Credit card sign-up bonuses kick-start your rewards earnings with a lump of cash-back or rewards points when you open a new account. The best credit card sign-up bonuses also combine these lucrative gifts with introductory perks like 0% intro APR offers on purchases or balance transfers, boosted rewards points and more.
Most credit card sign-up bonuses are rewarded only after you reach a spending minimum within a certain amount of time, so you must use your card in order to receive the bonus. Matching the bonus to your needs is important, too. Mileage bonuses are ideal for frequent travelers while cash-back bonuses can benefit any cardholder.
Our Bankrate experts ranked the best credit card sign up bonuses for 2021 based on several factors. Bonus values, spending requirements, ongoing rewards benefits, ease of redemption and added perks like 0% intro APR offers are the key criteria we used to make our evaluations. In the credit card reviews below, you can compare offers and find expert recommendations for your unique rewards and spending preferences.
Bankrate.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which Bankrate.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants’ credit approval also impact how and where products appear on this site. Bankrate.com does not include the entire universe of available financial or credit offers.
Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.
Featured Card
WELCOME OFFER:Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
Editor's Take
Read our full Chase Sapphire Preferred card review
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Editorial Disclosure: Opinions expressed here are the author’s alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.