Credit Cards: Find the Right Offer For You & Apply Online

Bankrate's featured credit cards for August 2021

Here are some of our most popular credit card offers this month. Whether you are interested in a lower interest rate, travel rewards, cash back or other perks, we can help you find the right credit card from our partners. Compare your favorite offers and apply simply and securely.

Wells Fargo Active Cash℠ Card

Apply Now On Wells Fargo's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: Earn unlimited 2% cash rewards on purchases
Welcome Offer:: New! Earn a $200 cash rewards bonus after spending $1,000 on purchases in the first 3 months
Regular APR:: 14.99%-24.99% (Variable)
Purchase Intro APR:: 0% intro APR for 15 months from account opening
Balance Transfer Intro APR:: 0% intro APR for 15 months on qualifying balance transfers
Annual Fee:: $0

Card Details

New! Earn a $200 cash rewards bonus after spending $1,000 on purchases in the first 3 months
Earn unlimited 2% cash rewards on purchases
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 14.99% to 24.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
$0 annual fee
No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash℠ Card
Select "Apply Now" to learn more about the product features, terms and conditions

Citi Custom Cash℠ Card

Apply Now On Citi's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Earn unlimited 1% cash back on all other purchases.
Welcome Offer:: Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Regular APR:: 13.99% – 23.99% (Variable)
Purchase Intro APR:: 0% for 15 months on purchases
Balance Transfer Intro APR:: 0% for 15 months on balance transfers
Annual Fee:: $0

Card Details

Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
No Annual Fee
Citi will only issue one Citi Custom Cash℠ Card account per person.

Chase Sapphire Preferred® Card

Apply Now On Chase's secure website

Recommended Credit Score: Good to Excellent (670 - 850)

Features

Rewards Rate:: 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel. 1 point per dollar spent on all other purchases.
Welcome Offer:: Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
Regular APR:: 15.99%-22.99% Variable
Purchase Intro APR:: N/A
Balance Transfer Intro APR:: N/A
Annual Fee:: $95

Card Details

Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.
Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 toward travel.
With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.

Credit Card Calculators

Credit Card Payoff Calculator

How long it will take to pay off your balance.
How much you'll pay in interest over time.

Start a calculation

Balance Transfer Calculator

How long it will take to pay off your balance with a transfer.
How much you'll pay in transfer fees.
How 0% APR offers can help you avoid paying interest.

Start a calculation

More Calculators

Credit Card Reviews

Student

Travel

Delta SkyMiles® Platinum American Express Card review

The Delta SkyMiles Platinum is a smart card to have if you fly frequently with Delta Air Lines.

Read full review

Marriott Bonvoy Brilliant™ American Express® Card review

Earn 6X points on Marriott stays and other exceptional perks with this premium card from Marriott and American Express.

Read full review

Southwest Rapid Rewards® Priority Credit Card review

Loyal Southwest flyers will enjoy premium benefits and rewards toward elite status.

Read full review

Delta SkyMiles® Gold American Express Card review

Great everyday rewards and lucrative benefits for value-minded Delta travelers.

Read full review

United℠ Explorer Card review

The United Explorer Card gives United flyers the chance to earn additional miles with every flight purchase, as well as any other purchases. This review covers all the United Explorer Card has to offer [...]

Read full review

When 1.5 percent cash back is better than 2 percent

Cash back credit cards can offer numerous perks and incentives, and 2% cash back cards can be vital in maximizing rewards. However, there are times when 1.5% cash back is the better choice. Find out which [...]

3 min read Jul 23, 2021

The Platinum Card from American Express vs. The Business Platinum Card from American Express

The Business version of the Amex Platinum card now has some of the same new benefits as the Amex Platinum card since the changes and upgrades. However, there are still major differences between the two [...]

7 min read Jul 23, 2021

Guide to hotel cancellation policies and elite status changes amid coronavirus

Many hotel brands offer cancellations and changes without penalty, and some allow elite status member extensions.

7 min read Jul 22, 2021

What is TSA PreCheck? Everything you need to know

Your guide to the interview process, tips for using your membership and more.

4 min read Jul 22, 2021

U.S. is easing travel restrictions. Time to use your rewards?

As travel restrictions ease, there are questions surrounding whether it is time to use travel cards and points once more. Read to find out how to maximize your points or use your travel card in a different [...]

4 min read Jul 22, 2021

Best credit cards with 100,000+ point sign-up bonuses: Are they worth it?

Credit card rewards enthusiasts are scrambling to find the best new credit cards to add to their wallets—and welcome bonuses are a big part of their decision. We’ll break down top welcome bonus offers [...]

6 min read Jul 22, 2021

Woman in mask on a smartphone in airport

Everything you need to know about balance transfer checks

This check allows you to borrow cash or credit from your credit line — but is it worth it?

4 min read Jul 21, 2021

Young woman sitting at computer looking over stack of papers

Chase Slate vs. Chase Freedom Flex

Chase Slate Edge and Chase Freedom are two good credit cards that serve vastly different purposes.

6 min read Jul 21, 2021

Crypto credit cards are catching on

Visa made a splash when it announced it will begin directly accepting a cryptocurrency for some transactions.

2 min read Jul 21, 2021

Bank of America launches new 1.5 percent cash back card

The Bank of America® Unlimited Cash Rewards credit card may appeal to loyal Bank of America customers. Others will be better off with almost any other flat rate cash back card.

3 min read Jul 21, 2021

Card Type

Card Issuer

Credit Type

Bankrate's featured credit cards for August 2021

Wells Fargo Active Cash℠ Card

Citi Custom Cash℠ Card

Chase Sapphire Preferred® Card

Credit Card Calculators

Credit Card Payoff Calculator

Balance Transfer Calculator

More Calculators

Credit Card Reviews

Editor's Picks

Latest Articles

The trusted source for financial information, used by