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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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Shopping around for the best rate possible is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Mortgage debt far outpaces other forms of household debt in the U.S.
An image of two interview subjects set on a purple background with stock images of keys and a $100 bill in front
Mirian Fuentes has big plans for her future.  The 30-year-old Mexican-American has been dating her partner, Andres, since 2024, and knew early on that he was “the one.” The couple dreams of getting [...]
An image of two homeowners in front of their home, set on a green background
Homebuyers often focus on home prices and mortgage rates when thinking about affordability. But for millions of homeowners, another housing cost is creeping higher and quietly reshaping the math: homeowners [...]
A header image that features the interview subject's previous and new homes after a move
Kelly and Stephen Auslander had something millions of people want: a mortgage rate below 3%. 2.375% to be exact. But they gave it up. Why? The biggest reason was space. Their first home was a small townhome, [...]
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Mortgage rates rose again this week, despite the Fed holding steady.
Here are some of the best mortgage lenders in Florida in 2026.
Consider these tips to get a top offer on a home equity line of credit.
Illustrated collage featuring an image of a house
In this arrangement, the seller — not a a mortgage lender — loans money to the buyer.
Here are some of the best mortgage lenders in Florida in 2026.
Here are some of the best mortgage lenders in California in 2025.
Here are the best mortgage lenders for March 2026.
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It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
Here are some of the best mortgage lenders in Texas in 2026.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
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Refinance lenders will require an appraisal to gauge the market value of your home.
Here are some of the best mortgage lenders in Florida in 2026.
Here are some of the best mortgage lenders in California in 2025.
Here are the best mortgage lenders for March 2026.
Here are some of the best mortgage lenders in Texas in 2026.
A woman plays with a child on the lawn in front of a white, two-story house. The image has a purple border.
Our list of lenders best suited to helping out a novice homeowner-to-be.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
Here is Bankrate’s guide to the best construction loan lenders.
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Underwater mortgages can occur during an economic downturn when home values fall.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
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This legal process could help you keep your home — but it comes with a catch.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
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A 40-year mortgage comes with lower monthly payments, but higher interest costs.
A group of homes in a neighborhood
A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.
A single-family home with attached garage and two cars in the driveway
Up to four, usually. But it’s complicated.
House in the woods
It can get a homeowner out of a jam and a buyer a good deal. But it’s tough to pull off.