CDs

Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.

CD Basics

Certificates of deposit offer peace of mind, but they’re not without some drawbacks.

Taxes on CD interest aren’t always clear-cut. Here’s what you need to know.

Looking for a CD? Here’s what the big bank will pay you.

Sometimes paying an early withdrawal penalty to take advantage of a better deal isn’t a bad idea.

Saving for retirement with CDs

Investing in CDs for retirement offers benefits but also some drawbacks.

4 min read Mar 31, 2022
CD rates are low. Here’s how to make the most out of them

Here’s a look at why CD rates are so low and what you can do to make the most of low CD rates.

3 min read Nov 12, 2020
How to protect your money from rate decreases with a CD

The Fed’s recent actions may force savers to start thinking differently about their money.

2 min read Sep 14, 2020
Short-term CDs are still a smart money move, thanks to the Fed

With the Fed likely holding steady on rates for now, short-term CDs still look like a good option.

3 min read Jan 24, 2020