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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
Shopping around for the best rate possible is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

A cosntruction worker stands on the top of an under-construction structure
There aren’t enough homes for sale. Existing homeowners have self-imposed golden handcuffs in the form of 3% mortgage rates, and they aren’t in a hurry to move. We keep hearing that the U.S. needs [...]
yellow house atop stack of money, blue background
Mortgage rates continue to rise, jumping 14 basis points to 6.6% this week.
photo illustration of a couple with a baby talking to a realtor
Real estate commissions: How much are they and how do they work?
Breaking into the Los Angeles housing market, 32-year-old Benny To found a creative path to homeownership by buying a multifamily probate property. Despite being told the sale would be easy, a family dispute [...]
Home seller putting a for sale sign in yard
Want to sell your house without using an agent? Here’s what you need to know.
A lightbulb, cell phone and pile of $100 bils rest on a yellow background
Many people across the United States are opening their utility bills to an unwelcome surprise. Michael Strickland of Dallas, however, says he saw it coming. “But seeing the actual number still gave me [...]
Selfie of Chandra Hawkins.
Chandra Hawkins repaid $10K in credit card debt, improved her credit score and bought a house.
yellow house atop stack of money, blue background
Mortgage rates jumped again this week on rising inflation and the ongoing war in Iran.
When is it a good idea to refinance
Bottom line: Will refinancing help you save money?
An image of a silver SUV against a light screen square on a dark green background.
Here’s how to refinance a car loan and save.
Illustration of a money bag sitting in a tire. An empty gas meter is overlaid on the tire.
Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.
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It takes a bit of strategy. Here’s what you need to know, in seven handy tips.
Here are the best mortgage lenders for April 2026.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
Here are some of the best mortgage lenders in Florida in 2026.
Here are some of the best mortgage lenders in California in 2025.
Here are the best mortgage lenders for April 2026.
Here are some of the best mortgage lenders in Florida in 2026.
Here are some of the best mortgage lenders in California in 2025.
Here are some of the best mortgage lenders in Texas in 2026.
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Our list of lenders best suited to helping out a novice homeowner-to-be.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best cash-out refinance lenders in 2026.
Here is Bankrate’s guide to the best construction loan lenders.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
A closeup of a foreclosure sign outside of a home
This legal process could help you keep your home — but it comes with a catch.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
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A 40-year mortgage comes with lower monthly payments, but higher interest costs.
A group of homes in a neighborhood
A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.
A single-family home with attached garage and two cars in the driveway
Up to four, usually. But it’s complicated.
House in the woods
It can get a homeowner out of a jam and a buyer a good deal. But it’s tough to pull off.
A couple unwrapping/packing boxes in the kitchen
Yes, you can own again. But it’ll take patience and a strong financial profile.