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Examining your goals and time horizon can provide direction when deciding.
A long-term certificate of deposit can be a great savings tool. Here’s when to open a two-year CD.
Before settling on a certificate of deposit, consider the yield and other factors.
Investing IRA funds in CDs is a good choice for some, but it’s not for everybody.
Some banks are hiking CD rates, but that doesn’t mean it’s always easy to find a great deal.
Certificates of deposit offer peace of mind, but they do have some drawbacks.
Step-up CDs can be a great option for savers in a rising interest rate environment.
Buying a CD in a rising rate environment is challenging, but these products lower the risk.
They come with a higher yield, but jumbo CDs have more than one downside.
Rising interest rates can change the calculus for bond and CD investors.