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Best rewards credit cards of February 2024

Updated February 23, 2024

Rewards credit cards are a great way to make the most of your everyday expenses, allowing you to earn bonus miles, points or cash back on your purchases. While cash back is one of the simplest forms of rewards, miles or points may offer even more value for frequent travelers and shoppers.

These card offers from our partners carry some of the best rewards value and perks out there, with each issuer offering a variety of programs to suit your unique spending habits. Whether you need a flat-rate card to cover any purchase, a bonus or rotating category card for specialized spending or even a choice category card for ultimate flexibility, we’ll help you find the credit card that helps you reach your rewards goals.

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awards-badge
2024 Bankrate Awards Winner
Best for food and entertainment

Capital One SavorOne Cash Rewards Credit Card

Rating: 5 stars out of 5
5.0
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Apply now Lock
on Capital One's secure site
Good to Excellent (670 – 850)
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Recommended Credit
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Intro offer

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1% - 8%

Rewards rate

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Annual fee

Regular APR

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Best for for flat-rate travel rewards

Capital One Venture Rewards Credit Card

Rating: 4.9 stars out of 5
4.9
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Apply now Lock
on Capital One's secure site
Good to Excellent (670 – 850)
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Recommended Credit
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Intro offer

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$1275

Offer valuation

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2 Miles - 5 Miles

Rewards rate

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Annual fee

Regular APR

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awards-badge
2024 Bankrate Awards Winner
Best for flat-rate cash rewards

Wells Fargo Active Cash® Card

Rating: 4.3 stars out of 5
4.3
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Apply now Lock
on Wells Fargo's secure site
Good to Excellent (670 – 850)
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Recommended Credit
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Intro offer

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2%

Rewards rate

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Annual fee

Regular APR

BEST FOR EVERYDAY TRAVEL

Wells Fargo Autograph℠ Card

Rating: 4 stars out of 5
4.0
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Apply now Lock
on Wells Fargo's secure site
Good to Excellent (670 – 850)
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Recommended Credit

Intro offer

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$200

Offer valuation

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1X - 3X

Rewards rate

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Annual fee

Regular APR

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Best for luxury travel

The Platinum Card® from American Express

Rating: 4.8 stars out of 5
4.8
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Apply now Lock
on American Express's secure site
See Rates & Fees , Terms Apply
Good to Excellent (670 – 850)
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Recommended Credit
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Intro offer

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$1600

Offer valuation

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5X - 5X

Rewards rate

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Annual fee

Regular APR

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Best for occasional travel

Citi Premier® Card

Rating: 4.7 stars out of 5
4.7
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Apply now Lock
on Citi's secure site
Good to Excellent (670 – 850)
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Recommended Credit
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Intro offer

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$960

Offer valuation

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1X - 3X

Rewards rate

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Annual fee

Regular APR

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BEST BANK OF AMERICA TRAVEL CARD

Bank of America® Premium Rewards® credit card

Rating: 4.2 stars out of 5
4.2
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Apply now Lock
on Bank of America's secure site
Good to Excellent (670 – 850)
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Recommended Credit
Info

Intro offer

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$600

Offer valuation

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1.5X - 2X

Rewards rate

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Annual fee

Regular APR

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awards-badge
2024 Bankrate Awards Winner
Best for groceries

Blue Cash Preferred® Card from American Express

Rating: 4.4 stars out of 5
4.4
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Apply now Lock
on American Express's secure site
See Rates & Fees , Terms Apply
Good to Excellent (670 – 850)
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Recommended Credit
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Intro offer

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1% - 6%

Rewards rate

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Annual fee

Regular APR

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Best starter travel card

Chase Sapphire Preferred® Card

Rating: 5 stars out of 5
5.0
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Apply now Lock
on Chase's secure site
Good to Excellent (670 – 850)
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Recommended Credit
Info

Intro offer

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$1200

Offer valuation

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1x - 5x

Rewards rate

Info

Annual fee

Regular APR

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awards-badge
2024 Bankrate Awards Winner
Best for affordable travel perks

Capital One Venture X Rewards Credit Card

Rating: 5 stars out of 5
5.0
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Apply now Lock
on Capital One's secure site
Excellent (740 – 850)
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Recommended Credit
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Intro offer

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$1275

Offer valuation

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2 Miles - 10 Miles

Rewards rate

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Annual fee

Regular APR

Best for category variety

Discover it® Cash Back

Rating: 4.4 stars out of 5
4.4
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Apply now Lock
on Discover's secure site
Good to Excellent (670 – 850)
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Recommended Credit

Intro offer

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1% - 5%

Rewards rate

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Annual fee

Regular APR

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Best starter rewards card

Capital One Quicksilver Cash Rewards Credit Card

Rating: 3.8 stars out of 5
3.8
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Apply now Lock
on Capital One's secure site
Good to Excellent (670 – 850)
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Recommended Credit
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Intro offer

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1.5% - 5%

Rewards rate

Info

Annual fee

Regular APR

Best no annual fee travel card

Capital One VentureOne Rewards Credit Card

Rating: 4.1 stars out of 5
4.1
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Apply now Lock
on Capital One's secure site
Good to Excellent (670 – 850)
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Recommended Credit

Intro offer

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$340

Offer valuation

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1.25 Miles - 5 Miles

Rewards rate

Info

Annual fee

Regular APR

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awards-badge
2024 Bankrate Awards Winner
Best for gas

Citi Custom Cash® Card

Rating: 4.4 stars out of 5
4.4
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Apply now Lock
on Citi's secure site
Good to Excellent (670 – 850)
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Recommended Credit
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Intro offer

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1% - 5%

Rewards rate

Info

Annual fee

Regular APR

awards-badge
2024 Bankrate Awards Winner
BEST FOR PAYING RENT

Bilt Mastercard®

Rating: 4 stars out of 5
4.0
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Apply now Lock
on Wells Fargo's secure site
Good to Excellent (670 – 850)
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Recommended Credit

N/A

Intro offer

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N/A

Offer valuation

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1X Points - 3X Points

Rewards rate

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Annual fee

Regular APR

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awards-badge
2024 Bankrate Awards Winner
Best for food and travel

American Express® Gold Card

Rating: 5 stars out of 5
5.0
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Apply now Lock
on American Express's secure site
See Rates & Fees , Terms Apply
Good to Excellent (670 – 850)
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Recommended Credit
Info

Intro offer

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$1200

Offer valuation

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3X - 4X

Rewards rate

Info

Annual fee

Regular APR

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awards-badge
2024 Bankrate Awards Winner
Best rewards value

Chase Sapphire Reserve®

Rating: 5 stars out of 5
5.0
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Apply now Lock
on Chase's secure site
Excellent (740 – 850)
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Recommended Credit
Info

Intro offer

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$1200

Offer valuation

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1x - 10x

Rewards rate

Info

Annual fee

Regular APR

BEST FOR SMALL-BUSINESS OWNERS

American Express® Business Gold Card

Rating: 5 stars out of 5
5.0
Info
Apply now Lock
on American Express's secure site
See Rates & Fees , Terms Apply
Good to Excellent (670 – 850)
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Recommended Credit

Intro offer

Info

1X - 4X

Rewards rate

Info

Annual fee

Regular APR