Mortgages
Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.
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Mortgage basics
How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
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Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
With interest rates rising, shopping around is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting a good loan starts with choosing the right lender.
Shopping around for a mortgage can make a big difference in the amount you pay.
Here are the best mortgage lenders for February 2026.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
A mortgage application includes everything the lender needs to know to approve or deny your loan.
What to expect from start to finish when lenders evaluate you for a home loan.
The trusted provider of accurate rates and financial information
News highlights
The latest
Bankrate analysts and others weigh in on what to expect for mortgage rates in February.
Today’s mortgage rates aren’t all that different from the rates of years past. Here’s how they compare.
The APR and interest rate on your mortgage aren’t the same. Here’s what to pay attention to when you compare costs.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
A cash-out refi lets you tap your home equity in cash. See if it’s right for you.
Despite the Fed holding steady, mortgage rates dropped this week.
Here is Bankrate’s guide to the best construction loan lenders.
Here are some of the best cash-out refinance lenders in 2025.
How to calculate if the costs outweigh the benefits.
It’s an easy way to swap out your FHA loan — provided you qualify.
Not all equity-tapping methods are created equal.
These car dealership tricks help salespeople maximize their profits.
If you’re worried about making auto loan payments, look into car loan modification.
If you’re second-guessing your refi or home equity loan, you could have a way out.
Sometimes, it’s even easier than if you still had a mortgage. But there are caveats.
Both mean borrowing against your home, but their pros and cons vary quite a bit.
Here is Bankrate’s guide to the best construction loan lenders.
Here are some of the best cash-out refinance lenders in 2025.
Here are the best mortgage lenders for February 2026.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here are some of the best lenders for low- and no-down payment mortgages in 2025.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best no-fee mortgage lenders in 2025.
Here are some of the best mortgage lenders in Texas in 2024.
For much of the U.S., the divide between conforming loans and jumbo mortgages will be $832,750.
When filing Chapter 7, you must disclose all assets, but it doesn’t mean you can’t keep some.
Don’t give up on trying to keep your home. One of these strategies might rescue you.
It’s not the end if you miss just one. But don’t make a habit of it.
Is a Fannie Mae HomePath property right for you?
It’s like a mortgage, only it makes foreclosure a lot easier.
If you’re behind on your mortgage, a Flex Modification might be able to help.
A notice of default is the first legal step in foreclosure. If left unaddressed, you could lose your home.