A high credit score — generally 700 and above — earns you your pick of low-interest, high-reward credit cards for excellent credit. These value-packed credit cards deliver an array of perks and savings, from hefty sign-up bonuses and 0% intro APR offers to generous cash back, travel and entertainment rewards.
With so many choices, the real challenge is deciding which credit card for excellent credit best fits your spending habits, rewards preferences and financial goals. In our credit card reviews, Bankrate experts rank the best credit cards for excellent credit in 2021 based on several factors. 0% intro and regular APRs, sign-on bonuses, cash back earnings and rewards programs top the criteria, while other cardmember perks round out the list.
In our credit card reviews for excellent credit, you can easily compare 0% intro and regular APR rates for each card and explore the array of rewards programs available. Plus, you’ll find expert recommendations on the best cards for specific needs, like cash back easy points redemptions, travel rewards, family-oriented purchases and more.
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Editorial Disclosure: Opinions expressed here are the author’s alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.