CDs
Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.
CD Basics
Latest Articles
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What to do when a CD matures
Find out what happens to CDs that are set to mature.
4 min read Apr 27, 2023 -
How much money should you keep in a CD?
Some CDs require a minimum deposit of $100,000, but these accounts are not for everyone.
3 min read Apr 27, 2023 -
What are brokered CDs?
Here’s everything you need to know about brokered CDs.
6 min read Apr 25, 2023 -
What is an IRA CD?
Planning for retirement? Here’s everything you need to know about IRA CDs.
5 min read Apr 25, 2023 -
Here’s how much investing $25,000 in a CD right now could earn you in 1 year
If you have $25,000 to invest in a CD right now, here’s how much you could earn.
4 min read Apr 20, 2023 -
12 types of CDs: Which one is best for you?
CDs come in many varieties, making it easy to find one that meets your needs.
7 min read Apr 13, 2023 -
CDs vs. bonds: How they compare and which is right for you
Consider these important factors before investing in bonds and CDs.
5 min read Apr 04, 2023 -
Is an IRA certificate of deposit (CD) tax deductible?
Looking to score more tax deductions? IRA CDs might be for you.
3 min read Mar 08, 2023 -
CD rates forecast for 2023: Expect yields to peak before leveling off due to slowing economy
You can find a CD account that significantly out-earns the national average if you shop around among banks.
3 min read Jan 03, 2023 -
How to open a certificate of deposit (CD)
Everything you need to know about opening an account.
4 min read Dec 22, 2022 -
How promotional (bonus) CD rates work
These CD specials help you earn more money on interest without taking on risk.
2 min read Dec 06, 2022 -
No-penalty CD vs. savings account
Should you keep money you need access to in a no-penalty CD or in a savings account?
4 min read Nov 21, 2022 -
CDs vs. share certificates: What’s the difference?
Here are differences between CDs and share certificates, and which one to choose.
3 min read Nov 03, 2022 -
5 things to know before opening a CD
A CD often earns a competitive, fixed rate. Here’s what to know before opening one.
6 min read Oct 28, 2022 -
Pros and cons of jumbo CDs
Jumbo CDs pay a higher yield than other CDs. Here’s what to know before opening one.
3 min read Oct 27, 2022 -
Are CDs safe?
All CDs have one thing in common: They’re among the safest places to park your cash.
4 min read Oct 17, 2022 -
How to avoid a CD early withdrawal penalty
Withdrawing your money from a CD before the term ends can be costly.
4 min read Oct 05, 2022 -
6 top tips for choosing the best CD for your money
CDs can be a useful tool to save, but make sure to shop around for the right kind and bank for you.
4 min read Oct 05, 2022 -
How to renew a certificate of deposit (CD)
Better to let a CD automatically renew or cash it in? Here’s a guide for those looking to renew.
4 min read Sep 19, 2022 -
Short-term CD vs. long-term CD: Which is best for you?
CD terms can range from three months to five years. Learn which one is right for you.
4 min read Jul 19, 2022
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