Skip to Main Content

Certificates Of Deposit

Bankrate provides comparison tools, educational content, and the latest rate news to help you find the best CD offer.

Explore CD basics

Man at laptop, deep in thought
IRS building
stacks of coin with dollar bill

Stay updated on CD rate trends

DAILY

Today's CD rate news

Explore the highest CD rates by term every weekday and learn how economic trends can affect your rate.

Arrow Right Icon
CDS

CD rates forecast for 2024

CD investors continue to benefit from strong yields, while inflation gradually slows. Here's what you need to know before the year ends.

CDS

Historical rate trends

Discover how CD interest rates have changed from 1984 to present and what we can learn from analyzing historical economic data.

Image for Current CD interest rates
WEEKLY

Current CD interest rates

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Arrow Right Icon

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team
Greg McBride

Greg McBride, CFA Arrow Right Icon

Chief Financial Analyst

Sarah Foster

Sarah Foster Arrow Right Icon

Principal U.S. Economy Reporter

Mark Hamrick

Mark Hamrick Arrow Right Icon

Senior Economic Analyst

Calculate your estimated CD earnings

Enter your deposit amount along with the term and APY of the CD you are considering. See how much you could save when your CD reaches maturity.

Latest articles

A woman researches online.
Illustration of a stack of cash and a padlock
young woman on ipad with illustrations in the background
woman working on her laptop at the kitchen table
Young mother with toddler
Couple meeting with financial advisor
man working on a laptop
Two people under umbrella using tablet
couple working on home finances
Donald Trump sitting at a desk in the Oval Office.
Man blocking face by holding a stop sign in front of himself
Man working on laptop and cellphone simultaneously
Women using digital tablet to check her finances at home office
US-ECONOMY-FEDERAL RESERVE-RATE-POWELL
CFPB building sign at an angle
man taking money out of a wallet
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Financial manager meeting with couple in bank branch office
Fresh produce
Woman watering plants.
Piggy bank with cash overflowing
close up of hands writing a check
The trusted provider of accurate rates and financial information
Wall Street Journal
Usa Today
New York Times
Cnn
Bloomberg
Abc