Certificates of deposit aren’t returning much right now. In fact, the average one-year CD rate is currently at 0.3 percent. But there are several institutions offering better-than-average rates. Use our survey to find the best CD rates in Charlotte, NC.

CDs are insured accounts. The FDIC insures them at banks. At credit unions, the NCUA keeps your money safe. Keep in mind that most institutions have stiff penalties for withdrawing your money before the set maturity date. You can use our research to find CD rates in Charlotte, NC, and in other areas of North Carolina, today.

CD rates in Charlotte, North Carolina

Here are the CD rates in Charlotte, NC, as of 11:00 a.m. on Friday.

Institution APY Min Deposit
Ally 1.04% $0
BB&T 0.15% $1,000
Citizens South Bank 0.35% $1,000
Bank of America 0.03% $1,000
Wells Fargo Bank 0.05% $2,500
Fifth Third Bank 0.05% $500

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