When you’re tired and hungry– or the weather is particularly nasty– food delivery apps such as DoorDash, GrubHub, or Seamless are a fast and convenient way to tame a growling stomach. These apps make it easy to have your favorite food delivered to your door with just the click of a button.
In the last few years, food delivery apps have grown from relative obscurity to an industry with more than 38 million users, as of 2019. Credit card issuers have taken notice of the popularity of these services and are partnering with the apps to bring rewards and discounts to their customers.
American Express led the trend in 2018 when they joined with GrubHub and Seamless. Chase most recently partnered with DoorDash to offer certain card owners free delivery for a year.
Here’s a list of the credit card companies offering food delivery perks.
Chase and DoorDash:
UPDATE: On April 13, Chase announced that individuals can earn 5X points (on up to $500 in combined purchases) on DoorDash or Tock orders when they use their Chase Sapphire Reserve®, Chase Sapphire Preferred® Card, or Chase Sapphire® Card. Additionally, if you have the Chase Freedom Unlimited® or Chase Freedom Student® Card, you are eligible for 5 percent cash back on all orders up to $500. This offer ends on May 31, 2020.
Chase announced their exciting partnership with DoorDash in early 2020, which gives food delivery perks to card owners of:
- Chase Sapphire Reserve
- Chase Sapphire Preferred Card
- Chase Freedom Unlimited
- Chase Slate
How it works:
DashPass is a feature of the DoorDash platform that waives delivery fees on food orders over $12. This alone can save cardowners $4-$5 per delivery, according to DoorDash. Additionally, Sapphire Reserve card owners will get up to a $120 DoorDash statement credit ($60 through 2020 and $60 in 2021).
If you have the Chase Freedom Unlimited or the Chase Slate card then you’re eligible for three months of free DashPass, after which you’ll be automatically enrolled in the DashPass program at a 50 percent rate for the remaining nine months of the offer.
To activate the free DashPass offer you simply have to add your applicable Chase card to the DoorDash app, and your rewards will be automatically applied to future orders.
American Express and Grubhub/Seamless
Unlike Chase’s partnership with DoorDash, American Express’s partnership with Grubhub and Seamless doesn’t offer free delivery, but it does have its own perks. One benefit of using your American Express card on food orders with Grubhub or Seamless is that you can pay for the order with your points.
How it works:
To use your American Express points to pay for food on Grubhub or Seamless, card owners need to add their American Express card to their platform of choice. After this, when you go to check out your points will automatically show up. From there you simply choose the dollar amount you would like to spend using your points and click “apply”. For further instructions and exclusions you can refer to the American Express FAQ.
Best American Express card for food purchases:
The American Express Gold Card is a great card for foodies and causal takeout lovers alike. If you’re interested in taking advantage of American Express’s partnership with GrubHub or Seamless then this card could be a great option to consider. The American Express Gold Card not only allows you to pay for food delivery with points, but also offers card owners the ability to earn up to $10 monthly in statement credits on food purchases with Grubhub and Seamless.
The information about the Chase Sapphire Reserve®, Chase Sapphire Preferred® Card and the Chase Sapphire® Card has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuer.