CDs

Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.

CD Basics

Take a look at the days when CDs were offering investors double-digit returns.

3 min read

Sometimes paying an early withdrawal penalty to take advantage of a better deal isn’t a bad idea.

4 min read

Here’s everything you need to know about TD Bank’s CD rates.

4 min read

Here’s a look at why CD rates are so low and what you can do to make the most of low CD rates.

3 min read

Best 6-month CD rates — February 2021

If rates continue to decline, a short-term CD could allow you to lock in a higher fixed rate.

9 min read Feb 19, 2021
Best 2-year CD rates — February 2021

Shop around before you buy a CD. The best rates may pay a little more than 3 times what your local bank pays.

9 min read Feb 17, 2021
Best IRA CD rates for February 2021

Find the best IRA CD rates by comparing APY, term and minimum deposit requirements.

9 min read Feb 17, 2021
Best jumbo CD rates — February 2021

These CDs are for high rollers, but there’s good news for the rest of us, too.

8 min read Feb 02, 2021
Best 9-month CD rates — February 2021

For short-term saving, a nine-month CD may be a better option than a savings account.

3 min read Feb 02, 2021
Best 10-year CD rates — February 2021

Locking up your savings for a decade may be a smart move in some limited circumstances.

6 min read Jan 30, 2021
Bank of America CD rates

Looking for a CD? Here’s what the big bank will pay you.

1 min read Jan 15, 2021
Chase CD rates

The big bank offers a range of CD terms, but you can find much higher APYs elsewhere.

2 min read Dec 16, 2020
With rates so low, are CDs worth it in 2021?

With coronavirus still in full force, it may be a while before rates increase again. Here’s what savers need to know.

6 min read Jan 15, 2021
U.S. Bank CD rates

Here’s everything you need to know about the bank’s rates.

1 min read Jan 14, 2021