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What car insurance does and doesn't cover

Understanding car insurance
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Understanding car insurance

Understanding exactly what your car insurance covers is a crucial part of owning a vehicle, but experts say few consumers are fully informed on their auto policies. According to a 2010 survey by the National Association of Insurance Commissioners, or NAIC, more than half of Americans don't know basic facts about auto insurance, and only 45 percent feel confident making decisions about it.

Here are seven things you need to know about how well your car is covered.


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Auto Insurance Averages
Product Rate
Auto - Couple, age 30
$ 1638.13
Auto - Couple, age 45
$ 2794.86
Auto - Female, age 50
$ 1505.29
Auto - Male, age 50
$ 1561.24
View rates in your area:
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