Read our full Ink Business Unlmited review.
- Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- 0% introductory APR for 12 months on purchases
- Earn 5% total cash back on Lyft rides through 9/30/27.
- Member FDIC

See Rates & Fees

Limited spots available

Help us shape the future of personal finance

We’re building something new to make rate shopping smarter and simpler. Join our waitlist to get early access, share your feedback, and unlock exclusive offers.

Priority rate alerts

Exclusive member offers

Time saving

Email address

Please provide a valid email address

Limited spots remaining

Tools & Reviews

5.0

Bankrate Score

Read review

4.7

Bankrate Score

Read review

All credit card reviews

Credit cards compare tool

Credit card payoff calculator

Balance transfer calculator

Credit utilization calculator

We asked the Bankrate experts: What is your favorite piece of credit card advice?

Seychelle Thomas

Writer, Credit Cards

Katie Kelton

Senior Writer, Credit Cards

Ana Staples

Lead Writer, Credit Cards

Ted Rossman

Senior Industry Analyst, Credit Cards

"I know it’s a hassle, but reading the fine print is underrated. Know what fees, APRs and benefits you’re signing up for. You might uncover extra value from features that aren’t advertised or discover some nasty fees to avoid. When you know what the terms are, it’s easier to get the most from your cards and avoid pitfalls."

"Credit card rewards, welcome bonuses and added perks — like travel insurance or savings on certain brands — are essentially free money. By swiping a card for everyday purchases, you can earn rewards toward your next trip or cash in your wallet. Pay your balance on time and in full to avoid interest fees and credit dings."

"I think the best habit is to treat your credit card like a debit card. Don’t spend more money than you can easily pull from your checking account. If you can’t pay off a purchase within a couple of weeks, you can’t afford it. This practice can help you avoid credit card debt — and expensive interest charges."

"There’s a saying that credit cards are like power tools. As in, really useful or dangerous. It’s all about how you use them. Half of cardholders pay in full every month and benefit from rewards and buyer protections. The other half can get trapped in an expensive debt cycle. Pay in full and get credit cards working for you."

Featured by names you know and trust

The latest

a person with headphone son working on a laptop

Find out what a good APR is for a credit card and how a good credit score can help you qualify for better APRs.

Businessman in his home with laptop and paperwork for financial planning

Lying on your application can have serious consequences, so think twice before you submit.

design image of a clothesline with books hanging

While these two credit products are similar, there are key differences.

A girl using her smartphone to make a payment with a credit card.

The best way to maximize rewards is by playing the field, using different cards to your advantage and being “disloyal!”

Colleagues discussing over financial receipt with digital tablet at checkout counter in store

Set yourself up for success with these tips to organize your business finances.

woman working on craft project at a table in her living room

Can you get a business credit card for a side gig without owning a business?

A close-up of a woman's hand holds a credit card above a table while using her laptop.

Economists say there’s at least a 1-in-3 chance of a recession (36 percent) in the next 12 months, according to Bankrate’s latest Economic Indicator Poll. A recession would be bad news for everyone, [...]

Young woman taking money from ATM with credit card

An ATM card looks like a debit or credit card, but it serves a different function.

Happy women on beach holiday shopping online

These travel cards come with a 0 percent intro APR.

East Asian millennial woman investing in finances and technologies

A new credit card, timed right and used strategically, can help you fight high prices.

There are several benefits to upgrading your card with your current issuer.

Design element of credit card with 0% tag

Here’s how to maximize the benefits of a 0% intro APR credit card.

A mid adult couple viewing a home furniture showroom together, one man is lying on a bed while his fiancé sits near him on the bed. They are testing out the bed and considering buying it.

Deferred interest deals can be enticing but you could pay more than you expected.

woman laying on couch while working on laptop and holding credit card

Learn more about why you may end up paying interest on a zero percent APR card.

Shot of a young businesswoman using a laptop during a late night at work

A higher interest rate will kick in once your promotional APR ends.

design image of an African American woman in wheelchair talking on phone at home

Call your card issuer if you want a lower interest rate, and be ready to negotiate.

Young man having more expenses than expected.

Here’s what you should do if your credit card APR increases.

Businessman shopping online with credit card

They’re rare, but here are the best balance transfer business cards.

design image of a woman smiling at her phone and holding a credit card with money in the air

Here’s how to do a balance transfer, which could help you pay off debt faster.

Design element of a person holding a phone in one hand and a credit card in another

What is a balance transfer — and is it a good idea for debt?

Learn more about why you may end up paying interest on a zero percent APR card.

close up of hands making contactless payment using phone

Discover offers a broad range of credit cards that let you rack up rewards for cash back, travel and more.

Senior couple sitting at a dining table, using a laptop computer, paperwork and bills on the table

You can transfer a variety of debt to cards, but not all cards accept all transfers.

Choosing between the cards depends on whether you prioritize debt payoff or rewards.

Happy businesswoman with fuel pump at gas station

Make the most of your rotating Discover cash back rewards each quarter.

A new credit card, timed right and used strategically, can help you fight high prices.

Contemplative woman with with headphones around neck holding credit card and smart phone - stock photo

Thinking of adding a 1.5% cash back card to your wallet? Here’s how to choose.

Many travel credit cards reward train travel, including Amtrak credit cards.

Woman paying with a credit card in a boutique store.

Flat-rate cash back cards offer one rewards rate for all of your spending.

Young man at outdoor cafe smiles as he holds his tablet and credit card

Make the most of your cash back bonus categories this quarter.

Smiling man holds tablet and credit card.

If you were counting on Freedom Flex Q4 categories to reward your holiday shopping, you might be disappointed this year.

Cards that require an annual fee typically offer good rewards, but are they worth it?

group of friends tubing on the river in summer

Learn more about Bank of America travel rewards.

Senior man wearing headphones and using a laptop reclines in armchair as he streams a movie at home

Get cash back or points for streaming services with one of these rewards cards.

Want to reap the rewards this card offers without paying the annual fee? Find out how to avoid the cost.

Daughter and mother shopping online with credit card on laptop

Carrying credit card debt poses a problem for people trying to earn rewards.

If you want to maximize your Citi rewards, consider the Citi trifecta strategy.

Family leisure. Couple enjoys staying together in a hotel

Receive up to 40% bonus points by taking advantage of limited-time transfer bonuses.

man paying with credit card at the supermarket checkout

Credit card welcome bonuses give your point balance a substantial boost.

wing of an airplane view from the window

Here is one writer’s experience with using the Chase Travel portal.

Credit Cards

Card Type

Card Issuer

Credit Type

Bankrate's promoted cards from our partners

BEST STARTER TRAVEL CARD

Chase Sapphire Preferred® Card

Features

Bankrate's View

Card Details

Best for sign-up bonus

Capital One Venture Rewards Credit Card

Features

Bankrate's View

Card Details

Best for large welcome offer

Ink Business Unlimited® Credit Card

Features

Bankrate's View

Card Details

Help us shape the future of personal finance

Tools & Reviews

We asked the Bankrate experts: What is your favorite piece of credit card advice?

The latest