CDs

Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.

CD Basics

Take a look at the days when CDs were offering investors double-digit returns.

3 min read

Sometimes paying an early withdrawal penalty to take advantage of a better deal isn’t a bad idea.

4 min read

Here’s everything you need to know about TD Bank’s CD rates.

4 min read

Here’s a look at why CD rates are so low and what you can do to make the most of low CD rates.

3 min read

Current CD rates — March 2021

View current cd rates based on Bankrate.com’s weekly national survey of large banks and thrifts.

2 min read Mar 04, 2021
What is an add-on CD?

Add-on CDs can offer more flexibility than a traditional CD.

4 min read Mar 03, 2021
Best 6-month CD rates — March 2021

If rates continue to decline, a short-term CD could allow you to lock in a higher fixed rate.

9 min read Mar 02, 2021
Best 1-year CD rates — March 2021

A top 12-month CD is ideal for someone with a short-range savings goal in mind.

12 min read Mar 02, 2021
Best 9-month CD rates — March 2021

For short-term saving, a nine-month CD may be a better option than a savings account.

8 min read Mar 02, 2021
Best jumbo CD rates — March 2021

These CDs are for high rollers, but there’s good news for the rest of us, too.

8 min read Mar 02, 2021
Best 2-year CD rates — March 2021

Shop around before you buy a CD. The best rates may pay a little more than 3 times what your local bank pays.

9 min read Mar 01, 2021
Best 10-year CD rates — March 2021

Locking up your savings for a decade may be a smart move in some limited circumstances.

6 min read Mar 01, 2021
Best IRA CD rates for March 2021

Find the best IRA CD rates by comparing APY, term and minimum deposit requirements.

9 min read Mar 01, 2021
Best 3-month CD rates — March 2021

The top 3-month CD rates pay nearly six times the national average.

8 min read Feb 26, 2021