CDs

Latest Articles

• Current CD rates — July 2021

  View current cd rates based on Bankrate.com’s weekly national survey of large banks and thrifts.

  2 min read Jul 29, 2021

  

• How promotional (bonus) CD rates work

  These CD specials help you earn more money on interest without taking on risk.

  2 min read Jul 28, 2021

  

• How do CDs work?

  CDs hold your funds for a set period. In exchange, you get a reliable return.

  6 min read Jul 26, 2021

  

• 12 types of CDs: Which one is best for you?

  CDs come in different varieties. Find the one that meets your financial needs.

  6 min read Jul 26, 2021

  

• Certificate of deposit: What is a CD?

  CDs often pay more interest than a standard savings account. Here’s what else to know.

  7 min read Jul 25, 2021

  

• Best 5-year CD rates — July 2021

  Here’s why the best 60-month CDs are more versatile than you might think.

  13 min read Jul 20, 2021

  

• Best 4-year CD rates — July 2021

  These top 48-month CDs pay more than 2.5 times the national average rate.

  8 min read Jul 20, 2021

  

• Best IRA CD rates for July 2021

  Find the best IRA CD rates by comparing APY, term and minimum deposit requirements.

  9 min read Jul 20, 2021

  

• Best 2-year CD rates — July 2021

  Shop around before you buy a CD. The best rates may pay a little more than 3 times what your local bank pays.

  9 min read Jul 19, 2021

  

• Best 3-year CD rates — July 2021

  There’s more to a top 36-month CD than just the rates. Read the fine print before you buy.

  9 min read Jul 19, 2021