CDs
Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.
CD Basics
Latest Articles
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How promotional (bonus) CD rates work
These CD specials help you earn more money on interest without taking on risk.
2 min read Dec 06, 2022 -
No-penalty CD vs. savings account
Should you keep money you need access to in a no-penalty CD or in a savings account?
4 min read Nov 21, 2022 -
CDs vs. share certificates: What’s the difference?
Here are differences between CDs and share certificates, and which one to choose.
3 min read Nov 03, 2022 -
5 things to know before opening a CD
A CD often earns a competitive, fixed rate. Here’s what to know before opening one.
6 min read Oct 28, 2022 -
Pros and cons of jumbo CDs
Jumbo CDs pay a higher yield than other CDs. Here’s what to know before opening one.
3 min read Oct 27, 2022 -
Are CDs safe?
All CDs have one thing in common: They’re among the safest places to park your cash.
4 min read Oct 17, 2022 -
How to avoid a CD early withdrawal penalty
Withdrawing your money from a CD before the term ends can be costly.
4 min read Oct 05, 2022 -
6 top tips for choosing the best CD for your money
CDs can be a useful tool to save, but make sure to shop around for the right kind and bank for you.
4 min read Oct 05, 2022 -
How to renew a certificate of deposit (CD)
Better to let a CD automatically renew or cash it in? Here’s a guide for those looking to renew.
4 min read Sep 19, 2022 -
Historical CD interest rates: 1984-2022
Take a look at the days when CDs were offering investors double-digit returns.
6 min read Sep 02, 2022 -
How much money should you keep in a CD?
Some CDs require a minimum deposit of $100,000, but these accounts are not for everyone.
3 min read Aug 24, 2022 -
CDs vs. bonds: How they compare and which is right for you
Consider these important factors before investing in bonds and CDs.
5 min read Aug 16, 2022 -
Zero-coupon CDs: What they are and how they work
Here’s everything you need to know about zero-coupon CDs.
3 min read Aug 15, 2022 -
No-penalty CDs: What they are and how they work
Here’s everything you need to know about no-penalty CDs.
3 min read Aug 09, 2022 -
What to do when a CD matures
Find out what happens to CDs that are set to mature.
4 min read Jul 29, 2022 -
Bump-up CDs: What they are and how they work
If you think rates may rise again soon, a bump-up CD could be what you’re looking for.
3 min read Jul 28, 2022 -
How do CDs work?
CDs hold your funds for a set period. In exchange, you get a reliable return.
7 min read Jul 28, 2022 -
What is an IRA CD?
Planning for retirement? Here’s everything you need to know about IRA CDs.
5 min read Jul 28, 2022 -
Step-up CDs: What they are and how they work
Step-up CDs can help you potentially earn a higher rate of return later on.
3 min read Jul 28, 2022 -
BMO Harris CD rates
Want to open a CD? Here’s everything you need to know about BMO Harris’ rates.
2 min read Jul 20, 2022
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- CD vs. stocks: How to choose
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