Travel credit cards let you earn points and miles that can be redeemed on many kinds of travel purchases. Airfare, hotels, dining and entertainment are common rewards categories, and some cards even let you redeem points for cruises, excursions and destination packages. To make the most of your rewards, it’s important to pick a travel credit card that fits your spending habits and delivers benefits that fit the way you travel.
The best travel rewards credit cards offer lucrative sign-up bonuses and most earn rewards at generous rates — 2X, 3X or more — on specific purchases. On the redemption side, the best travel credit cards deliver perks like priority boarding, lounge access and flight and hotel upgrades, with no blackout dates.
Our Bankrate experts rated the best travel rewards credit cards for 2020 based on several key factors. Rewards rates, sign-up bonuses and flexible rewards redemption lead the criteria, while APRs, perks and reasonable annual fees complete the list. Our travel rewards credit card reviews detail the experts’ top picks, plus offer recommendations for specific travel goals and spending needs.
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Editorial Disclosure: Opinions expressed here are the author’s alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.