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Best no-foreign-transaction-fee credit cards of April 2024

Updated April 12, 2024

The listings that appear on the website are from credit card companies from which Bankrate receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Here's an explanation for

Foreign transaction fees are only one of many unnecessary charges travelers and online shoppers are likely to encounter. This surcharge can be up to 3 percent of the cost when making international purchases or withdrawing funds from a foreign ATM. Here’s what you need to know about the best credit cards without foreign transaction fees from our partners as well as some tips on how to avoid other unnecessary fees when shopping internationally.

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BEST OVERALL
Rating: 4.1 stars out of 5
4.1
Info
Apply now Lock
on Capital One's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit

Intro offer

Info

$340

Offer valuation

Info

1.25 Miles - 5 Miles

Rewards rate

Info

Annual fee

Regular APR

BEST FOR EXPANDED TRAVEL REWARDS CATEGORIES
Rating: 4.1 stars out of 5
4.1
Info
Apply now Lock
on Bank of America's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit

Intro offer

Info

$250

Offer valuation

Info

1.5X

Rewards rate

Info

Annual fee

Regular APR

Best for bonus category variety
Rating: 4.4 stars out of 5
4.4
Info
Apply now Lock
on Discover's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit

Intro offer

Info

1% - 5%

Rewards rate

Info

Annual fee

Regular APR

Info
BEST FOR FLAT-RATE CASH BACK
Rating: 3.8 stars out of 5
3.8
Info
Apply now Lock
on Capital One's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

$200

Offer valuation

Info

1.5% - 5%

Rewards rate

Info

Annual fee

Regular APR

Info
BEST TRAVEL CARD FOR BEGINNERS
Rating: 4.8 stars out of 5
4.8
Info
Apply now Lock
on Chase's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

$1200

Offer valuation

Info

1x - 5x

Rewards rate

Info

Annual fee

Regular APR

Info
BEST FOR FLAT-RATE TRAVEL REWARDS
Rating: 4.9 stars out of 5
4.9
Info
Apply now Lock
on Capital One's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

$1275

Offer valuation

Info

2 Miles - 5 Miles

Rewards rate

Info

Annual fee

Regular APR

BEST FOR STUDENTS
Rating: 5 stars out of 5
5.0
Info
Apply now Lock
on Discover's secure site
No Credit History
Info
Recommended Credit

Intro offer

Info

1% - 5%

Rewards rate

Info

Annual fee

Regular APR

Info
BEST FOR LOUNGE ACCESS
Rating: 4.8 stars out of 5
4.8
Info
Apply now Lock
on American Express's secure site
See Rates & Fees , Terms Apply
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

$1600

Offer valuation

Info

5X - 5X

Rewards rate

Info

Annual fee

Regular APR

BEST FOR BUDGET LUXURY TRAVEL
Rating: 5 stars out of 5
5.0
Info
Apply now Lock
on Capital One's secure site
Excellent (740 – 850)
Info
Recommended Credit

Intro offer

Info

$1275

Offer valuation

Info

2 Miles - 10 Miles

Rewards rate

Info

Annual fee

Regular APR

BEST FOR FIRST-YEAR VALUE
Rating: 4.1 stars out of 5
4.1
Info
Apply now Lock
on Discover's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit

Intro offer

Info

N/A

Offer valuation

Info

1.5X

Rewards rate

Info

Annual fee

Regular APR

Info
BEST FOR TRAVEL REWARDS ON DINING
Rating: 5 stars out of 5
5.0
Info
Apply now Lock
on American Express's secure site
See Rates & Fees , Terms Apply
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

Info

$1200

Offer valuation

Info

3X - 4X

Rewards rate

Info

Annual fee

Regular APR

Info
BEST FOR LUXURY PERKS
Rating: 5 stars out of 5
5.0
Info
Apply now Lock
on Chase's secure site
Excellent (740 – 850)
Info
Recommended Credit
Info

Intro offer

Info

$1200

Offer valuation

Info

1x - 10x

Rewards rate

Info

Annual fee

Regular APR

BEST FOR EVERYDAY TRAVEL
Image of American Express® Green Card

American Express® Green Card

*
Rating: 4.5 stars out of 5
4.5
Info
Good to Excellent (670 – 850)
Info
Recommended Credit

Intro offer

Info

3X - 3X

Rewards Rate

Info

Annual fee

Regular APR

Compare Bankrate’s top no-foreign-transaction-fee credit cards

Card name Annual fee Best for Bankrate review score
$0

Occasional travelers + Best overall

4.1 / 5

Info
(Read card review)
Apply now Lock
on Capital One's secure site
$0

Expanded travel rewards categories

4.1 / 5

Info
(Read card review)
Apply now Lock
on Bank of America's secure site
$0

Bonus category variety

4.4 / 5

Info
(Read card review)
Apply now Lock
on Discover's secure site
$0

Flat-rate cash back

3.8 / 5

Info
(Read card review)
Apply now Lock
on Capital One's secure site
$95

Travel card beginners

4.8 / 5

Info
(Read card review)
Apply now Lock
on Chase's secure site
$95

Flat-rate travel rewards

4.9 / 5

Info
(Read card review)
Apply now Lock
on Capital One's secure site
$0

Students

5.0 / 5

Info
(Read card review)
Apply now Lock
on Discover's secure site
$695

Lounge access

4.8 / 5

Info
(Read card review)
Apply now Lock
on American Express's secure site