CDs

Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.

CD Basics

Here’s everything you need to know about brokered CDs.

Investing in CDs for retirement offers benefits but also some drawbacks.

All CDs have one thing in common: They’re among the safest places to park your cash.

Taxes on CD interest aren’t always clear-cut. Here’s what you need to know.

Best 1-year CD rates — January 2022

A top 12-month CD is ideal for someone with a short-range savings goal in mind.

11 min read Jan 05, 2022
CD rates forecast for 2022: Rates to rise, but they won’t keep up with inflation

Inflation is expected to take a bite out of savers’ wallets even as rates climb.

2 min read Jan 03, 2022
Top 19 strategies for CD savers

Follow these tips to maximize your money with certificates of deposit.

7 min read Nov 15, 2021
What to do when a CD matures

Find out what happens to CDs that are set to mature.

4 min read Oct 25, 2021
How to open a certificate of deposit (CD)

Everything you need to know about opening an account.

4 min read Oct 13, 2021
No-penalty CDs: What they are and how they work

Here’s everything you need to know about no-penalty CDs.

3 min read Oct 12, 2021
Zero-coupon CDs: What they are and how they work

Here’s everything you need to know about zero-coupon CDs.

3 min read Sep 24, 2021
Bump-up CDs: What they are and how they work

If you think rates may rise again soon, a bump-up CD could be what you’re looking for.

3 min read Sep 22, 2021
Step-up CDs: What they are and how they work

Step-up CDs can help you potentially earn a higher rate of return later on.

3 min read Sep 22, 2021
How much money should you keep in a CD?

Some CDs require a minimum deposit of $100,000, but these accounts are not for everyone.

2 min read Aug 09, 2021