CDs
Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.
CD Basics
Latest Articles
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Top CD rates today: Jan. 18, 2024 — APYs on many terms remain above 5%
Explore the top CD rates today to maximize your savings.
5 min read Jan 18, 2024 -
Top CD rates today: Jan. 17, 2024 — Earn up to 5.51% APY
Explore the top CD rates today to maximize your savings.
5 min read Jan 17, 2024 -
Top CD rates today: Jan. 16, 2024 — 5 terms still earn 5% APY or more
Explore the top CD rates today to maximize your savings.
5 min read Jan 16, 2024 -
CD rates forecast for 2024: Expect banner year for savers with strong yields, lower inflation rate
You can find a CD account that significantly out-earns the national average if you shop around among banks.
3 min read Jan 02, 2024 -
3 ways to take advantage of high CD rates
Locking in a high yield now could be beneficial in the event rates begin to drop.
5 min read Nov 30, 2023 -
American Express CD rates
Here’s everything you need to know about the bank’s rates.
1 min read Nov 22, 2023 -
Zero-coupon CDs: What they are and how they work
Here’s everything you need to know about zero-coupon CDs.
4 min read Nov 13, 2023 -
What is an add-on CD?
Add-on CDs can offer more flexibility than a traditional CD.
4 min read Nov 13, 2023 -
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Step-up CDs: What they are and how they work
Step-up CDs can help you potentially earn a higher rate of return later on.
5 min read Oct 10, 2023 -
Top 20 strategies for CD savers
These tips can help maximize your savings using certificates of deposit.
9 min read Oct 06, 2023 -
Bump-up CDs: What they are and how they work
If you think rates may rise again soon, a bump-up CD could be what you’re looking for.
4 min read Oct 05, 2023 -
No-penalty CDs: What they are and how they work
Here’s everything you need to know about no-penalty CDs.
2 min read Oct 03, 2023 -
What is a CD (certificate of deposit)?
CDs often pay better interest than savings accounts and can amp up your nest egg.
8 min read Oct 02, 2023 -
What is a callable CD?
Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.
5 min read Oct 02, 2023 -
Best business CD rates for March 2024
These seven banks and credit unions offer competitive rates on CDs for businesses.
5 min read Sep 22, 2023 -
The pros and cons of CD investing
Certificates of deposit offer peace of mind, but they’re not without some drawbacks.
5 min read Sep 20, 2023 -
Here’s when an early withdrawal from a CD is worth it
Sometimes paying an early withdrawal penalty to take advantage of a better deal isn’t a bad idea.
4 min read Aug 01, 2023 -
Here’s how much $100,000 in a CD could earn you in 1 year
A one-year CD can be a safe and worthwhile option, especially turning to high-yielding online banks or credit unions.
3 min read Jul 11, 2023 -
Here’s how much investing $1,000 in a CD could earn you in 1 year
A one-year CD can be a safe and worthwhile option.
4 min read Jul 10, 2023
Related Topics
Helpful Links
- CD rate forecast for 2024
- Daily CD rate news
- Current weekly CD interest rates
- What is a certificate of deposit?
- Boost earnings with a CD ladder
- Pros and cons of CD investing
- Choose the right type of CD for you
- When early withdrawal is worth it
- How much to keep in a CD
- Best 3-month CD rates
- Best 6-month CD rates
- Best 1-year CD rates
- Best 5-year CD rates
- Best 10-year CD rates
- Best IRA CD rates
- Best no-penalty CD rates
- Best credit union CD rates