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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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Shopping around for the best rate possible is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Mortgage debt far outpaces other forms of household debt in the U.S.
An image of two interview subjects set on a purple background with stock images of keys and a $100 bill in front
Mirian Fuentes has big plans for her future.  The 30-year-old Mexican-American has been dating her partner, Andres, since 2024, and knew early on that he was “the one.” The couple dreams of getting [...]
An image of two homeowners in front of their home, set on a green background
Homebuyers often focus on home prices and mortgage rates when thinking about affordability. But for millions of homeowners, another housing cost is creeping higher and quietly reshaping the math: homeowners [...]
A header image that features the interview subject's previous and new homes after a move
Kelly and Stephen Auslander had something millions of people want: a mortgage rate below 3%. 2.375% to be exact. But they gave it up. Why? The biggest reason was space. Their first home was a small townhome, [...]
yellow house atop stack of money, blue background
Mortgage rates rose again this week, despite the Fed holding steady.
Here are some of the best mortgage lenders in Florida in 2026.
Consider these tips to get a top offer on a home equity line of credit.
Illustrated collage featuring an image of a house
In this arrangement, the seller — not a a mortgage lender — loans money to the buyer.
Here are some of the best mortgage lenders in Florida in 2026.
Here are some of the best mortgage lenders in California in 2025.
Here are the best mortgage lenders for March 2026.
Illustrated design features money shaped as a house
It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
Here are some of the best mortgage lenders in Texas in 2026.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
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Refinance lenders will require an appraisal to gauge the market value of your home.
Here are some of the best mortgage lenders in Florida in 2026.
Here are some of the best mortgage lenders in California in 2025.
Here are the best mortgage lenders for March 2026.
Here are some of the best mortgage lenders in Texas in 2026.
A woman plays with a child on the lawn in front of a white, two-story house. The image has a purple border.
Our list of lenders best suited to helping out a novice homeowner-to-be.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
Here is Bankrate’s guide to the best construction loan lenders.
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Yes, you can own again. But it’ll take patience and a strong financial profile.
photo illustration of red for sale sign with "foreclosure" beneath it
Buying a foreclosed home is complicated. Here’s a step-by-step guide.
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Owing money on a house can feel risky, but keep in mind where mortgages rank in the debt hierarchy.
Couple reviewing financial statements
A deficiency judgment in real estate could have lasting impact on your credit and finances.
Homebuyers sign mortgage documents
It’s what we think of when we think “mortgage”: a big loan used to buy a home.
A forest fire in California
If you’re a homeowner impacted by the Los Angeles wildfires, contact your mortgage servicer as soon as possible.
Wide shot of a home on the east coast during autumn
Some seemingly-dead second mortgages are coming back to life demanding payment.
A woman holds a gold ring in front of a jewelry box
When you’re filing for bankruptcy, disclose all your assets, no matter how trivial.