CDs

Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.

CD Basics

Everything you need to know about opening an account.

Here’s everything you need to know about TD Bank’s CD rates.

CDs hold your funds for a set period. In exchange, you get a reliable return.

CDs come in different varieties. Find the one that meets your financial needs.

Best jumbo CD rates — October 2021

These CDs are for high rollers, but there’s good news for the rest of us, too.

8 min read Oct 04, 2021
Best 1-year CD rates — October 2021

A top 12-month CD is ideal for someone with a short-range savings goal in mind.

11 min read Oct 01, 2021
Best 9-month CD rates — October 2021

For short-term saving, a nine-month CD may be a better option than a savings account.

7 min read Oct 01, 2021
Best IRA CD rates for October 2021

Find the best IRA CD rates by comparing APY, term and minimum deposit requirements.

9 min read Oct 01, 2021
Best 3-month CD rates — October 2021

The top 3-month CD rates pay nearly six times the national average.

6 min read Sep 29, 2021
Best 10-year CD rates — October 2021

Locking up your savings for a decade may be a smart move in some limited circumstances.

5 min read Sep 29, 2021
Best 1-month CD rates — October 2021

Great one-month CD rates may be scarce, but depositors have other reasons to invest in them.

5 min read Sep 29, 2021
Best 1-year credit union CD rates — October 2021

These credit unions pay nearly three times the average yield on a 12-month CD.

8 min read Sep 29, 2021
Zero-coupon CDs: What they are and how they work

Here’s everything you need to know about zero-coupon CDs.

3 min read Sep 24, 2021
Bump-up CDs: What they are and how they work

If you think rates may rise again soon, a bump-up CD could be what you’re looking for.

3 min read Sep 22, 2021

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