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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Minneapolis, Minnesota, Wells Fargo Home Mortgage Company
The banking giant’s retrenchment means less choice for consumers.
Aerial image of a town during the winter
New year, new rates? It all depends on inflation, the Fed, and if a recession looms.
Close up of a father playing with his daughters in their new home
As more lenders aim to address the racial housing gap, they offer generous terms. Borrowers still face risks.
family getting home consultation
Think you’re ready to pull the trigger on an investment property? Here are a few considerations.
Exterior of modern tiny house
The housing market has been superheated. What lies ahead? Here’s what experts think.
Here are some scenarios that might happen to you if you fail to pay your HOA fees.
Walking along a sidewalk near house
The consensus view: “Price growth is likely to slow, but prices aren’t likely to decline.”
Mother lifting daughter in kitchen
The HUD-1 settlement statement is only required in certain cases.
A house on a stack of money
Mortgage rates rise amid uncertainty in the markets
Balacing a house and coins
Everything you need to know before you start switching out your home loan.
Tire swing hanging on a tree at a house
It’s an easy way to swap out your FHA loan — provided you qualify.
home equity options
Not all equity-tapping methods are created equal.
A man and a woman in suits stand together in a dealership while looking at a tablet.
These car dealership tricks help salespeople maximize their profits.
Image of a black sedan and a black calculator set against a blue background.
If you’re worried about making auto loan payments, look into car loan modification.
Home next to a broken contract.
If you’re second-guessing your refi or home equity loan, you could have a way out.
A house on a stack of money
Mortgage rates tick down amid uncertainty
Here are the best mortgage lenders for July 2025.
Here is Bankrate’s guide to the best construction loan lenders.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best bad credit mortgage lenders in 2025.
OK with doing your loan digitally? These mortgage companies are the tops.
A current or veteran military person? Here are the top VA lenders for you.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
Here are some of the best mortgage refinance lenders in 2025.
A young couple dancing together in their kitchen
A shared appreciation mortgage is a unique home financing arrangement.
A woman sitting on a porch looking at a laptop
Here are options if your mortgage forbearance plan is expiring.
Senior couple payings bills inside home
Although used interchangeably, deferment isn’t the same as forbearance.
A single-story home with yard and driveway
Preforeclosure is an early step in the foreclosure process, and it’s important to take seriously.
House with sign in the front.
After several missed payments, your lender can start the foreclosure process.
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Answers to borrowers most common mortgage forbearance questions
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Here’s what to know about loss mitigation and mortgage relief.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.