CDs

Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.

CD Basics

CD rates: Historical trendline

Take a look at the days when CDs were offering investors double-digit returns.

6 min read

TD Bank CD rates

Here’s everything you need to know about TD Bank’s CD rates.

2 min read

Bank of America CD rates

Looking for a CD? Here’s what the big bank will pay you.

1 min read

Citibank CD rates

Here’s everything you need to know about the bank’s CDs.

2 min read

Latest Articles

How to invest with CDs

Savers, here are strategies to invest in CDs.

6 min read Jul 19, 2022
Short-term CD vs. long-term CD: Which is best for you?

CD terms can range from three months to five years. Learn which one is right for you.

4 min read Jul 19, 2022
What is a CD (Certificate of deposit)?

CDs often pay better interest than savings accounts and can amp up your nest egg.

7 min read Jul 01, 2022
What is a callable CD?

Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.

3 min read Jun 08, 2022
12 types of CDs: Which one is best for you?

CDs come in many varieties, making it easy to find one that meets your needs.

6 min read May 26, 2022
What is an add-on CD?

Add-on CDs can offer more flexibility than a traditional CD.

4 min read May 26, 2022
What are brokered CDs?

Here’s everything you need to know about brokered CDs.

5 min read Apr 14, 2022
Saving for retirement with CDs

Investing in CDs for retirement offers benefits but also some drawbacks.

4 min read Mar 31, 2022
Is an IRA certificate of deposit (CD) tax deductible?

Looking to score more tax deductions? IRA CDs might be for you.

3 min read Mar 24, 2022
First Republic Bank CD rates

Shopping for CDs? Here’s what First Republic Bank pays.

1 min read Jan 06, 2021
Pentagon Federal Credit Union CD rates

PenFed offers money market certificates, IRA certificates and Coverdell certificates.

2 min read Jan 05, 2021
Sallie Mae Bank CD rates

The bank’s 12-month CD rate is among the highest in the country.

2 min read Jan 05, 2021
Union Bank CD rates

The bank offers one standard CD, but it’s available in a range of term lengths.

2 min read Jan 05, 2021
HSBC Bank CD rates

Shopping for a CD? Here’s what HSBC pays.

1 min read Jan 05, 2021
CD rates are low. Here’s how to make the most out of them

Here’s a look at why CD rates are so low and what you can do to make the most of low CD rates.

3 min read Nov 12, 2020
How to protect your money from rate decreases with a CD

The Fed’s recent actions may force savers to start thinking differently about their money.

2 min read Sep 14, 2020
Navy Federal Credit Union CD rates

The credit union offers a range of CD terms and requires low minimum deposits.

1 min read Jul 31, 2020
TIAA Bank CD rates

TIAA Bank offers competitive APYs and a range of CD terms.

1 min read Jul 31, 2020
SunTrust Bank CD rates

SunTrust offers standard CDs with a few terms lengths — but very low APYs.

1 min read Jul 31, 2020
Short-term CDs are still a smart money move, thanks to the Fed

With the Fed likely holding steady on rates for now, short-term CDs still look like a good option.

3 min read Jan 24, 2020