CDs

Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.

CD Basics

Better to let a CD automatically renew or cash it in? Here’s a guide for those looking to renew.

Take a look at the days when CDs were offering investors double-digit returns.

Some CDs require a minimum deposit of $100,000, but these accounts are not for everyone.

Consider these important factors before investing in bonds and CDs.

Historical CD interest rates: 1984-2022

Take a look at the days when CDs were offering investors double-digit returns.

6 min read Sep 02, 2022
American Express CD rates

Here’s everything you need to know about the bank’s rates.

2 min read Sep 01, 2022
Best jumbo CD rates — September 2022

These CDs are for high rollers, but there’s good news for the rest of us, too.

8 min read Sep 01, 2022
How much money should you keep in a CD?

Some CDs require a minimum deposit of $100,000, but these accounts are not for everyone.

3 min read Aug 24, 2022
CDs vs. bonds: How they compare and which is right for you

Consider these important factors before investing in bonds and CDs.

5 min read Aug 16, 2022
Zero-coupon CDs: What they are and how they work

Here’s everything you need to know about zero-coupon CDs.

3 min read Aug 15, 2022
No-penalty CDs: What they are and how they work

Here’s everything you need to know about no-penalty CDs.

3 min read Aug 09, 2022
What to do when a CD matures

Find out what happens to CDs that are set to mature.

4 min read Jul 29, 2022
Bump-up CDs: What they are and how they work

If you think rates may rise again soon, a bump-up CD could be what you’re looking for.

3 min read Jul 28, 2022
How do CDs work?

CDs hold your funds for a set period. In exchange, you get a reliable return.

7 min read Jul 28, 2022