Credit cards

Latest Articles

• What is high credit on a credit report?

  If yearly credit reports show an inaccurate high balance, it’s worth disputing to prevent an impact on your credit score.

  3 min read Jan 21, 2020

• 3 dubious credit card moves that seem smart

  On Monday, I wrote about 5 smart credit moves to make now. Today’s post is all about what not to do. The following tips sound smart, but can backfire if followed with abandon. 1. Asking for a lower rate [...]

  2 min read Jun 24, 2010

• Weekly payments don’t affect FICO score

  Paying your credit card bill weekly doesn’t hurt or help your FICO score.

  2 min read Nov 27, 2008

• 2008 Gift card study

  Bankrate’s annual gift card study found that buyers still pay for the versatility of cards they can use everywhere.

  0 min read Nov 17, 2008

• Don’t use plastic to pay down mortgage

  Using credit cards to pay down $70,000 on a mortgage would be a big mistake in many ways.

  2 min read Nov 03, 2008

• Finance charge may push you over limit

  It is legal to fine customers when finance charges push card balances past the limit.

  2 min read Sep 29, 2008

• Should you pay off car loan or credit card?

  It’s usually better to put extra money towards your credit cards instead of your car loan, as cards usually charge more interest and have more volatile rates.

  4 min read Jan 23, 2020

• Don’t raid 401(k) to pay plastic debt

  It’s unwise to raid a retirement plan to pay off credit card debt, says Dr. Don Taylor.

  2 min read Jul 01, 2008

• Avoid ‘universal default’ credit cards

  Small errors can lead to big rate changes if you hold a ‘universal default’ credit card, says the Debt Adviser.

  2 min read Mar 14, 2008

• Self-help often best when fixing credit

  In many cases, it doesn’t pay to hire someone to help boost your credit score, says Dr. Don Taylor.

  1 min read Mar 05, 2008